EMBARK GROUP


Associated tags: Woman, SSAS, Financial adviser, Workplace, Education, D2C, Female, SIPP, Climate change, Retirement, Conference, Wealth management, 2019 UN Climate Action Summit, ESG, Ageing, COP, Financial services

Embark Investor Confidence Barometer: Investors recognise climate responsibility, but ambivalence to act remains

Retrieved on: 
Thursday, October 21, 2021
Woman, Technology, Group, Industry, Retirement, COP, Ageing, ESG, 2019 UN Climate Action Summit, Investment, Wealth management, Conference, Climate change, Man, SSAS, SIPP, Female, D2C, Education, Workplace, Financial adviser, Financial services

LONDON, Oct. 21, 2021 /PRNewswire/ -- The Embark Investor Confidence Barometer has revealed that the majority of investors believe that it is their responsibility to invest in a way that doesn't contribute to climate change. However, despite this, investors appear ambivalent to acting with a half of respondents saying that responsible investing is not important when making decisions about their portfolio - a concerning insight as COP 26 draws near. This is particularly the case for the youngest investors, even though most do not believe it hinders returns.

Key Points: 
  • LONDON, Oct. 21, 2021 /PRNewswire/ -- The Embark Investor Confidence Barometerhas revealed that the majority of investors believe that it is their responsibility to invest in a way that doesn't contribute to climate change.
  • This is particularly the case for the youngest investors, even though most do not believe it hinders returns.
  • Significantly, very few investors actively disagree with this sentiment (19% of advised and 10% of non-advised) either.
  • Only a quarter (24%) of advised investors disagreed and this was even lower for non-advised investors (18%).

Pandemic deals blow to unadvised investor confidence, with retirement confidence worryingly low

Retrieved on: 
Thursday, February 25, 2021
Finance, Money, Economy, Investors, Stock market, Investment

Prior to the pandemic, 70% of unadvised investors were confident* they could deliver their financial plans without an adviser.

Key Points: 
  • Prior to the pandemic, 70% of unadvised investors were confident* they could deliver their financial plans without an adviser.
  • However, since then it has dropped to 60%, with one in five (20%) unadvised investors now not confident** about delivering their financial plans (up from 8% prior to the pandemic).
  • The impact of advice on investor confidence was starkly exposed during the stock market crash between February and April 2020.
  • During periods of high stress, investor losses can rise to about 6 or 7% a year from emotionally-guided investment decisions.