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Cerebrum Announces the Launch of Its Advanced Brain Training Platform, Elevating Personalized Cognitive Enhancement

Retrieved on: 
Friday, April 12, 2024
Intelligence, Heart, Growth, Website

Sheridan, Wyoming--(Newsfile Corp. - April 11, 2024) - Cerebrum is pleased to announce the launch of its groundbreaking brain training platform on April 1st, 2024, setting a new standard for personalized cognitive enhancement.

Key Points: 
  • Sheridan, Wyoming--(Newsfile Corp. - April 11, 2024) - Cerebrum is pleased to announce the launch of its groundbreaking brain training platform on April 1st, 2024, setting a new standard for personalized cognitive enhancement.
  • This initial assessment meticulously evaluates users' cognitive skills across various domains, establishing a baseline measurement of cognitive abilities while also awarding a personalized IQ certificate .
  • As participants navigate through Cerebrum's extensive suite of brain training exercises, they are afforded opportunities to reassess their IQ.
  • Cerebrum's personalized brain training platform emerges as a leader in the field, catering to users who seek to assess their IQ, engage in daily brain exercises, and showcase their cognitive achievements through unique IQ certificates.

Sandy Spring Bancorp Reports First Quarter Earnings of $20.4 Million

Retrieved on: 
Tuesday, April 23, 2024
Sandy Spring Bank, FHLB, Probability, News, Risk, Federal Reserve Bank, Growth, ROA, Environment, Movement, Marketing, Webcast, Recession, GAAP, Website, Chair, Bank

Interest checking and money market accounts increased $64.5 million and $51.6 million, respectively, while time deposits decreased $93.0 million.

Key Points: 
  • Interest checking and money market accounts increased $64.5 million and $51.6 million, respectively, while time deposits decreased $93.0 million.
  • Net interest income for the first quarter of 2024 declined $2.4 million or 3% compared to the previous quarter and $18.0 million or 18% compared to the first quarter of 2023.
  • Compared to the previous quarter, the $0.4 million growth in interest income for the current quarter was more than offset by the $2.7 million increase in interest expense.
  • Non-interest income for the first quarter of 2024 increased by 11% or $1.8 million compared to the linked quarter and grew by 15% or $2.4 million compared to the prior year quarter.

YuJa Highlights First Quarter Progress, Product Innovations Designed to Improve Teaching and Learning

Retrieved on: 
Wednesday, April 10, 2024
Technology, Software, Audio, Video, Continuing, Training, University, Data Management, Primary, Secondary, Education, Artificial Intelligence, Learning, School, Utah Valley University, Zawar Farid, Digital, HTML, Smart speaker, Florida SouthWestern State College, Public service, Brunswick Community College, University of North Carolina, Platform, Higher, Automation, Website, Nursing

YuJa added dozens of higher education institutions to its platforms, including community colleges, universities, and statewide systems.

Key Points: 
  • YuJa added dozens of higher education institutions to its platforms, including community colleges, universities, and statewide systems.
  • YuJa signed systemwide agreements with the Tennessee Board of Regents and with the Colorado Community College System.
  • In addition, new YuJa Panorama add-ons were introduced, including a Smart Speaker, PDF Remediation Max, and a Website Accessibility Widget.
  • The YuJa Verity Test Proctoring Platform updates were centered on enhancing the user experience for test takers, proctors, and reviewers.

Anyone Home Unveils Leasing Assistant, the Industry's Most Eloquent AI Chatbot

Retrieved on: 
Tuesday, April 23, 2024
Chatbot, City centre, AI, NLP, AIM, Inhabit, Conference, Intelligence, TAA, Automation, Natural language, Assistant, Empathy, CRM, Natural language processing, Home, Website, Sales

KNOXVILLE, Tenn., April 23, 2024 /PRNewswire/ -- Anyone Home® by Inhabit, the industry's first prospect-centric customer engagement and leasing intelligence platform, today announced the latest advancements in their Chatbot with Live Chat which integrates cutting-edge generative artificial intelligence (AI). Anyone Home's release of Leasing Assistant, the AI-enabled Chatbot, will provide an unparalleled leasing experience for mid-market and enterprise property management organizations.  

Key Points: 
  • Anyone Home's release of Leasing Assistant, the AI-enabled Chatbot, will provide an unparalleled leasing experience for mid-market and enterprise property management organizations.
  • The announcement of Leasing Assistant marks the first component within Inhabit's new AI platform, the industry's only platform designed to blend human experience and empathy with the efficiency and scale of AI.
  • This allows them to adapt their leasing process, leasing playbook, and even their community offerings and amenities to better meet the needs of their target renters.
  • I'm thrilled for the next chapter as we build upon that using AI to drive more high-quality leads into their leasing funnel."

oneZero partners with New Change FX to boost client trading performance

Retrieved on: 
Thursday, April 18, 2024
Entrepreneurship, FX, Website, Ecosystem, Financial Conduct Authority, Financial services

BOSTON, April 18, 2024 /PRNewswire/ -- oneZero, a global leader in multi-asset enterprise trading technology solutions, today announced the integration of New Change FX benchmark data feeds into oneZero's suite of analytics in Data Source. The addition of this new stream of high quality, independent FX reference data will enable clients to further enhance their trading performance, by providing the option for clients to utilize the New Change FX reference data in reporting.

Key Points: 
  • The addition of this new stream of high quality, independent FX reference data will enable clients to further enhance their trading performance, by providing the option for clients to utilize the New Change FX reference data in reporting.
  • New Change FX is a leading provider of continuous, officially regulated benchmark FX rates that are constructed by aggregating data from the entire global market.
  • Paul Lambert, CEO, New Change FX commented: "oneZero provides clients with extremely powerful analytics via Data Source Insights, and the addition of New Change FX's benchmark data takes that to a new level.
  • FX analytics are proving increasingly important for liquidity management and at New Change FX we share oneZero's view that independent data is key to objective price measurement and improved trading outcomes."

oneZero partners with New Change FX to boost client trading performance

Retrieved on: 
Thursday, April 18, 2024
Entrepreneurship, FX, Website, Ecosystem, Financial Conduct Authority, Financial services

BOSTON, April 18, 2024 /PRNewswire/ -- oneZero, a global leader in multi-asset enterprise trading technology solutions, today announced the integration of New Change FX benchmark data feeds into oneZero's suite of analytics in Data Source. The addition of this new stream of high quality, independent FX reference data will enable clients to further enhance their trading performance, by providing the option for clients to utilize the New Change FX reference data in reporting.

Key Points: 
  • The addition of this new stream of high quality, independent FX reference data will enable clients to further enhance their trading performance, by providing the option for clients to utilize the New Change FX reference data in reporting.
  • New Change FX is a leading provider of continuous, officially regulated benchmark FX rates that are constructed by aggregating data from the entire global market.
  • Paul Lambert, CEO, New Change FX commented: "oneZero provides clients with extremely powerful analytics via Data Source Insights, and the addition of New Change FX's benchmark data takes that to a new level.
  • FX analytics are proving increasingly important for liquidity management and at New Change FX we share oneZero's view that independent data is key to objective price measurement and improved trading outcomes."

MultiTech Receives 2024 Industrial IoT Product of the Year Award

Retrieved on: 
Wednesday, April 17, 2024
Internet of things, IA Financial Group, TMC, Community, Router, Modem, Automation, CBRS, Industrial, Website, Customer service

MOUNDS VIEW, Minn., April 17, 2024 /PRNewswire-PRWeb/ -- Multi-Tech Systems, Inc, a leading supplier of Internet of Things (IoT) devices and services, announced today that the MultiConnect® rCell 500 Series Private LTE Cat 12 CBRS Industrial Cellular Router has received a 2024 IoT Evolution Industrial IoT Product of the Year Award from IoT Evolution World, the leading magazine and Website covering IoT technologies.

Key Points: 
  • MOUNDS VIEW, Minn., April 17, 2024 /PRNewswire-PRWeb/ -- Multi-Tech Systems, Inc, a leading supplier of Internet of Things (IoT) devices and services, announced today that the MultiConnect® rCell 500 Series Private LTE Cat 12 CBRS Industrial Cellular Router has received a 2024 IoT Evolution Industrial IoT Product of the Year Award from IoT Evolution World, the leading magazine and Website covering IoT technologies.
  • "The solutions selected for the Industrial IoT Product of Year Awards represent the diverse range of innovation driving the multi-billion dollar IoT market today.
  • "The solutions selected for the Industrial IoT Product of Year Awards represent the diverse range of innovation driving the multi-billion dollar IoT market today.
  • "It is my pleasure to recognize MultiConnect rCell 500 Series Router, an innovative solution that earned MultiTech the 2024 Industrial IoT Product of the Year Award," said Rich Tehrani, CEO, TMC.

GoDaddy and Upwork Partner to Funnel More Opportunities to Web Designers and Developers

Retrieved on: 
Wednesday, April 17, 2024
GoDaddy, Marketing, Freelancer, Website, WordPress, Online shopping

TEMPE, Ariz., April 17, 2024 /PRNewswire/ -- According to Upwork, website design and development as well as graphic design are among the most in-demand services on its work marketplace. In an effort to increase work opportunities for web designers and developers, GoDaddy (NYSE: GDDY) today announced it will join the new Upwork Partners program as the first web presence partner.

Key Points: 
  • In an effort to increase work opportunities for web designers and developers, GoDaddy (NYSE: GDDY) today announced it will join the new Upwork Partner s p rogram as the first web presence partner.
  • The Upwork Partners program includes Upwork Partner Experts, through which partners can provide their customers direct access to a curated set of trusted expert independent professionals deeply experienced in working with the partner's technologies.
  • The GoDaddy Experts page on Upwork spotlights available GoDaddy WordPress and web development experts within the global network of independent talent available on Upwork (NASDAQ: UPWK).
  • To support their professional journey, GoDaddy will also offer exclusive deals on GoDaddy products for registered freelancers on Upwork, assisting them in gaining more experience with GoDaddy products and solutions for web development.

Mutual funds and safe government bonds: do returns matter?

Retrieved on: 
Thursday, April 25, 2024
ACT, Safe Haven, Research Papers in Economics, Flight, Policy, B.3, ICAPM, RT, Journal of International Economics, Krishnamurti, Business, CIP, International, Observation, P25, Safety, A23, Benchmarking, B.2, FX, Paper, TSD, Environment, Journal of Financial Economics, Bogdanov, Federal, Website, United, A14, Total, The Economic Journal, Eurozone, Face, G11, Quarterly Journal of Economics, Interest rate parity, History, WD, Investment, Liquidity premium, Politics, OLS, Statistics, G15, Caballero, PDF, Classification, ECB, Foreign exchange market, AC, P99, Federal funds, Froot, Lethargy, Social science, Interest, JEL, Bias, Journal, Research, Journal of Economic Literature, The Journal of Finance, E.3, Literature, Federal Reserve, Parity, European Central Bank, AA, Annual Review, Growth, Bank of England, FRED, S&P, Injection, Risk, Elasticity, Government, G12, Finance, BIS, S1, JL, E.1, Money, Depreciation, Asset, Treasury, Federal Reserve Economic Data, A11, A10, R2, Section 4, UMP, A4, Boj, Section 3, Accounting, SJ, Fed, Mutual fund, Lustig, University of Lausanne, Section 2, P75, Foreign-exchange reserves of India, Assets under management, A19, GBP, FE, American Economic Review, A22, E.5, A3, A21, Flight-to-liquidity, Aggregate demand, G23, WT, USD, Autocorrelation, CAD, UIP, Currency, XR, Quarterly Journal, Appendix H, Capital, P95, A6, Zhu, University, B.1, P50, CHF, Transmission, Swings, Estate (law), EUR, Bank for International Settlements, JPY, E.4, Central bank, Multicollinearity, Bank, Fixed effects model, Reproduction, CAP, The Atlanta Jewish Times, VIX, Data, Om, Lobster
Key Points: 

    Dominant currency pricing in international trade of services

    Retrieved on: 
    Thursday, April 25, 2024
    SF1, Goldberg, LCP, Statistics, Research Papers in Economics, VCP, Place of birth, Postal, A.4, Journal of International Economics, Business, International, ISIC, Data collection, Heritage, Macroeconomics, Banco de Portugal, Computer, Tech, Prevalence, MCI, Agriculture, Audiovisual, European Economic Association, CNY, Journal of Monetary Economics, Pauwels, Insurance, Paper, Corsetti, Laurent, Environment, R2, Portuguese Economic Journal, Website, Table, Working paper, VB, Public opinion, World Bank, Collection, Travel, Transport, Science, PII, International economics, PDF, ECB, Foreign exchange market, Policy, Angelo Bacchetta, Social science, Labour economics, Communication, Journal, Research, Classification, A.5, Literature, DCP, European Central Bank, Mining, Export, Equation, Monetary economics, Section 5, Practice of law, Elasticity, ISO, COVID-19, BIS, Electricity, Automation, The Economic Journal, Chung, Employment, A.2, Telecommunications, International Monetary Fund, Tourism, UTC+01:00, Section 4, IUSD, Health care, F14, Database, Section 3, PCP, International finance, NIPE, Annual report, Note, Section 2, Conference, CPI, Central bank, SH42, Incidence, FE, American Economic Review, SF3, Exercise, Test, Justice, Forestry, SK22, Quarterly Journal, GDP, Central Statistics Office (India), Green, SG1, B.1, SF, Swings, Payment, IES, A.6, JPY, Colum, Bank, Reproduction, World Trade Organization, IMF, SF2, F31, Geography, Data, SF4, Cryptocurrency

    Abstract

    Key Points: 
      • Abstract
        We analyze, for the first time, how firms choose the currency in which they price transactions
        in international trade of services and investigate, using direct evidence, whether the US dollar
        (USD) plays a dominant role in services trade.
      • JEL: F14, F31, F41
        Keywords: dominant currency paradigm, international trade, services.
      • Related research has
        shown that the US dollar (USD) exchange rate is a major source of swings in
        global trade in goods?a ?dominant currency pricing? (DCP) phenomenon?since
        most goods traded internationally are invoiced and sticky in USD.
      • Yet it is also key to look at dominant currency pricing in international trade
        in services for several reasons.
      • First, global trade in services is big?accounting for
        about a quarter of global gross trade flows and for around 40% in terms of valueadded trade.
      • Third, and relatedly, the
        future of globalisation might be in trade in intermediate services?as progress with
        digitech lowers technological barriers to such trade across borders.
      • But perhaps the main reason is that trade in services is conceptually different
        from trade in goods.
      • Our paper is the first, to our best knowledge, that analyzes how firms choose
        the currency in which they price transactions in international trade of services and
        that examines whether dominant currency pricing differs between trade in goods
        and services using direct evidence? hitherto unavailable?on patterns of currency
        choices in international transactions in services compared to goods.
      • Work on dominant currency pricing has
        almost exclusively focused on trade in goods.
      • One reason is that data on patterns
        in invoicing currency for trade in services are ?virtually nonexistent? (Adler et al.
      • Yet it is important to look at dominant currency pricing in international trade
        in services for several reasons.
      • Using the exporter?s (or producer) currency in exports is known in the literature as producer
        currency pricing (PCP), while using the importer?s currency is known as local currency pricing (LCP)
        and using a third currency is known as vehicle currency pricing (VCP).
      • Our paper is the first, to our best knowledge, that analyzes how firms choose the
        currency in which they price transactions in international trade of services and that
        examines whether dominant currency pricing differs between international trade in
        goods and services using direct evidence ? hitherto unavailable ? on patterns of
        currency choices in international transactions in services compared to goods.
      • First,
        we rule out compositional effects, that is that differences in the use of currencies
        reflect differences in trade partners in services vs. goods trade.
      • Both in extra-EU and intra-EU trade, the EUR is the
        most widely used currency, be it on the export or import side.
      • Based
        on the framework, we stress which factors should determine currency choices in
        international trade, and to what extent one should expect differences between
        services trade and goods trade.
      • Second, it can price in the importer?s currency
        (local currency pricing, LCP).4 Third, it can use a third currency, say currency
        v (vehicle currency pricing, VCP).
      • That is,
        the currency choice problem is equivalent to determining the currency in which the
        desired price is least volatile.
      • (2022)
        provide systematic empirical evidence ? firm size and exposure to foreign currencies
        in imported inputs ? should also shape currency choices in services trade.
      • Dominant currency pricing in USD ? services vs. goods trade
        Having established that currency choice in international trade of services is an
        active firm-level decision as well as the determinants of this decision, we now

        8.

      • Services and goods exports: prevalence of different pricing strategies (percent)
        Notes: The table shows the shares (in value terms) of different pricing strategies: producer currency
        pricing (PCP), local currency pricing (LCP) and vehicle currency pricing (VCP).
      • To make comparisons with goods trade, we rely on Eurostat?s
        macro data on international trade in goods by invoivcing currency.
      • If intra-EU trade is more important in services than
        in goods trade, this could hence be an explanation for the lower prevalence of the
        USD in services trade.
      • We showed
        that while the USD is also extensively used as a vehicle currency in services trade, its
        prevalence is systematically lower than in goods trade.
      • Hence for all travel services exports
        the invoicing currency is the EUR; for travel imports it is the currency of the
        destination of travel (i.e.
      • Also for these

        ECB Working Paper Series No 2932

        33

        services it seems plausible that trade does not take place vis-?-vis all counterparts
        in each currency.

      • Figure B.2: Share of international trade in services in global GDP broken down by type (%)
        Notes: Authors? calculations using World Bank and World Trade Organization data.
      • An earlier version of this paper circulated under the title ?Currency choices and the role of the
        U.S. dollar in international services trade?.