Single Euro Payments Area

TARGET Annual Report 2023

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수요일, 6월 12, 2024
Transfer, Nature, ISO 9362, Cost sharing, PACS, Inst, MCAS, Credit transfer, CPA, DCAS, State, ECB, European, EAT, Traction, DKK, ACHS, EPC, EURO1, A2A, RTS, Regulation, GDP, Test management, Data, Sveriges Riksbank, NRO, Risk management, TS, European Economic Area, Annual report, DWH, Central bank, Guideline, UHB, Comparison, Business, MCA, European Central Bank, Recurrence, CBT, RIX, Classification, DCA, Rural sociology, BILL, Documentation, Interbank, Amortization, Policy, Danmarks Nationalbank, ECMS, SCT, CLM, PDF, COVID-19, GUI, CLS, Website, UDFS, Leg, Information services, Risk, ACH, BICS, CAMT, TSRC, BIC, Letter, Single Euro Payments Area, Software, Credit, ISO, Running, Directory, G20, Methodology, Reproduction, MIB, APP, ASTA, Data warehouse, CMB, Environment, Incidents, LEA, ISSN, Norges Bank, Statistics, BDM, Hand, Whit, Exercise, Medical imaging

It has pioneered cross-sectoral legislation on artificial intelligence, cloud computing services and crypto-assets for this purpose.

Key Points: 
  • It has pioneered cross-sectoral legislation on artificial intelligence, cloud computing services and crypto-assets for this purpose.
  • This paper discusses digital innovation in the banking sector in the context of the academic literature on financial innovation and non-banks.

The international role of the euro, June 2024

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수요일, 6월 12, 2024
Transfer, Steps, Blackstone Inc., Visa, Senate, Journal of Economic Perspectives, Logicor, United States Senate, Korea Investment Corporation, Bank of China, Republic, MBridge, Policy, CBDC, Journal of International Economics, European Central Bank, Digital, Sovereign Wealth Fund Institute, International, Gold, Role, G7, Official, Economic and monetary union, EBRD, Website, Risk, Megginson, Economic union, Empirical evidence, Investment, DBS, Environment, Eurosystem, Foreign exchange market, Developed country, Journal, Bank, Economic integration, Statistics, Financial Times, IA Financial Group, HKMA, Working paper, House of Representatives, System, CMU, Overalls, European, SPFS, Federal Reserve Bank, China Investment Corporation, DB, Collection, HSBC, European Parliament, The International, Data, Anniversary, EMU, Cambridge University Press, Global Times, Vital, Eurasian Economic Union, Community business development corporation, Temasek Holdings, Abu Dhabi Investment Authority, American Economic Review, Acquisition, Congress, HM Treasury, G20, Quarterly Journal of Economics, ISBN, International economics, BioNTech, Federal Reserve, Accenture, Strategy, Cross, Executive order, IMF, United States Congress, Anecdotal evidence, ECB, Financial economics, Reconstruction, Deutsche Bahn, Bias, Calibration, BIS, Public Investment Fund, Federal, SWF, Vision 2030, Central bank, International financial management, Council, Depreciation, Person, Republican, American depositary receipt, Single Euro Payments Area, Architecture, Qatar Investment Authority, Mastercard, Reproduction, Representative, USD, Swiss National Bank, Table A, Quarterly Journal, Bank of England, Speech, Insurance, SNB, Rise, Emirate, Private, Sound, Kuwait Investment Authority, State, Section 3, Bloomberg, European Economic Area, Autumn, House, Blog, Uncertainty, Sale, Bank of France, Sovereign wealth fund, TASS, CIPS, Central Bank of Russia, Financial Stability Board, Number Two, Development finance institution, ISSN, CHF, Development, Cryptocurrency

We investigate the impact of expectations about future climate policy on investment decisions of fossil fuel firms.

Key Points: 
  • We investigate the impact of expectations about future climate policy on investment decisions of fossil fuel firms.
  • Our empirical analysis reveals that firms with greater exposure to climate change significantly increased their investment in response to the Paris Agreement, in contrast to firms with lower exposure.

Global Real-Time Payments Growth “Sustainable” As New Use Cases Push Transactions to Record Highs – ACI Worldwide Report

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화요일, 4월 30, 2024
Technology, Payments, Finance, Security, Fintech, Professional Services, Software, Data Analytics, Artificial Intelligence, Use, UPI, Nature, ACIW, Yoy, Partnership, Research, GlobalData, Synthetic media, QR, ACI Worldwide, Single Euro Payments Area, Multimedia, FedNow, Government, Friction, Growth, Online shopping

Global real-time payments growth has reached sustainable levels with 266.2 billion real-time payments transactions recorded in 2023—a year-over-year (YoY) growth of 42.2%—according to the 2024 Prime Time for Real-Time report, published by ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software , in partnership with GlobalData , a leading data and analytics company.

Key Points: 
  • Global real-time payments growth has reached sustainable levels with 266.2 billion real-time payments transactions recorded in 2023—a year-over-year (YoY) growth of 42.2%—according to the 2024 Prime Time for Real-Time report, published by ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software , in partnership with GlobalData , a leading data and analytics company.
  • India continues to dominate the global real-time payments market, with 129.3 billion transactions in 2023 – more than the rest of the world’s top 10 real-time payments markets combined.
  • Brazil saw a remarkable YoY growth of 77.9% in 2023, with 37.4 billion real-time payments transactions.
  • Asia Pacific (APAC) is the largest real-time payments market, with 185.8 billion transactions in 2023, representing 24.0% of all electronic payments in the region.

Piero Cipollone: Innovation, integration and independence: taking the Single Euro Payments Area to the next level

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목요일, 4월 25, 2024
Reproduction, Failure, Friends, SPAA, Complementarity, Frankfurt, Travel, BIS, Sale, Nature, Market, Council, Investment, Competition, European, European Commission, Disability, USD, Statistics, Visa, Commissioner, ECB, Partnership, Payment, Risk, Policy, Communication, NFC, Apple Pay, Crowding, Safety, Privacy, IOS, Riau rupiah, Digital, SPACE, News, Private sector, Commission, Security, McGuinness, Single market, Public sector, Single Euro Payments Area, Family, Digitalization, Work, European Central Bank, Civil service commission, Opacity, Smartphone, Apple, Central bank, European Parliament, Le Parisien, PSP, BEUC, MIP, SIBS, IDEAL, Cirrus (interbank network), Online shopping

This paper investigates the sensitivity of the demand for safe government debt to currency unhedged and hedged excess returns in a sample of US mutual funds.

Key Points: 
  • This paper investigates the sensitivity of the demand for safe government debt to currency unhedged and hedged excess returns in a sample of US mutual funds.
  • We find evidence of active rebalancing towards government bonds that offer relatively higher returns on an unhedged basis, in particular euro denominated securities.

Piero Cipollone: The euro at 25: what next for Economic and Monetary Union?

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화요일, 2월 13, 2024
NGEU, Freedom, Education, Investment, Next Generation EU, Growth, High, GDP, Attention, Single, University, Work, ESM, Policy, European Parliament, SURE, Recovery, Journal of Monetary Economics, Solidarity, ISPI, Council, American Economic Review, Blog, Journal, Economics, Congress, Workforce, Communication, Stability, Pressure, Depreciation, Smets, European Commission, Scar, Single market, RRF, Wildwood House, European Court, Economy, Frankfurt, Benefit, Central bank, City, European Central Bank, Employment, Commission, De Ridder, Speech, Research, Face, Insurance, Reproduction, Monetary economics, Annual report, Climate, Friends, Thought, Economic and monetary union, Mathematics, Risk, COVID-19, OJ, Mundell, Single Euro Payments Area, EMU, Brueghel, Justice, Unemployment, ECB, Renewable energy

We document how gas price fluctuations have a heterogeneous pass-through to euro area prices depending on the underlying shock driving them.

Key Points: 
  • We document how gas price fluctuations have a heterogeneous pass-through to euro area prices depending on the underlying shock driving them.
  • Supply shocks, moreover, are found to pass through to all components of euro area inflation – producer prices, wages and core inflation, which has implications for monetary policy.

Press release - Ensuring euro money transfers arrive within ten seconds

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수요일, 2월 7, 2024
Fraud, MEP, PSP, Safety, Single Euro Payments Area, Riau rupiah, SME, ECR, Electronic funds transfer

The new regulation aims to make sure that retail clients and businesses, especially SMEs, will not have to wait for their money, as well as to enhance the safety of transfers.

Key Points: 
  • The new regulation aims to make sure that retail clients and businesses, especially SMEs, will not have to wait for their money, as well as to enhance the safety of transfers.
  • Banks and other payment service providers (PSPs) will have to ensure credit transfers are affordable and immediately processed.
  • The text, already agreed with EU member states, updates the current Single Euro Payments Area (SEPA) rules.
  • Instant credit transfer
    An instant credit transfer is supposed to be executed regardless of the day or hour and the money must arrive into the recipient’s account within ten seconds.

The Eurosystem policy response to developments in retail payments

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수요일, 2월 7, 2024
Crypto, Multilateralism, Civil service commission, Section 2, International, Fraud, Ecosystem, Privacy, SIPS, Aggression, Architecture, Bank, ECB, OJ, Digital divide, Finance, Section 3, Internet, SPACE, Knowledge, Principle, Bank for International Settlements, Safety, FSB, PFMI, Council, Blog, TARGET, Artificial intelligence, CPSS, Central bank, Committee, ECRB, CPMI, IOSCO, Payment, International Organization (journal), Acceleration, Single Euro Payments Area, European Commission, Speech, Coronavirus, European Central Bank, Risk, Financial market, Face, Motivation, Euro, ICT, Policy, IBAN, Payments Council, European, Digital, Section 4, Fintech, European Payments Initiative, Digitalization, Perception, News, Instant, Sale, European Parliament, Conference, Online shopping

Retail payments are undergoing profound changes that are reshaping the European payments landscape.

Key Points: 
  • Retail payments are undergoing profound changes that are reshaping the European payments landscape.
  • The retail payments ecosystem and consumers’ attitudes and preferences are evolving and influencing one another.

ACI Worldwide’s Daniele Astarita Selected To Serve on the EPC Scheme Technical Player Multi-Stakeholder Group

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월요일, 12월 18, 2023
Technology, Payments, Banking, Elections, Campaigns, Other Technology, Professional Services, Public Policy, Government, Software, Digital Cash Management, Digital Assets, Payments Council, Ecosystem, ACI Worldwide, Astarita, Single Euro Payments Area, ACI, STP, ACIW, EPC, Mobile phone, Online shopping

ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software , today announced that the European Payments Council has selected ACI’s

Key Points: 
  • ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software , today announced that the European Payments Council has selected ACI’s
    Daniele Astarita, senior principal solution consultant, for a two-year membership to the Scheme Technical Player Multi-Stakeholder Group (STP MSG), beginning January 1, 2024.
  • Since its inception, the European Payments Council (EPC) Scheme Technical Player Multi-Stakeholder Group has offered full support to the EPC, contributing to the advancement of instant payment scheme developments, and offering insight on topics such as diversity and inclusion, barriers to adoption and rollout, and successful instant payment use cases.
  • “I am honored the EPC board accepted my nomination to represent ACI Worldwide within this prestigious group of industry leaders who are jointly committed to supporting the adoption of instant payments in Europe,” said Astarita.
  • To learn more about how ACI Worldwide is advancing real-time payments, and leveraging AI to combat financial fraud, please visit www.aciworldwide.com .