Credit counseling

Credit Counselling Canada and BestLifeRewarded Innovations Collaborate to Educate Canadians on Financial Literacy

Retrieved on: 
Monday, August 19, 2019
Economy, Articles, Finance, Credit counseling, Debt, Personal finance, United States bankruptcy law, Oakville, Ontario, Financial literacy

OAKVILLE, Ontario, Aug. 19, 2019 (GLOBE NEWSWIRE) -- BestLifeRewarded Innovations (BLRI) is proudly partnering with Credit Counselling Canada (CCC) to promote financial literacy education among Canadians.

Key Points: 
  • OAKVILLE, Ontario, Aug. 19, 2019 (GLOBE NEWSWIRE) -- BestLifeRewarded Innovations (BLRI) is proudly partnering with Credit Counselling Canada (CCC) to promote financial literacy education among Canadians.
  • Credit Counselling Canada is committed to delivering financial literacy education to increase awareness and directly assist indebted individuals in managing their money.
  • Credit Counselling Canada is focused on bettering the lives of Canadians, said Michelle Pommells, CEO of Credit Counselling Canada.
  • Credit Counselling Canada is the national association of not-for-profit credit counselling agencies that work provincially, regionally and locally throughout Canada.

Consolidated Credit Says People Wait Too Long to Find Debt Relief

Retrieved on: 
Wednesday, July 10, 2019
Economy, Finance, Money, Debt, Debt consolidation, Debt-to-income ratio, Credit counseling, Debt relief, Credit, Credit card debt, Debt settlement

FORT LAUDERDALE, Fla., July 10, 2019 /PRNewswire/ -- Consolidated Credit 's survey of nearly 63,000 clients foundthat debt-to-income ratio (DTI) levels are on the rise year-over-year for people seeking credit counseling.

Key Points: 
  • FORT LAUDERDALE, Fla., July 10, 2019 /PRNewswire/ -- Consolidated Credit 's survey of nearly 63,000 clients foundthat debt-to-income ratio (DTI) levels are on the rise year-over-year for people seeking credit counseling.
  • The average U.S. consumer DTI estimate is 32.3 percent, while for someone seeking debt relief it's 43.5 percent more than an 11 percent jump.
  • Consumers with high debt-to-income ratios will be rejected for new credit lines, including debt consolidation loans, which many consumers use to pay-off high-interest rate debt.
  • About: In 26 years, Consolidated Credit has helped over 6.5 million people overcome debt and financial challenges.

Debt Relief Company Earns Coveted 5-Star Rating from TopConsumerReviews.com

Retrieved on: 
Tuesday, June 4, 2019
Economy, Finance, Money, Debt, Credit counseling, Government debt, Debt settlement, Credit card debt

OVERLAND PARK, Kan., June 4, 2019 /PRNewswire-PRWeb/ --TopConsumerReviews.com has once again awarded their top five-star rating to National Debt Relief, a leader among providers of Debt Relief services.

Key Points: 
  • OVERLAND PARK, Kan., June 4, 2019 /PRNewswire-PRWeb/ --TopConsumerReviews.com has once again awarded their top five-star rating to National Debt Relief, a leader among providers of Debt Relief services.
  • For all of these reasons and more, we are pleased to name National Debt Relief as our highest-ranked service for Debt Relief in 2019."
  • To find out more about National Debt Relief and other Debt Relief programs, including reviews and comparison rankings, please visit the Debt Relief category of TopConsumerReviews.com at https://www.topconsumerreviews.com/debt-relief/ .
  • National Debt Relief helps customers get of debt, with no fees charged for their services until a debt reduction is achieved.

Better Business Bureau Names Cambridge Credit Counseling Non-Profit of the Year

Retrieved on: 
Tuesday, April 30, 2019
Personal finance, Economy, Credit counseling, Debt, United States bankruptcy law, Reverse mortgage, Personal development, Finance, National Foundation for Credit Counseling

AGAWAM, Mass., April 30, 2019 /PRNewswire/ --Cambridge Credit Counseling, a 501(c)(3) non-profit agency offering financial education, credit counseling and debt relief services nationwide, was recently awarded the Marketplace Excellence Award of 2019 as the Non-Profit of the Year by the Better Business Bureau of Central New England.

Key Points: 
  • AGAWAM, Mass., April 30, 2019 /PRNewswire/ --Cambridge Credit Counseling, a 501(c)(3) non-profit agency offering financial education, credit counseling and debt relief services nationwide, was recently awarded the Marketplace Excellence Award of 2019 as the Non-Profit of the Year by the Better Business Bureau of Central New England.
  • The award recognized Cambridge for promoting the highest ethical business practices throughout their organization and for their focus on customer satisfaction.
  • Cambridge's expanding menu of services also includes student loan and reverse mortgage counseling, first-time homebuyer courses, bankruptcy counseling and HUD-approved housing counseling.
  • Cambridge also provides free financial literacy seminars to many other non-profit agencies, veterans, students, and inmates preparing to re-enter the community.

BALANCE Celebrates 50 Years of Financial Empowerment

Retrieved on: 
Friday, March 29, 2019
Personal finance, Debt, Economy, Credit counseling, United States bankruptcy law, Articles

CONCORD, Calif., March 29, 2019 /PRNewswire/ -- BALANCE , a nonprofit dedicated to helping consumers balance life's important financial decisions, recently celebrated its 50th anniversary.

Key Points: 
  • CONCORD, Calif., March 29, 2019 /PRNewswire/ -- BALANCE , a nonprofit dedicated to helping consumers balance life's important financial decisions, recently celebrated its 50th anniversary.
  • As one of the nation's oldest non-profits, BALANCE provides money management and HUD-approved housing counseling services to consumers.
  • Years later, the initiative became the Consumer Credit Counseling Service of San Francisco, and later rebranded as BALANCE to reflect its move away from just credit counseling, but rather a focus on financial empowerment.
  • BALANCE continues to pursue its mission of positively impacting people's financial lives and looks forward to its next 50 years of serving families throughout the United States.

A New Debt Relief Solution the 99% Provides Legal Help for Unaffordable Debt

Retrieved on: 
Wednesday, March 6, 2019
Economy, Finance, Money, Debt, Bankruptcy, Debt consolidation, Debt relief, Debt collection, Credit counseling, Debt settlement, Bankruptcy alternatives

6, 2019 /PRNewswire-PRWeb/ --Debt is a growing problem in America, and DebtCleanse Group Legal Services just launched a solution that empowers people to break free of their payments and fight back against creditors and debt collectors.

Key Points: 
  • 6, 2019 /PRNewswire-PRWeb/ --Debt is a growing problem in America, and DebtCleanse Group Legal Services just launched a solution that empowers people to break free of their payments and fight back against creditors and debt collectors.
  • The DebtCleanse strategy for getting out of debt rejects the principle of paying back creditors on their payment terms.
  • Traditional debt relief solutions like bankruptcy, debt consolidation, and credit counseling don't do enough to help people burdened with unaffordable debt.
  • DebtCleanse offers online tools and access to a network of affordable attorneys to help those with unaffordable debt assert their rights and clear their debts.

Stop Paying Debt: DebtCleanse Launches New Debt Relief Service

Retrieved on: 
Monday, March 4, 2019
Economy, Finance, Money, Debt, Debt relief, Credit counseling, Debt consolidation, Debt collection, Bankruptcy, Credit card debt, Debt settlement

Now, he is bundling those same strategies along with help from attorneys skilled at reducing debt - and sometimes even eliminating it entirely - into DebtCleanse Group Legal Services.

Key Points: 
  • Now, he is bundling those same strategies along with help from attorneys skilled at reducing debt - and sometimes even eliminating it entirely - into DebtCleanse Group Legal Services.
  • The DebtCleanse strategy for getting out of debt rejects the principle of paying back creditors on their payment terms.
  • "Traditional debt relief solutions like bankruptcy, debt consolidation, and credit counseling don't do enough to help people burdened with unaffordable debt."
  • By working with skilled attorneys trained in proven strategies to combat debt collectors, consumers can break the cycle of debt payment.

Freedom Debt Relief Hits Record $10 Billion in Debt Negotiated for Consumers

Retrieved on: 
Tuesday, February 26, 2019
Economy, Debt, Finance, Money, Freedom Debt Relief, Debt settlement, Debt relief, Credit counseling, Bill Bartmann, Debt of developing countries

Founded in 2002, Freedom Debt Relief reached the $10 billion milestone just over a year after reaching the $8 billion milestone.

Key Points: 
  • Founded in 2002, Freedom Debt Relief reached the $10 billion milestone just over a year after reaching the $8 billion milestone.
  • "People who are struggling with debt need to know that there are alternatives, and that Freedom Debt Relief provides support and partnership for a better financial future."
  • Freedom Debt Relief negotiates directly with creditors on consumers' behalf to resolve debt balances, enabling people who are unable to repay all their debt to pay back an amount they can afford.
  • For consumers enrolled in qualifying debt relief programs, ConsolidationPlus offers loans that accelerate debt settlements and enable them to be free of the debts sooner.

Advantage CCS Announces The Launch Of Their New Mobile-Friendly Credit Counseling System

Retrieved on: 
Monday, January 21, 2019
Personal finance, Debt, Economy, Credit counseling, United States bankruptcy law, Debt management plan

The agency realized that their online credit counseling system absolutely had to be 100% mobile-friendly if they wanted to stay on top and keep offering exceptional online counseling services.

Key Points: 
  • The agency realized that their online credit counseling system absolutely had to be 100% mobile-friendly if they wanted to stay on top and keep offering exceptional online counseling services.
  • The agency's new smart "decision-based" online credit counseling system is totally free, 100% secure, confidential, easy to use, accessible 24/7, and is now completely mobile phone compatible, and super user-friendly.
  • Unlike other credit counseling systems that just ask questions but don't provide any feedback or personal advice, Advantage's intelligent mobile-friendly credit counseling system is so much more than that.
  • If you want to learn more about the new mobile-friendly online credit counseling system or their Debt Management Program, please feel free to reach out for assistance.

Financial Literacy Key in Raising Credit Scores, Focus Group Finds

Retrieved on: 
Tuesday, November 27, 2018
Personal finance, Economy, Finance, Money, Credit counseling, Credit history, Counselor, Credit score, National Foundation for Credit Counseling

SAN DIEGO, Nov. 27, 2018 /PRNewswire/ --Exposure to financial literacy programs can have a positive impact on your credit score, according to data obtained from a focus group by the San Diego-based nonprofit credit counseling agency, DebtWave Credit Counseling, Inc.

Key Points: 
  • SAN DIEGO, Nov. 27, 2018 /PRNewswire/ --Exposure to financial literacy programs can have a positive impact on your credit score, according to data obtained from a focus group by the San Diego-based nonprofit credit counseling agency, DebtWave Credit Counseling, Inc.
  • The focus group consisted of 116 clients located in 46 states, plus Washington, D.C.
  • These individuals participated in a one-on-one counseling session with a certified credit counselor, which consisted of reviewing their credit report, receiving budgeting advice, and enrolling in a debt management program.
  • On their one year anniversary of enrolling into the program, their credit score was reviewed and compared to their original score.