Hardship

• During the month of October, the PAHAF program has disbursed an additional $12.7 million of funding to homeowners in need of pandemic-related assistance.
• Earlier this spring, PHFA moved the full management of PAHAF from a third-party vendor to its in-house team with the goal of expediting payments to eligible Pennsylvania homeowners.
• PAHAF assistance is being used to provide mortgage reinstatement, forward mortgage payments, property charges and unpaid utility bills.
• Funds are being distributed directly to mortgage lenders, servicers, utility providers and other authorized third parties, not to homeowners.

• We hope to honor those who have been lost and seriously injured by providing support and a path forward.
• Hawaiian Electric is joining other partners to seed this fund as part of the One ‘Ohana Initiative.
• Over $150 million has been raised to date and Hawaiian Electric will contribute up to $75 million of the total.
• From the start, we have emphasized that Hawaiian Electric will be here for Maui, no matter how long it takes to rebuild.

• Her life’s story and dedication to never give up have earned her a place among the esteemed brands featured at Barnes & Noble PaperSource.
• "I am thrilled and deeply grateful for this opportunity to have my products featured at Barnes & Noble PaperSource.
• Barnes & Noble PaperSource, known for curating a selection of unique, high-quality products, recognized the potential of The Squared Paper Co’'s offerings and the compelling story behind them.
• The Squared Paper Co’s products can now be found in the well-known Barnes & Noble PaperSource locations across the country, adding a touch of sophistication and creativity to the in-store experience.

• Canada’s supply management system is designed to align the production of dairy, eggs and poultry with domestic consumption through the judicious use of quotas and tariffs.
• We argue the current supply management model works to provide competitive prices to consumers, while also providing a living wage for farmers.

The Canadian model is working

• It’s clear we need to invest in local, community-based food sources — something supply management is able to facilitate by the nature of its operation.
• The supply management model is focused on supplying food to the Canadian market, with very limited opportunity for exports.
• Under this model, dairy and eggs are generally marketed in the region in which they are produced — Ontario eggs are sold in Ontario supermarkets — thereby privileging the local.

Fairer production

• Producers reap the rewards of a system that ensures farmers are paid fair prices for their products, covering the costs of production.
• Meanwhile, consumers enjoy the benefits of a stable supply of eggs, safeguarding them from significant price fluctuations.
• Supply management is a legitimate tool for co-ordinating production with demand and avoiding overproduction and waste — two chronic issues that have plagued the United States and Europe, despite significant price supports, subsidies, government purchase programs and import restrictions.

Farmer wages

• The connection between fair farmer incomes and food sustainability and sovereignty must be emphasized.
• If food producers can’t make a living, they will leave the industry and cause catastrophic consequences.
• In the U.K., rising production costs and lower farm prices are forcing farmers out of the industry and jeopardizing the U.K.’s self-sufficiency in the dairy sector.
• Meanwhile, in New Zealand, the world’s largest exporter of dairy, the livelihoods of dairy farmers remain precarious.

Deregulation threatens sustainability

• The recent passage of Bill C-282, and the discussion of the bill in the Senate, presents an opportunity to reflect on the importance of food systems that serve to enhance Canadian food sustainability, security and sovereignty.
• As the earlier international examples make clear, deregulation in dairy farming has not led to vibrant, sustainable industries, but quite the opposite.
• Policymakers and all Canadians should work to support systems that allow for valuable food industries to flourish, rather than dismantle them.

Bruce Muirhead receives funding from Egg Farmers of Canada. Jodey Nurse has received funding from Egg Farmers of Canada in the past. Her current work is not funded by them.