A21 | Jotup

LIFX Introduces Its Brightest Bulbs to Date, the Ultimate Upgrade with Vibrant Color

Retrieved on:

Wednesday, April 3, 2024

Automation, Amazon Alexa, Internet of things, Google Nest (smart speakers), IP65, Yoga, The Home Depot, A21, Equivalence, Parabolic aluminized reflector, Samsung, System, Lighting, The Home, IOS, Video, Android, Human, Electric light

LIFX's color vibrancy tests demonstrate a superiority five times greater than competitors, ensuring unparalleled performance for every indoor and outdoor space.

Key Points:

LIFX's color vibrancy tests demonstrate a superiority five times greater than competitors, ensuring unparalleled performance for every indoor and outdoor space.
These new bulbs are even brighter, making them LIFX's most powerful light bulbs for every indoor and outdoor space.
No matter the color you choose, the bulbs maintain vibrancy and consistency so you can create endless designs and intensity options to suit your lighting needs.
For more information about LIFX and its range of smart lighting solutions, visit LIFX.com .

Deposit market concentration and monetary transmission: evidence from the euro area

Retrieved on:

Sunday, February 4, 2024

Neumark, American Economic Journal, Paper, A18, A21, Money, A4, Financial crisis, International, A5, A1, Exercise, Timothy, A14, Monetary policy, IRF, Interest rate, Economy, Quarterly Journal of Economics, NII, A8, Policy, HICP, MMF, Control, Statistics, Series, ECB, DNB, Index (economics), Finance, Section 3, GDP, History, American Economic Review, De Nederlandsche Bank, Rigidity, XB, Habit, Website, Federal funds, Social science, A11, 95.1 FM, IMF, MPS, A9, Credit, University of Amsterdam, Wang, A26, HHI, European Economic Review, Reproduction, Shock, University, Journal of Political Economy, Central bank, A30, Journal of Monetary Economics, Interval (mathematics), A25, G21, Politics, Auerbach, Silvana Tenreyro, XT, Research Papers in Economics, Causality, Deposit, Yb, A27, Time series, Dynamics, Literature, Hey, SSI, Interpolation, O'Driscoll (surname), BSI, A23, United, Domestic, European Central Bank, VAR, A28, Rigid transformation, A6, OIS, Role, PDF, Research, Feedback, The Journal of Finance, A15, A17, NFC, A22, E43, DSGE, Quarterly Journal, E52, MIR, Appendix, A10, Information, Surface finishing

Abstract

Key Points:

Abstract
I study the transmission of monetary policy to deposit rates in the euro area with a
focus on asymmetries and the role of banking sector concentration.
Moreover, the
gap between deposit rates across euro area member states - despite being exposed to the same
key ECB interest rates - has widened.
This begs the question whether deposit rates are more
sluggish in response to both policy rate increases and cuts, and what factors might influence the
transmission of monetary policy to deposit rates.
Whether banks are indeed able to adjust deposit rates asymmetrically to positive and
negative changes in policy rates could thus well depend on how much market power they hold
in the deposit market.
Arguing that market power increases in the degree of market concentration,
I further consider whether more concentrated banking sectors set rates (more) asymmetrically.
The response of deposit rates in banking sectors with an average degree of concentration does
not appear asymmetric.
The degree of market concentration is often pointed at, but recent evidence
for the euro area is scarce.
In this paper, I provide empirical evidence on the asymmetric response of deposit rates to
monetary policy, and relate this to the degree of concentration within a country?s banking sector.
Both papers
provide empirical evidence based on US deposit markets showing that deposit rates respond
more rigidly to upward changes in market rates than downward changes, especially so in more
concentrated markets.
Recent research on euro area deposit markets,
instead, has focused more on the transmission of negative policy rates (see e.g.
Whether banks are able to set deposit rates that materially differ from policy rates is affected
ECB Working Paper Series No 2896

4

by market concentration: market power is assumed to increase in the degree of concentration in
the banking sector.
Concentration thus appears to matter for how quickly ECB monetary policy has
been transmitted to deposit rates across the euro area.
Banks thus have a motive to be
rigid in adjusting deposit rates to a ?positive? monetary policy shock.
While customers are generally (and potentially rationally) inattentive, swift and substantial
nominal deposit rate declines may trigger deposit outflows.
relative deposit rate = deposit rate - short term rate
The inverse of the wedge, the relative deposit rate will allow us to see more clearly how
the deposit rate evolves in comparison to the short-term rate.
This then translates to (more
pronounced) effects on the transmission of policy to the deposit wedge, reinforcing the asymmetry discussed before.
More concentration would mean more rigid deposit rates (and thus an
increase in the deposit wedge) in case of positive surprises, and more flexible deposit rates (and
thus a decrease in the deposit wedge) in case of negative surprises (see also e.g.
I add an identical
altered-linex adjustment cost for deposit rates, to capture the upward rigidity and downward
flexibility of deposit rates as well.
As discussed
previously, the deposit rate is particularly rigid in case of a positive shock, illustrating the dividend smoothing motive and bank market power.
Without the asymmetric adjustment cost,
the response of the deposit rates to positive and negative changes in policy would have been
symmetric.
This appears a reasonable assumption
in general, as market concentration or market shares are slow-moving concepts.
3
Methods and data

I study the dynamic response to an unexpected change in monetary policy on deposit rates
in different countries in the euro area.
deposit rate - short-term rate), which for the sake of
brevity I will refer to as the ?relative deposit rate?.
Positive IRFs for the relative deposit rate imply that
the deposit rate has increased by more than the short-term rate, narrowing the wedge between
the short-term rate and the deposit rate.
0
?2
?2
?4
?6

?4
4

8

12

4

Months

8

12

Months

Figure 9: NFC rate response - linear combination of ?0 and ?1

Relative deposit rate at 1 month

Relative deposit rate at 4 months

0.0

0
?1

p.p.
0
0
?2
?1
?4
4

8

12

4

8

Months

12

Months

Figure 12: NFC rate response - linear combination of ?0 and ?1

Relative deposit rate at 1 month

Relative deposit rate at 4 months
2.0

1.5

p.p.
And, (2) how quickly
households and NFCs learn about changes in monetary policy, via the deposit rate, may vary
across the monetary union.
?0 , ?1 )
Figure A16: NFC overnight deposits, small member states
Relative deposit rate (average)

Relative deposit rate (interaction)

2

10
5

p.p.
?0 , ?1 )
Figure A19: NFC overnight deposits, four lags
Relative deposit rate (average)

Relative deposit rate (interaction)
5

0

p.p.
?0 , ?1 )
Figure A28: NFC overnight deposits, small member states
Relative deposit rate (average)

Relative deposit rate (interaction)

3

5.0

2

2.5

p.p.
?0 , ?1 )
Figure A31: NFC overnight deposits, four lags
Relative deposit rate (average)

Relative deposit rate (interaction)

3
2

p.p.

A21 Expands Anti-Trafficking Initiatives in Southeast Asia with Key Events in Thailand and Cambodia

Retrieved on:

Monday, December 4, 2023

Aftercare, Social change, A21, Partnership, Law enforcement, Survivor, School, Are You Experienced, Child advocacy, News, MSDHS, CAC, HSI, Ministry, Social media, Transport, Social, Child, Drug

PATTAYA, Thailand, Dec. 03, 2023 (GLOBE NEWSWIRE) -- A21, a global nonprofit organization committed to eradicating human trafficking through awareness, intervention, and aftercare, is proud to announce two landmark events in Pattaya, Thailand, and Cambodia.

Key Points:

PATTAYA, Thailand, Dec. 03, 2023 (GLOBE NEWSWIRE) -- A21, a global nonprofit organization committed to eradicating human trafficking through awareness, intervention, and aftercare, is proud to announce two landmark events in Pattaya, Thailand, and Cambodia.
These initiatives underscore A21's ongoing dedication to fortifying and expanding anti-trafficking efforts across the Southeast Asia region.
Child Advocacy Center Expansion - Pattaya Thailand - December 6th, 2023
On December 6th, A21 will mark a pivotal expansion of the Pattaya Child Advocacy Center (CAC) at its Pattaya location.
For more information on A21 and its mission to end modern-day slavery, please visit A21.org .

Fuller Theological Seminary Announces the Release of "Faith Beyond Youth Group: Five Ways to Form Character and Cultivate Lifelong Discipleship

Retrieved on:

Monday, October 2, 2023

Character, Baker Publishing Group, Life, Spirituality, A21, Teaching, Fuller Theological Seminary, Hope, Research, Student, Head, Growth, Form, Woman, Content, Tourism, Management, Tutoring

Pasadena, CA, Oct. 02, 2023 (GLOBE NEWSWIRE) -- Fuller Theological Seminary is excited to announce the upcoming release of "Faith Beyond Youth Group: Five Ways to Form Character and Cultivate Lifelong Discipleship," a groundbreaking book authored by Kara Powell, Jen Bradbury, and Brad M. Griffin.

Key Points:

Pasadena, CA, Oct. 02, 2023 (GLOBE NEWSWIRE) -- Fuller Theological Seminary is excited to announce the upcoming release of "Faith Beyond Youth Group: Five Ways to Form Character and Cultivate Lifelong Discipleship," a groundbreaking book authored by Kara Powell, Jen Bradbury, and Brad M. Griffin.
"Faith Beyond Youth Group" addresses this challenge head-on, offering the latest research on how to encourage lasting faith in the next generation.
The Faith Beyond Youth Group Compass includes five essential points:
Cultivating Trust: Leveraging relational strengths to develop identity, belonging, and purpose.
This book not only locates where young people are at but provides insightful, practical, and doable ways to truly cultivate lifelong discipleship."

A21 Releases 2022 Ukraine Impact Report: Empowering Vulnerable Refugees and Equipping Frontline Professionals in the Face of Human Trafficking

Retrieved on:

Wednesday, July 26, 2023

Survivor, Employment, Food, A21, Refugee, Social media, Drug, Person

A21 is directly addressing critical gaps in human trafficking awareness by distributing trafficking prevention resources—like the Safe Employment Campaign —and forming strategic partnerships to provide professional training to frontline employees in the region.

Key Points:

A21 is directly addressing critical gaps in human trafficking awareness by distributing trafficking prevention resources—like the Safe Employment Campaign —and forming strategic partnerships to provide professional training to frontline employees in the region.
As Poland swiftly became the neighboring country receiving the most Ukrainian refugees, A21 prioritized raising awareness among displaced refugees and training frontline professionals to identify human trafficking and provide resources.
“It’s critical to understand that Ukrainian refugees, like myself, are extremely vulnerable to human trafficking because they are fleeing war, coming from another country with no protection.
These trainings equip on-the ground teams across Europe to develop contextualized counter-trafficking efforts within their sphere of influence.”
Download the full 2022 Ukraine Impact Report.

Canada Is a Global Destination for Low-Carbon Investment

Retrieved on:

Wednesday, April 19, 2023

Canada is positioned to attract significant investment in the low-carbon sector.

Key Points:

Canada is positioned to attract significant investment in the low-carbon sector.
Ford (NYSE: F) is also doubling down on domestic operations by collaborating with companies such as Vale Canada Ltd.
Therefore, Canada's potential as a global destination for low-carbon investment, particularly in the area of lithium mining and production, is likely to remain high.
The Honourable François-Philippe Champagne, Canada's Minister of Innovation, Science and Industry, said : “Canada is a global destination of choice for low-carbon investment.

Ballen Studios Pledges $1 Million in 2023 to Honor Victims and Support Families Affected by Violent Crimes

Retrieved on:

Thursday, March 30, 2023

AUSTIN, Texas, March 30, 2023 /PRNewswire/ -- Ballen Studios, the global, multi-platform content company founded by leading storyteller and creator, John Allen—known globally as MrBallen—today announced a $1 million pledge to honor victims and support families affected by violent crime.

Key Points:

These programs were established to award grants to both 501(c)(3) organizations working to support victims or their families, as well as to provide financial resources directly to families and communities who have been affected by a heinous crime.
"Ballen Studios is honored to make this pledge, and I personally couldn't be more grateful for the outpouring of support from our global community since the MrBallen Foundation launched last year," said Allen.
The MrBallen Foundation also provides expedited financial assistance to victims and their families directly through their Hope Grant.
"Since our inception the MrBallen Foundation has continuously recognized the importance of serving victims of violent crimes and their families, and bringing hope to those that have experienced the devastation that violent crime brings," said the MrBallen Foundation Executive Director, Laurie Gift.

Communities Rally in 40+ Countries to Fight Urgent Human Trafficking Crisis through A21's Walk for Freedom

Retrieved on:

Tuesday, October 11, 2022

For Freedom, City, YouTube, Walking, Volunteering, Detroit Walk to Freedom, Twitter, Instagram, Entrepreneurship, Aftercare, Awareness, A21, COVID-19, Drug, Sex industry, DALLAS, Facebook

DALLAS, Oct. 10, 2022 /PRNewswire/ -- On October 15, 2022, thousands of people around the globe to participate in global anti-human trafficking nonprofit A21's 8th Walk for Freedom. Walk For Freedom is an annual day of global awareness and local action in the fight against human trafficking, reaching hundreds of cities across the world with the important message: that modern-day slavery still exists, and it's often hidden in our neighborhoods in plain sight.

Key Points:

DALLAS, Oct. 10, 2022 /PRNewswire/ -- On October 15, 2022, thousands of people around the globe to participate in global anti-human trafficking nonprofit A21's 8th Walk for Freedom.
Participants will be walking in single-file lines and distributing flyers with information about local trafficking hotline numbers, victim identification strategies, and how to make a report.
Walk for Freedom will raise awareness, decrease vulnerabilities, and empower people across the globe to identify and respond to situations of trafficking and exploitation.
Operating in 19 locations, 14 countries, A21 aims to combat trafficking through a multi-dimensional operational strategy: Reach, Rescue, and Restore.

Freedom at the Mat Expands Yoga Mat Collection with Four New Designs

Retrieved on:

Monday, July 25, 2022

Karma, Aromatherapy, Woman, Collection, Yoga, Movement, Organization, FREEDOM, YouTube, Fall from Grace (House), Freedom, Color, Mindfulness, Mat, The Third Mind Movements, Carpet, A21

NEW ORLEANS, July 25, 2022 /PRNewswire/ -- Wellness Platform, Freedom at the Mat, has announced the addition of four new designs to their growing collection of art-inspired yoga mats.

Key Points:

NEW ORLEANS, July 25, 2022 /PRNewswire/ -- Wellness Platform, Freedom at the Mat, has announced the addition of four new designs to their growing collection of art-inspired yoga mats.
The yoga & wellness mats are crafted from soft, lush, natural rubber and non-slip material and are also eco-friendly.
"The response to the Freedom At The Mat platform and art yoga mat debut collection has been humbling and overwhelming, by our customers and partners.
From now until July 31, Freedom at the Mat is offering a 30% discount on all mats using the checkout code FREEDOM.

AGENCY 21 ACQUIRES NYC-BASED ART MARKET MERGES + REBRANDS AS A21

Retrieved on:

Tuesday, May 17, 2022

World, A21, Agency, Sport, Leadership, Multimedia, World Tour, Marketing, Partner, Whisky, Acquisition, CEO, Tourism, Music

MIAMI, May 17, 2022 /PRNewswire/ -- A21, formerly known as Agency 21, a national leader in culinary event and festival production, is thrilled to announce their acquisition of Art Market Productions, a New York-based creative events firm that designs, builds, promotes, and produces important cultural experiences worldwide. The merge is A21's latest step to build on their continued success and expand and diversify beyond their culinary expertise, transforming into a fully rounded lifestyle branding agency.

Key Points:

The merge is A21's latest step to build on their continued success and expand and diversify beyond their culinary expertise, transforming into a fully rounded lifestyle branding agency.
This provides an opportunity to bring an extensive network of resources for existing partners, while providing guidance and leadership in the US market for a rapidly expanding event agency.
Since its establishment 16 yearsag, A21 has become a fully integrated marketing company made for the fast-paced and challenging 21st century.
A21 is a dynamic, full-service event and marketing agency, specializing in event production and management, corporate sales and fulfillment, brandactivations, and experiences.