Associated tags: Business, IBHS, Insurance, Weather, Insurance Institute of Canada, Research, Wind
Locations: FLORIDA, MISSISSIPPI, NORTH CAROLINA, LOUISIANA, IOWA, FOWLER, OKLAHOMA, MINNESOTA, DAUPHIN ISLAND, KENTUCKY, CALIFORNIA, WUI, BERKELEY, CA, STATE FARM, SOUTH CAROLINA, TAR HEEL, DELAWARE, GEORGIA, MAINE, RHODE ISLAND, NEW HAMPSHIRE, MASSACHUSETTS, TEXAS, MARYLAND, ALABAMA, VIRGINIA
RICHBURG, S.C., April 23, 2024 /PRNewswire/ -- As hurricane season approaches, the Insurance Institute for Business & Home Safety (IBHS) today released the fifth edition of Rating the States, which evaluates building code adoption, enforcement and contractor licensing in the 18 states along the hurricane coastline from Texas to Maine. The signature study found that while some states work to ensure homes are resilient against extreme weather, many communities remain vulnerable because state or local jurisdictions have failed to adopt or enforce modern building codes or have allowed their codes to lapse and become outdated.
Key Points:
- Less than 35 percent of Americans live in communities with an adopted modern building code.
- IBHS conducts Rating the States every three years to coincide with the building code cycle.
- Since 2008, no state in the report has adopted a new residential code and enacted uniform statewide enforcement of that code.
- Giammanco notes that inconsistent code adoption and enforcement resulted in catastrophic losses when Florida was impacted by Hurricane Andrew, which ultimately led to the state's focus on a strong code environment.
Retrieved on:
Wednesday, March 27, 2024
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Disaster,
Humanity,
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Campfire,
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Logging PARADISE, Calif., March 27, 2024 /PRNewswire/ -- The Insurance Institute for Business & Home Safety (IBHS) today commended Habitat for Humanity of Butte County (HFHBC) – one of the primary organizations rebuilding in Paradise, CA, following the 2018 Camp Fire – for announcing it will build all future homes in the community to IBHS's Wildfire Prepared Home Plus standard.
Key Points:
- Based on the latest wildfire research, Wildfire Prepared Home allows homeowners to demonstrate they have taken a series of actions shown to meaningfully reduce a home's wildfire risk.
- "Building to the IBHS Wildfire Prepared Home Plus designation provides additional peace of mind and safety for our Habitat homeowners," says HFHBC Executive Director Nicole Bateman.
- "Wildfire Prepared Home Plus helps our fellow neighbors and the Town of Paradise.
- HFHBC plans to build as many as eight homes in Paradise this year to the Wildfire Prepared Home Plus standard.
Retrieved on:
Tuesday, February 13, 2024
HVAC,
Weather,
Tornado,
Structural Damage,
IBHS,
DIY,
Insurance,
Tree,
Business,
Science,
Water,
Wind,
Lumber RICHBURG, S.C., Feb. 13, 2024 /PRNewswire/ -- Last year Americans saw that storms don't need to make national headlines to wreak havoc on homes and businesses, as more than 20 states were impacted by 19 severe convective storm events, each causing over $1 billion in damage. With most billion-dollar storms occurring between March and June, the Insurance Institute for Business & Home Safety (IBHS) urges property owners to act now using its research-based Thunderstorm Ready guides to help prevent damage before this year's severe spring weather strikes.
Key Points:
- With most billion-dollar storms occurring between March and June, the Insurance Institute for Business & Home Safety (IBHS) urges property owners to act now using its research-based Thunderstorm Ready guides to help prevent damage before this year's severe spring weather strikes.
- "Property owners should never underestimate the damage a single severe thunderstorm can cause," says Dr. Ian Giammanco, lead research meteorologist at IBHS.
- Based on decades of IBHS science, FORTIFIED is a voluntary beyond-code construction and re-roofing method designed to protect property against severe weather.
- For more ways to prepare your property to prevent damage from severe storms, IBHS's full residential and commercial Thunderstorm Ready guides, along with easy-to-follow downloadable checklists, are available on IBHS.org .
Retrieved on:
Thursday, February 8, 2024
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Science,
Research,
Wind,
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State,
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Management RICHBURG, S.C., Feb. 8, 2024 /PRNewswire/ -- The Insurance Institute for Business & Home Safety (IBHS)'s new three-year Strategy 2026: Turning Science into Solutions will expand the organization's groundbreaking research to close gaps in building science and strengthen the nation's resilience against the growing threat of severe weather and wildfire, bringing science to life and driving change.
Key Points:
- "IBHS's Strategy 2026 is a launchpad toward a more resilient future," says Roy Wright, IBHS CEO.
- Using lab and field research, IBHS develops science-based solutions for property owners to prevent avoidable structural damage.
- These laboratory findings, combined with real-world proof points, are the foundation of IBHS's voluntary resiliency programs, including FORTIFIED™ and Wildfire Prepared Home™.
- Additional priorities include providing local jurisdictions with different tiers of model ordinances and expanding its engagement with the weather broadcast community.
Retrieved on:
Thursday, December 14, 2023
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Wildfire,
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Environmental design WALNUT CREEK, Calif., Dec. 14, 2023 /PRNewswire/ -- A landscape design contest underway at the University of California, Berkeley, is expected to produce innovative, affordable ideas for homeowners that emphasize wildfire defense while preserving attractiveness. Conceived by CSAA Insurance Group and hosted by the university's College of Environmental Design, the collaboration also includes the participation of the Insurance Institute for Business & Home Safety (IBHS) and is consistent with CSAA's other initiatives focused on protecting communities from wildfire.
Key Points:
- Conceived by CSAA Insurance Group and hosted by the university's College of Environmental Design, the collaboration also includes the participation of the Insurance Institute for Business & Home Safety (IBHS) and is consistent with CSAA's other initiatives focused on protecting communities from wildfire.
- "Landscape design is essential to the visual draw and practical function of a home," said Kristina Hill, PhD, director of the Institute for Urban and Regional Development at UC Berkeley.
- In an ongoing effort to help protect communities, CSAA has supported a number of innovations focused on reducing wildfire risk.
- The winners of the Wildfire Landscape Design contest will be announced in early 2024.
Retrieved on:
Thursday, November 16, 2023
RICHBURG, S.C., Nov. 16, 2023 /PRNewswire/ -- With winter fast approaching, now is the time for home and business owners to take action and prepare their properties for severe winter weather. Guidance from the Insurance Institute for Business & Home Safety (IBHS) can help prevent costly damage and disruption when freezing temperatures and wintry precipitation arrive.
Key Points:
- Guidance from the Insurance Institute for Business & Home Safety ( IBHS ) can help prevent costly damage and disruption when freezing temperatures and wintry precipitation arrive.
- The Midwest has equal chances of seeing a busy winter with frequent storminess or a quiet season with little precipitation.
- IBHS's Winter Ready—Home and Winter Ready—Business guide property owners through critical steps to take before, during and after severe winter weather strikes, including:
Keep water out: The roof is the first line of defense against severe weather.
- For more ways to prepare your property to prevent damage from winter weather, IBHS's full residential and commercial Winter Ready guides, along with easy-to-follow downloadable checklists, are available on IBHS.org .
Retrieved on:
Thursday, November 2, 2023
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Insurance Institute of Canada,
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IBHS,
NFPA,
Safety,
Climate change,
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Reinsurance RICHBURG, S.C., Nov. 2, 2023 /PRNewswire/ -- New research shows few states and counties with the greatest wildfire risk are using sound regulatory approaches backed by consistent enforcement.
Key Points:
- Study shows few Western states with greatest wildfire risk use sound regulatory approaches with consistent enforcement.
- Living with Wildfire – a report from the Insurance Institute of Business & Home Safety ( IBHS ), the National Fire Protection Association® ( NFPA® ) and Verisk , examined community vulnerability and wildfire readiness around the wildland-urban interface (WUI) in 13 Western states.
- Separating wildfire safety from traditional building codes and a lack of clear guidance on how to integrate them has resulted in limited use by state and local officials.
- While 45 million structures are at risk nationwide, roughly 14 million U.S. structures are at risk from wildfire across the 13 Western states, according to Verisk's Wildfire Risk Analysis.
Retrieved on:
Thursday, October 19, 2023
Campfire,
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Coal,
Forestry RICHBURG, S.C., Oct. 19, 2023 /PRNewswire/ -- Even as the seasons change, many communities are still at risk of wildfire. Property owners can strengthen their homes and businesses year-round using science-based mitigation actions from the Insurance Institute for Business & Home Safety (IBHS). IBHS's updated Wildfire Ready guides for homes and businesses provide critical steps, based on the latest wildfire research, to address ignition risk and lay out a pathway for property owners to build wildfire resilience.
Key Points:
- RICHBURG, S.C., Oct. 19, 2023 /PRNewswire/ -- Even as the seasons change, many communities are still at risk of wildfire.
- IBHS's updated Wildfire Ready guides for homes and businesses provide critical steps, based on the latest wildfire research, to address ignition risk and lay out a pathway for property owners to build wildfire resilience.
- Now is the ideal time to develop a plan and begin making changes to reduce the wildfire risk for your home or business.
- Now is the ideal time to develop a plan and begin making changes to reduce the wildfire risk for your home or business."
Retrieved on:
Tuesday, September 26, 2023
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Coal RICHBURG, S.C., Sept. 26, 2023 /PRNewswire/ -- The Insurance Institute for Business & Home Safety (IBHS) recently conducted two live wildfire demonstrations in California showing the effectiveness of the research-based wildfire mitigation actions in its Wildfire Prepared Home designation program, including maintaining a noncombustible five-foot buffer around a home – Zone 0 – to help reduce its risk of ignition.
Key Points:
- RICHBURG, S.C., Sept. 26, 2023 /PRNewswire/ -- The Insurance Institute for Business & Home Safety ( IBHS ) recently conducted two live wildfire demonstrations in California showing the effectiveness of the research-based wildfire mitigation actions in its Wildfire Prepared Home designation program, including maintaining a noncombustible five-foot buffer around a home – Zone 0 – to help reduce its risk of ignition.
- "Where we see a beautiful bush or wood mulch, an ember sees fuel," said IBHS CEO Roy Wright.
- The side-by-side look at fire behavior showed how embers – the leading cause of home ignitions during a wildfire – attack and eventually burn an unmitigated structure while the mitigated building did not ignite.
- Once a home ignites in a wildfire, it is almost always a total loss without firefighter intervention.
Retrieved on:
Wednesday, August 9, 2023
Science,
CoreLogic,
IBHS,
Cyclone,
Building,
Structural Damage,
Weather,
Business,
Climate change,
Insurance Institute for Highway Safety,
Insurance,
Real estate RICHBURG, S.C., Aug. 9, 2023 /PRNewswire/ -- A new report released today by the Insurance Institute of Business & Home Safety (IBHS) and CoreLogic® found modern building codes decreased the expected spike in post-hurricane mortgage delinquency rates by about 50 percent. Borrowers in homes built to modern building codes — which emerged in 2002 — were least likely to experience mortgage delinquency following a hurricane when all other factors were equal.
Key Points:
- Borrowers in homes built to modern building codes — which emerged in 2002 — were least likely to experience mortgage delinquency following a hurricane when all other factors were equal.
- Modern building codes decreased the expected spike in post-hurricane mortgage delinquency rates by about 50 percent.
- The study explored the impact of landfalling hurricanes on mortgage delinquency rates and how more resilient modern building codes and their adoption impact local housing markets.
- "Modern building codes provide stability when weather-related disasters occur," said Tanya Havlicek, principal, science and analytics at CoreLogic.
