Host card emulation

Letter from Piero Cipollone to Margrethe Vestager, European Commission Executive Vice-President, on feedback on commitments offered by Apple over access restrictions to near-field communication technology

Retrieved on: 
金曜日, 4月 19, 2024
Central bank digital currency, Civil service commission, Microsoft, Apple, IPhone, ECB, European Parliament, Opinion, Original equipment manufacturer, Eurosystem, Android (operating system), Tablet, HCE, OJ, Meta, Digital Markets Act, NFC, Commission, Host card emulation, Council, Apple Watch, European Commission, ByteDance, IOS, DMA, European Central Bank, Mobile phone

Finding an

Key Points: 
    • Finding an
      effective response to these concerns would support competition, foster innovation and increase choice for
      consumers with mobile wallets on their iPhones.
    • We note that Apple?s proposed commitments would not give third parties full access to the secure element (SE),
      but only allow for the usage of Host Card Emulation (HCE).
    • Crucially, access to the SE is vital for mobile device based offline digital euro payments.
    • 3 4 Therefore, Apple?s
      proposed commitments, which do not provide full access to the SE of iOS smart phones, would not facilitate
      offline payments with digital euro on iPhones.
    • We understand that the Commission?s antitrust investigation, and Apple?s proposed commitments on access to
      NFC technology, are limited to in-store payments with iOS smart phones.
    • As a result, the ability of merchants to accept payments with Apple devices other than
      through ApplePay might be limited.
    • I would like to take this opportunity to express our appreciation for other Commission initiatives which have
      implications for the European retail payment ecosystem.
    • 9

      An effective implementation of Article 33 on FRAND access to a series of mobile devices is of paramount importance for the offline variant
      of the digital euro.

Letter from Piero Cipollone to Thierry Breton, European Commissioner for Internal Market, on feedback on commitments offered by Apple over access restrictions to near-field communication technology

Retrieved on: 
金曜日, 4月 19, 2024
Central bank digital currency, Microsoft, Apple, IPhone, Original equipment manufacturer, ECB, European Parliament, Opinion, Eurosystem, Android (operating system), Tablet, HCE, OJ, Meta, Digital Markets Act, NFC, Commission, Host card emulation, Council, Apple Watch, ByteDance, IOS, DMA, European Central Bank, Mobile phone

Finding an

Key Points: 
    • Finding an
      effective response to these concerns would support competition, foster innovation and increase choice for
      consumers with mobile wallets on their iPhones.
    • We note that Apple?s proposed commitments would not give third parties full access to the secure element (SE),
      but only allow for the usage of Host Card Emulation (HCE).
    • If the proposed commitments
      would also be applicable to a potential digital euro, they would not, per se, guarantee that digital euro payments
      made using iPhones were seamless and user-friendly.
    • Crucially, access to the SE is vital for mobile device based offline digital euro payments.
    • 3 4 Therefore, Apple?s
      proposed commitments, which do not provide full access to the SE of iOS smart phones, would not facilitate
      offline payments with digital euro on iPhones.
    • We understand that the Commission?s antitrust investigation, and Apple?s proposed commitments on access to
      NFC technology, are limited to in-store payments with iOS smart phones.
    • As a result, the ability of merchants to accept payments with Apple devices other than
      through ApplePay might be limited.
    • 9

      An effective implementation of Article 33 on FRAND access to a series of mobile devices is of paramount importance for the offline variant
      of the digital euro.

Contactless Payment Market Report 2022: Sector to Reach $164.15 Billion by 2030 at a 19.1% CAGR

Retrieved on: 
火曜日, 2月 14, 2023
Restaurant, Samsung, HCE, Visa, Smartphone, Transport, Host card emulation, Thales Group, NFC, Samsung Pay, USD, Growth, Health, Apple, COVID-19, Mobile phone, Fintech, Hospitality, Application, Health care

The global contactless payment market size is expected to reach USD 164.15 billion by 2030, registering a CAGR of 19.1% during the forecast period.

Key Points: 
  • The global contactless payment market size is expected to reach USD 164.15 billion by 2030, registering a CAGR of 19.1% during the forecast period.
  • Furthermore, a significant increase in digitalization and e-commerce platforms across the globe is boosting the growth of the contactless payment market.
  • The COVID-19 outbreak played a vital role in driving the growth of the contactless payment market during the forecast period.
  • Contactless payment market in others, 2017 - 2030

Contactless Payment (Smartphone, Card) Market Analysis Report 2022: A $164.15 Billion Global Market by 2030 - Adoption of Digital Payment Platforms Gaining Traction - ResearchAndMarkets.com

Retrieved on: 
水曜日, 12月 28, 2022
Technology, Payments, Restaurant, NFC, Apple, Samsung, Smartphone, COVID-19, Visa, USD, Growth, Transport, Host card emulation, Samsung Pay, Thales Group, HCE, Mobile phone, Online shopping, Cryptocurrency, Food delivery, Financial technology, Hospitality, Health care

The global contactless payment market size is expected to reach USD 164.15 billion by 2030, registering a CAGR of 19.1%

Key Points: 
  • The global contactless payment market size is expected to reach USD 164.15 billion by 2030, registering a CAGR of 19.1%
    Growing adoption of new payment technologies, such as Host-based Card Emulation (HCE) and Near Field Communication (NFC) for the contactless payments, is anticipated to drive the market growth.
  • Furthermore, a significant increase in digitalization and e-commerce platforms across the globe is boosting the growth of the contactless payment market.
  • The COVID-19 outbreak played a vital role in driving the growth of the contactless payment market during the forecast period.
  • Growing demand for contactless payments across the region is expected to play an important role in driving the growth of the regional market

Contactless Payment Market to be Worth $164.15 Billion by 2030: Grand View Research, Inc.

Retrieved on: 
木曜日, 12月 8, 2022
Smartphone, Visa, Apple, Samsung, Thales Group, Transport, HCE, COVID-19, Restaurant, Growth, Host card emulation, Samsung Pay, SAN, NFC, USD, Mobile phone, Online shopping, Financial technology, Health care, Hospitality

Growing adoption of new payment technologies, such as Host-based Card Emulation (HCE) and Near Field Communication (NFC) for the contactless payments, is anticipated to drive the market growth.

Key Points: 
  • Growing adoption of new payment technologies, such as Host-based Card Emulation (HCE) and Near Field Communication (NFC) for the contactless payments, is anticipated to drive the market growth.
  • Furthermore, a significant increase in digitalization and e-commerce platforms across the globe is boosting the growth of the contactless payment market.
  • The COVID-19 outbreak played a vital role in driving the growth of the contactless payment market during the forecast period.
  • Grand View Research has segmented the global contactless payment market based on the type, application, and region

Contactless Payment Market to be Worth $164.15 Billion by 2030: Grand View Research, Inc.

Retrieved on: 
木曜日, 12月 8, 2022
Smartphone, Visa, Apple, Samsung, Thales Group, Transport, HCE, COVID-19, Restaurant, Growth, Host card emulation, Samsung Pay, SAN, NFC, USD, Mobile phone, Online shopping, Financial technology, Health care, Hospitality

Growing adoption of new payment technologies, such as Host-based Card Emulation (HCE) and Near Field Communication (NFC) for the contactless payments, is anticipated to drive the market growth.

Key Points: 
  • Growing adoption of new payment technologies, such as Host-based Card Emulation (HCE) and Near Field Communication (NFC) for the contactless payments, is anticipated to drive the market growth.
  • Furthermore, a significant increase in digitalization and e-commerce platforms across the globe is boosting the growth of the contactless payment market.
  • The COVID-19 outbreak played a vital role in driving the growth of the contactless payment market during the forecast period.
  • Grand View Research has segmented the global contactless payment market based on the type, application, and region

NFC Forum Unveils First NFC Wearable Device Class

Retrieved on: 
木曜日, 9月 1, 2022
Technology, Other Technology, Consumer Electronics, Near-field communication, Technology, Forum, Clothing, Research, NFC, Smartglasses, Host card emulation, Original equipment manufacturer, Electronics, Mark (given name), Association, Architecture, Car, CE, Industry, Life, Adoption, Efficiency, Mobile phone, Consumer electronics

The NFC Forum unveiled today a new NFC Device Class which provides device manufacturers and OEMs a miniature, low-cost, sustainable solution for wireless wearable devices.

Key Points: 
  • The NFC Forum unveiled today a new NFC Device Class which provides device manufacturers and OEMs a miniature, low-cost, sustainable solution for wireless wearable devices.
  • Products created in this device class can be certified by the NFC Forum to ensure interoperability with other NFC-enabled products within the NFC eco-system.
  • The CE Device is a subset of the NFC mobile device class, optimized for the most common wearable use cases.
  • The NFC Forum Certification Program aims to improve the user experience and ensure seamless interoperability among NFC products, like wearable devices.

Comviva receives Mastercard Cloud Based Payments Certification

Retrieved on: 
火曜日, 8月 2, 2022
Cloud, Sale, Host card emulation, POS, Digital, Product management, EMV, SBMP, Mastercard, NFC, Safety, Mahindra Comviva, HCE, Adoption, Certification, DSRP, QR, Technology, Ecosystem, SDK, Near-field communication, Online shopping

NEW DELHI, Aug. 2, 2022 /PRNewswire/ -- Comviva , the global leader in digital financial solutions, has been certified by Mastercard as a Token Requestor-Token Service Provider (TR-TSP) for Mastercard Cloud Based Payments ( MCBP ) including Digital Secure Remote Payments ( DSRP ).

Key Points: 
  • NEW DELHI, Aug. 2, 2022 /PRNewswire/ -- Comviva , the global leader in digital financial solutions, has been certified by Mastercard as a Token Requestor-Token Service Provider (TR-TSP) for Mastercard Cloud Based Payments ( MCBP ) including Digital Secure Remote Payments ( DSRP ).
  • Comviva has also received EMVCo Software-Based Mobile Payments ( SBMP ) security certification.
  • Digital card payments like mobile tap and pay at merchant point-of-sale (POS) and in-app payments are growing rapidly, creating a need for better security of transactions.
  • mobiquity has also been certified for DSRP, a Mastercard technology that enables secure transactions for remote payments made on Mastercard cards.

Comviva receives Mastercard Cloud Based Payments Certification

Retrieved on: 
火曜日, 8月 2, 2022
Cloud, Sale, Host card emulation, POS, Digital, Product management, EMV, SBMP, Mastercard, NFC, Safety, Mahindra Comviva, HCE, Adoption, Certification, DSRP, QR, Technology, Ecosystem, SDK, Near-field communication, Online shopping

NEW DELHI, Aug. 2, 2022 /PRNewswire/ -- Comviva , the global leader in digital financial solutions, has been certified by Mastercard as a Token Requestor-Token Service Provider (TR-TSP) for Mastercard Cloud Based Payments ( MCBP ) including Digital Secure Remote Payments ( DSRP ).

Key Points: 
  • NEW DELHI, Aug. 2, 2022 /PRNewswire/ -- Comviva , the global leader in digital financial solutions, has been certified by Mastercard as a Token Requestor-Token Service Provider (TR-TSP) for Mastercard Cloud Based Payments ( MCBP ) including Digital Secure Remote Payments ( DSRP ).
  • Comviva has also received EMVCo Software-Based Mobile Payments ( SBMP ) security certification.
  • Digital card payments like mobile tap and pay at merchant point-of-sale (POS) and in-app payments are growing rapidly, creating a need for better security of transactions.
  • mobiquity has also been certified for DSRP, a Mastercard technology that enables secure transactions for remote payments made on Mastercard cards.

Global Wearable Payment Device Market (2021 to 2026) - Security Concerns Related to Wearable Payment Devices Presents Opportunities - ResearchAndMarkets.com

Retrieved on: 
火曜日, 4月 20, 2021
Mobile, Wireless, Technology, Other Retail, Finance, Banking, Supermarket, Professional services, Convenience store, Retail, Consumer electronics, Human–computer interaction, Wearable devices, Ubiquitous computing, Distributed computing architecture, Technology, Mobile computers, Wearable computers, Contactless payment, Contactless, Host card emulation, Radio-frequency identification, Smartwatch

However, the pandemic may have positive impact on the wearable payment device market.

Key Points: 
  • However, the pandemic may have positive impact on the wearable payment device market.
  • With the going COVID-19 pandemic situation, there is a rise in the adoption of contactless payment methods due to the rise in severe health concerns.
  • This is anticipated to increases the demand for smart watches with payment functions in the coming years.\nSmart watches held the largest share of the wearable payment market in 2020.
  • This, in turn, is expected to increase the demand for wearable payment devices in APAC.\nRising Demand for Wearable Electronic Devices, Which, in Turn, Would Propel Growth of Wearable Payment Devices\nIncreasing Adoption of Advanced Technologies, such as NFC, RFID, and Host Card Emulation, in Wearable Payment Devices\n'