Brookings Institution

Redfin Report: The Pool of People Taking Out Mortgages In America Is Becoming Less White

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金曜日, 5月 3, 2024
Residential Building & Real Estate, Fintech, Construction & Property, Professional Services, Brookings Institution, Bangladesh Technical Education Board, Fertility, Data, HMDA, Home Mortgage Disclosure Act, Death, Ageing, COVID-19, Growth, Real estate

While that’s a far higher share than any other group, it’s down from 64% in 2022 and 70.4% in 2018.

Key Points: 
  • While that’s a far higher share than any other group, it’s down from 64% in 2022 and 70.4% in 2018.
  • Meanwhile, the share of new mortgages taken out by Hispanic buyers increased to 14% in 2023 from 12.6% in 2022 and 11% in 2018.
  • “The pool of homebuyers taking out mortgages is becoming less white because America is becoming more diverse, and many people of color are in their prime homebuying years,” said Redfin Senior Economist Elijah de la Campa.
  • White people took out 1,582,643 mortgages in 2023, down 22.1% from a year earlier and down 31.3% from 2018.

Launch of "What's Possible": A Blueprint for Sustainable American Communities

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木曜日, 5月 2, 2024
Climate change, Wells Fargo, Safety, Federal Reserve Bank, LISC, Health, Bangladesh Technical Education Board, Housing, RMI (energy organization), Enterprise Community Partners, Possibility, Microsoft, Brookings Institution, Enterprise, Prosperous, Natural Resources, Criminal defense lawyer, Management

NEW YORK, May 2, 2024 /PRNewswire/ -- Enterprise Community Partners, LISC, and the Federal Reserve Bank of New York are pleased to announce the publication of What's Possible: Investing NOW for Prosperous, Sustainable Neighborhoods. This new volume of essays is now available for free online. The project, funded by the Wells Fargo Foundation, will serve as a critical resource for everyone committed to tackling the climate crisis and building more resilient, sustainable, and prosperous communities.

Key Points: 
  • The project, funded by the Wells Fargo Foundation, will serve as a critical resource for everyone committed to tackling the climate crisis and building more resilient, sustainable, and prosperous communities.
  • "Through these pages, we find not just concepts but actionable solutions that inspire us to dream bigger and act boldly for the well-being of our communities."
  • "What's Possible offers practical approaches that support the transition to a more equitable, sustainable and resilient future."
  • What's Possible: Investing NOW for Prosperous, Sustainable Neighborhoods urges stakeholders across sectors to invest in communities across America, ensuring they are more inclusive, sustainable, and prosperous for all.

Christine Lagarde: Unlocking the power of ideas

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火曜日, 4月 23, 2024
CHIPS, Reproduction, International Energy Agency, Friends, Face, Learning, Theodore Roosevelt, CIT, The New York Times, Printing, History, Pleasure, Commerce Clause, Frankfurt, Artificial intelligence, Commerce, Wine, Congo, European Commission, Rail transport by country, USD, Inflation, Courage, Speech, Congress, Liberty, Hidden champions, ECB, Gibbons v. Ogden, Shock, Diffusion, Observation, Communication, International Monetary Fund, Ambition, GDP, Coal, IEA, McKinsey & Company, Electricity, EDS, European University Institute, Public policy, CHIPS and Science Act, Research, News, AI, EMU, Competition (economics), Robotics, Oxford University Press, Single market, Machine learning, Book, Australian Strategic Policy Institute, Solow–Swan model, European Central Bank, Democratic republic, Brain, Growth, Brookings Institution, European Council, Supreme, Steel, Natural Resources, Society, University of Chicago Press, Literacy, Necessary, Life, Diplomacy, Heart, Optimism, Economic growth, European Investment Fund, Renewable energy

Since 2022 rising housing costs have, on average, largely been offset by growth in household income, leading to stable housing cost to household income ratios.

Key Points: 
  • Since 2022 rising housing costs have, on average, largely been offset by growth in household income, leading to stable housing cost to household income ratios.
  • The housing cost burden has, however, increased slightly for both renter and mortgage households at the upper end of the income distribution.

Philip R. Lane: Disinflation in the euro area: an update

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木曜日, 4月 18, 2024
Element, Reproduction, SAFE, Speech, Conference, Growth, Brookings Institution, Disinflation, Finance, Projection, Exercise, ECB, Real, Risk, Frankfurt, Bank, SPF, Policy, Communication, ILS, HICP, OIS, DFR, GDP, The, APP, Watcher, Bangladesh Technical Education Board, Probability, Swings, Fiscal, Acceleration, Goethe University Frankfurt, Personal ordinariate, PEPP, CTS, European Central Bank, Fear, Bookkeeping

Stock market development and familiarity (language and distance) are considered key determinants for home bias.

Key Points: 
  • Stock market development and familiarity (language and distance) are considered key determinants for home bias.
  • The literature neglects however that investors often invest in foreign funds domiciled in financial centers.

National Civil Rights Museum adds to roundtable slate for The Resilience: Combatting Police Violence through Policy and Public Safety

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木曜日, 3月 14, 2024
The Kresge Foundation, Health care, Museum, The Reckoning, Brookings Institution, Restoration, Health equity, Resilience, Education, National Civil Rights Museum, Law enforcement, Violence, City, Memphis Cook Convention Center, CNN, Reconciliation, Police, Killing of Tyre Nichols, FedEx, Safety, Workforce, Bangladesh Technical Education Board, AIR, Pain, Policy, State, Parent, Work, Drug

Memphis, TN, March 14, 2024 (GLOBE NEWSWIRE) -- The National Civil Rights Museum will host the fourth and final national convening entitled “The Resilience: Combatting Police Violence through Policy and Public Safety” on March 22, 2024 from 9:00 am to 2:00 pm at the Renasant Convention Center.

Key Points: 
  • Memphis, TN, March 14, 2024 (GLOBE NEWSWIRE) -- The National Civil Rights Museum will host the fourth and final national convening entitled “The Resilience: Combatting Police Violence through Policy and Public Safety” on March 22, 2024 from 9:00 am to 2:00 pm at the Renasant Convention Center.
  • During the symposium, participants will offer strategies and solutions to tackle police violence through policy-driven, community-led, and trauma-informed alternatives to traditional public safety methods.
  • The event includes an opening panel, facilitated sessions, and a lunch roundtable discussion:
    Opening Panel – From Pain to Purpose: The Courageous Activism of Police Violence Victims.
  • The national convening series – The Reckoning, The Resolve, The Reconciliation, and The Resilience – is made possible by the support of National Civil Rights Museum Catalyst Partners FedEx, Cummins, and The Kresge Foundation.

National Civil Rights Museum hosts symposium, The Resilience: Combatting Police Violence through Policy and Public Safety

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火曜日, 2月 20, 2024
Museum, Love, The Reckoning, National Civil Rights Museum, Violence, FedEx, Restoration, Community engagement, Education, Courage, Brookings Institution, Work, Parent, Bangladesh Technical Education Board, Memphis Cook Convention Center, Safety, Face, The Kresge Foundation, CNN, Pain, AIR, Policy, Resilience, Police, Health equity, Workforce, Killing of Tyre Nichols, Law enforcement, Reconciliation, NAACP, Drug

Memphis, TN, Feb. 20, 2024 (GLOBE NEWSWIRE) -- The National Civil Rights Museum will host the fourth and final national convening entitled “ The Resilience: Combatting Police Violence through Policy and Public Safety ” on March 22, 2024 from 9:00 am to 2:00 pm at the Renasant Convention Center.

Key Points: 
  • Memphis, TN, Feb. 20, 2024 (GLOBE NEWSWIRE) -- The National Civil Rights Museum will host the fourth and final national convening entitled “ The Resilience: Combatting Police Violence through Policy and Public Safety ” on March 22, 2024 from 9:00 am to 2:00 pm at the Renasant Convention Center.
  • “The Resilience symposium is the apex of collaboration among thought leaders and activists whose commitment to public safety, justice, and dignity are born out of love for our communities,” said Museum President, Dr. Russ Wigginton.
  • Opening Panel – From Pain to Purpose: The Courageous Activism of Police Violence Victims.
  • The luncheon panel includes Derrick Johnson, National President of NAACP, Raumesh Akbari, Tennessee State Senator, and is moderated by Symone Sanders Townsend.

Our nation must advance industries of the future or risk losing the race for the 21st century

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金曜日, 3月 8, 2024
CHIPS, Innovation, Amazon Web Services, Woman, Economic development, Poverty, American Dream, Multimedia, Artificial intelligence, Harper College, AACC, AI, Education, SIA, Investment, STEM, City Colleges of Chicago, News, Brookings Institution, Social mobility, City Colleges, National Science Foundation, Parent, Human, BILT, Community college, Sputnik 1, Heart, Pell, Community, Science, Semiconductor, Microsoft, Workforce, Trade, Student, Nursing

Today, the U.S. risks losing the race in global competitiveness, innovation and national security if we fail to double down in our commitment to accelerating technological innovation for a strong future.

Key Points: 
  • Today, the U.S. risks losing the race in global competitiveness, innovation and national security if we fail to double down in our commitment to accelerating technological innovation for a strong future.
  • It's also a once-in-a-generation workforce development opportunity for the nation's advanced industries to address their glaring needs for STEM and technician talent.
  • Of unfilled new positions, a sizeable portion are skilled technicians with two-year degrees and additional on-the-job "earn and learn" training such as apprenticeships.
  • If we don't leverage this landmark opportunity, we will lose the race for the 21st century.

AMBASSADOR IVO H. DAALDER JOINS WORKSTORM ADVISORY BOARD, REINFORCING SECURE COLLABORATION MISSION

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火曜日, 3月 5, 2024
School, Advisory board, Pathway to Adventure Council, University, Brookings Institution, Doctor of Philosophy, AI, Bangladesh Technical Education Board, United States Naval Academy, Commerce, Defense, Government, Global Affairs Canada, Communication, United Nations Security Council, Mission, Policy, Privacy, Public policy, Federal Aviation Administration, CIO, Pentagon, Military, Public policy school, National security council, Management

CHICAGO, March 5, 2024 /PRNewswire/ -- Workstorm, a provider of secure collaboration technology, announces that Ambassador Ivo H. Daalder has joined its Advisory Board , strengthening its footprint in the industry.

Key Points: 
  • CHICAGO, March 5, 2024 /PRNewswire/ -- Workstorm, a provider of secure collaboration technology, announces that Ambassador Ivo H. Daalder has joined its Advisory Board , strengthening its footprint in the industry.
  • Through his distinguished career, Ambassador Daalder brings extensive expertise in international affairs, security studies, geopolitics, and geoeconomics.
  • Workstorm welcomes Ambassador Daalder to its Federal Government Subcommittee, joining Steve Cooper and retired Brigadier General Stephen Cheney, two preeminent experts in government and security.
  • Raj Fernando, Founder and CEO of Workstorm, stated, "We are honored to have Ambassador Daalder on our Advisory Board.

National Higher Education Teaching Conference '24 Focuses on Accelerating the Great College Teaching Movement

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木曜日, 2月 29, 2024
Maker, Social change, National Association, Student, Innovation, Associate, American University, Achievement Medal, Elon University, A.I, Thurgood Marshall College Fund, AAC, Fellow, School, Yolanda, School of education, University of Southern Mississippi, Winston-Salem State University, ACUE, Faculty, Council, NASH, Learning, NPR, Spiva, University of Pennsylvania, Bangladesh Technical Education Board, Conference, Kent State University, Amateur, Marriage, Brookings Institution, Teaching, Doctor of Philosophy, Raikes, Movement, Nursing

NEW YORK, Feb. 29, 2024 /PRNewswire-PRWeb/ -- Today Association of College and University Educators (ACUE) unveiled the stellar line up of higher education leaders and change makers who will present at the second annual National Higher Education Teaching Conference (NHETC). Slated for June 13-14, 2024, at the Hilton Minneapolis, the conference will focus its discussion on helping higher education leaders navigate change to advance great teaching at their institutions.

Key Points: 
  • NEW YORK, Feb. 29, 2024 /PRNewswire-PRWeb/ -- Today Association of College and University Educators (ACUE) unveiled the stellar line up of higher education leaders and change makers who will present at the second annual National Higher Education Teaching Conference (NHETC) .
  • Slated for June 13-14, 2024, at the Hilton Minneapolis, the conference will focus its discussion on helping higher education leaders navigate change to advance great teaching at their institutions.
  • His keynote, "Strategies for Leading Through Change and Uncertainty" will offer insights on how leaders can effectively advance the great teaching movement across higher education, starting within their own campus communities.
  • An inspirational closing plenary will send NHETC '24 attendees back to their colleges and universities ready to grow the great teaching movement.

Bridging the Gap: How EnrichedHQ Tackles the Mommy Tax Crisis for Working Moms

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火曜日, 2月 20, 2024
Human services, Woman, Research, Education, State, Investment, Child care, Transport, Brookings Institution, Father, Language, Commerce, Wallace Foundation, Parent, Empathy, Bangladesh Technical Education Board, Learning, Life, Conference, Pique, COVID-19, Mother, Family, Knowledge, Child, Statistics, Workforce, National Conference, Mommy, Ageing, Student

BRISTOL, Vt., Feb. 20, 2024 /PRNewswire-PRWeb/ -- The oft-used phrase, "It takes a village to raise a child," is a proverb that has its roots in African culture, but is applicable in all cultures, for all people. The responsibilities of raising children go far beyond the home and are best executed when shared among those who want to provide opportunities for the child while supporting the primary caregiver. If the weight of caregiving continues to fall primarily on the shoulders of moms, society will continue to experience the detrimental effects of how this burden harms all women in this position and their children. EnrichedHQ has recognized that businesses that employ mothers can significantly lessen this burden by providing child care opportunities for older children who have aged out of traditional child care. "While so many parents are suffering, corporate America needs to cut through the bureaucracy and get innovative in providing low-cost, turnkey approaches to the issues of quality child care," states Carleen Haylett, CEO of EnrichedHQ.

Key Points: 
  • EnrichedHQ has recognized that businesses that employ mothers can significantly lessen this burden by providing child care opportunities for older children who have aged out of traditional child care.
  • According to the National Conference of State Legislatures, children spend an average of 80% of their days out of school.
  • Year after year, the costs associated with child care for kids of all ages continue to rise, further creating an untenable dilemma for families.
  • Their resulting report, The State of Invisibility, paints a gloomy picture of the current state of motherhood and child care.