Wild Arms

Nearly 75 Percent of First-time Homebuyers are Optimistic about the Current Housing Market, TD Bank Survey Finds

Retrieved on: 
Wednesday, March 13, 2024
Residential Building & Real Estate, Banking, Personal Finance, Construction & Property, Professional Services, Baby Boomers, Millennials, Generation Z, Generation X, Consumer, Finance, Environment, LMI, Wild Arms, Toronto-Dominion Bank, Location, School, Pulse, City, Housing, Investment, Optimism, Workplace, Family, Real estate

Amid lingering concerns around affordability and interest rates, most first-time homebuyers still feel optimistic about the housing market in 2024 and are ready to spend, according to an annual study from TD Bank, America's Most Convenient Bank ®.

Key Points: 
  • Amid lingering concerns around affordability and interest rates, most first-time homebuyers still feel optimistic about the housing market in 2024 and are ready to spend, according to an annual study from TD Bank, America's Most Convenient Bank ®.
  • Additionally, more than three quarters (78%) of first-time homebuyers felt their personal financial situations are in stable condition in 2024.
  • This optimism has sprung into action with nearly all respondents (97%) having already taken steps in the homebuying process.
  • A similar survey was conducted from February 13 – March 1, 2023, among a sample of 1,007 first-time homebuyers.

Cross Screen Media Expands Partnership with L2 Data to Enhance Audience Targeting Capabilities

Retrieved on: 
Tuesday, March 26, 2024
Wild Arms, Partnership, Geography, Screen Media, CTV, CRMS, Data management

This collaboration streamlines access to premium voter data for Cross Screen Media customers, an added value to agencies looking for efficient data management and targeting solutions.

Key Points: 
  • This collaboration streamlines access to premium voter data for Cross Screen Media customers, an added value to agencies looking for efficient data management and targeting solutions.
  • Michael Beach, CEO of Cross Screen Media, stated, "We are thrilled to deepen our collaboration with L2.
  • Paul Westcott, Executive Vice President at L2, commented, "We are excited to help Cross Screen Media add value to their clients with their expanded access to our data offerings.
  • Their commitment to providing high-quality video advertising campaign optimization aligns with our mission to deliver impactful audience targeting solutions."

Point Survey: 70% of Homeowners with an Adjustable-Rate Mortgage Regret It

Retrieved on: 
Monday, March 11, 2024
ARM, Wild Arms, Real estate

(2) As a result, many ARM holders can expect a higher monthly mortgage payment now than they had three, five, seven, or 10 years ago.

Key Points: 
  • (2) As a result, many ARM holders can expect a higher monthly mortgage payment now than they had three, five, seven, or 10 years ago.
  • Despite increasing payments and the fact that many of these homeowners say they regret getting their ARM in the first place.
  • "Given all these factors, it’s a less-than-ideal time to incur a sudden increase in monthly mortgage obligations.
  • Of those homeowners, 71% said they don’t know if their monthly mortgage payment will increase or decrease after a refinance.

Cryo-EM: Visualizing Biomolecules with High-Throughput Single Particle Analysis, Webinar Hosted by Xtalks March 6, 2024

Retrieved on: 
Thursday, February 15, 2024
Protein, Nobel Prize in Chemistry, Data collection, Wild Arms, JEOL, Classification, Cryogenic electron microscopy, Nobel Prize, SPA

TORONTO, Feb. 15, 2024 /PRNewswire-PRWeb/ -- The field of cryogenic electron microscopy (cryo-EM) exploded in popularity during the "resolution revolution" in the 2010s, leading to the 2017 Nobel Prize in Chemistry awarded to Jacques Dubochet, Joachim Frank and Richard Henderson "for developing cryo-electron microscopy for the high-resolution structure determination of biomolecules in solution." Cryo-EM techniques such as single particle analysis (SPA) now allow structure determination of biomolecules at resolutions previously only reached by X-ray crystallography. Cryo-EM offers many new possibilities as it does not require protein crystallization and allows structural determination of large protein complexes imaged in frozen solution or even in the cellular environment.

Key Points: 
  • The featured speaker will discuss the features of the JEOL CRYO ARM 200kV and 300kV cryo-TEMs.
  • Cryo-EM techniques such as single particle analysis (SPA) now allow structure determination of biomolecules at resolutions previously only reached by X-ray crystallography.
  • Register for this webinar to learn about innovative approaches in cryo-EM, including high-throughput single particle analysis and more.
  • Join Emmanuel Smith, Senior Application Specialist for Cryo-EM, JEOL USA, for the live webinar on Wednesday, March 6, 2024, at 2pm EST (11am PST).

Franklin BSP Realty Trust, Inc. Announces Fourth Quarter and Full Year 2023 Results

Retrieved on: 
Wednesday, February 14, 2024
Commercial Building & Real Estate, Construction & Property, REIT, Acquisition, Domestic, International, Wild Arms, Vii, Total, Share repurchase, CECL, Sale, Disclosure, CLO, GAAP, Webcast, Lisp (programming language), Acceleration, REO, EPS, Bank statement, Depreciation, Bank

Franklin BSP Realty Trust, Inc. (NYSE: FBRT) (“FBRT” or the “Company”) today announced financial results for the quarter and full year ended December 31, 2023.

Key Points: 
  • Franklin BSP Realty Trust, Inc. (NYSE: FBRT) (“FBRT” or the “Company”) today announced financial results for the quarter and full year ended December 31, 2023.
  • For the year, FBRT delivered a 12.1% distributable earnings return on common equity, reflecting the stability of our multifamily-focused portfolio.
  • The Company's core portfolio at the end of the quarter consisted of 144 loans with an aggregate principal balance of approximately $5.0 billion.
  • Allowance for credit losses: During the quarter, the Company recognized an incremental provision for credit losses of approximately $5.4 million.

Franklin BSP Realty Trust, Inc. Announces Third Quarter 2023 Results

Retrieved on: 
Monday, October 30, 2023
Professional Services, Commercial Building & Real Estate, Finance, Construction & Property, REIT, Banking, Sale, Vii, NYSE, International, CRE, Wild Arms, Share repurchase, Disclosure, GAAP, ROE, CLO, Bank statement, Realization, Lisp (programming language), Risk, Webcast, CECL, Depreciation, Domestic, Total, Acceleration, Cryptocurrency, Security (finance), Real estate, Bank, Online shopping

Franklin BSP Realty Trust, Inc. (NYSE: FBRT) (“FBRT” or the “Company”) today announced financial results for the quarter ended September 30, 2023.

Key Points: 
  • Franklin BSP Realty Trust, Inc. (NYSE: FBRT) (“FBRT” or the “Company”) today announced financial results for the quarter ended September 30, 2023.
  • FBRT received loan repayments of $290 million for a net decrease in our loan portfolio of $92 million in the quarter.
  • Additionally, subsequent to September 30, 2023, the Company closed $138 million of new loan commitments which consisted of four loans.
  • Conduit: For the quarter ended September 30, 2023, the Company closed a $17 million fixed rate loan that will be sold through FBRT's conduit program.

KBRA Assigns Preliminary Ratings to CROSS 2023-H2 Mortgage Trust

Retrieved on: 
Friday, October 27, 2023
Banking, Professional Services, Insurance, Finance, KBRA, Documentation, Wild Arms, Fixed-rate mortgage, CrossCountry, CCM, Royal, CCC, RMBS, Real estate, Telescopic sight

KBRA assigns preliminary ratings to eight classes of mortgage pass-through certificates from CROSS 2023-H2 Mortgage Trust, a RMBS transaction issued under the Hildene-CCC Loan Acquisition, LLC (CROSS) shelf, where Hildene Capital Management (Hildene) in affiliation with CrossCountry Mortgage (CrossCountry or CCM) and CrossCountry Capital (CCC) sponsored the transaction.

Key Points: 
  • KBRA assigns preliminary ratings to eight classes of mortgage pass-through certificates from CROSS 2023-H2 Mortgage Trust, a RMBS transaction issued under the Hildene-CCC Loan Acquisition, LLC (CROSS) shelf, where Hildene Capital Management (Hildene) in affiliation with CrossCountry Mortgage (CrossCountry or CCM) and CrossCountry Capital (CCC) sponsored the transaction.
  • The $332.8 million transaction is collateralized by a pool of 656 residential mortgages originated by CCM, including a meaningful concentration of collateral that KBRA considers to be “non-prime”, with fixed-rate mortgages (FRMs) and hybrid adjustable-rate mortgages (ARMs) making up 77.0% and 23.0% of the pool, respectively.
  • This analysis is further described in our U.S. RMBS Rating Methodology.
  • To access ratings and relevant documents, click here .

Ledyard Financial Group Reports Q3 2023 Earnings and Declares Quarterly Dividend

Retrieved on: 
Friday, October 27, 2023
Banking, Professional Services, Finance, Bank, Federal Home Loan Banks, Accumulated other comprehensive income, ACL, Federal Reserve, Wild Arms, GAAP, Federal, AUM, AOCI, Growth, Comprehensive income, CECL, CFO, Current Expected Credit Losses, Investment, Johnson Financial Group, Holding company, Beauty salon, Rare-earth element, Pharmaceutical industry, Life insurance, Cryptocurrency, Q2, Q3

Ledyard Financial Group, Inc. (“The Company”, ticker symbol LFGP), the holding company for Ledyard National Bank, today announced financial results for Q3 2023 and declared a regular quarterly dividend.

Key Points: 
  • Ledyard Financial Group, Inc. (“The Company”, ticker symbol LFGP), the holding company for Ledyard National Bank, today announced financial results for Q3 2023 and declared a regular quarterly dividend.
  • Q3 2023 net interest income was $4.0 million, down $227 thousand or 5.4% from Q2 2023, and down $494 thousand or 11.0% from Q3 2022.
  • Revenue from Ledyard Financial Advisors amounted to $3.21 million for Q3 2023, up 2.3% from $3.14 million in Q2 2023 and up 3.1% from $3.11 million in Q3 2022.
  • The Bank experienced net recoveries in Q3 2023, and the ACL at the end of Q3 2023 provides 2.6x coverage of non-performing assets.

Black Knight Originations Market Monitor: Mortgage Activity Falls as Rates Hit Two-Decade High Amid Seasonal Headwinds

Retrieved on: 
Monday, September 11, 2023
Wild Arms, Black Knight, Inc., Eye, Housing, Intercontinental Exchange, NYSE, ICE, Self storage, Real estate, Television, Black Knight

Leveraging daily rate lock data from the Optimal Blue PPE , the Originations Market Monitor provides the industry's earliest and most comprehensive view of origination activity.

Key Points: 
  • Leveraging daily rate lock data from the Optimal Blue PPE , the Originations Market Monitor provides the industry's earliest and most comprehensive view of origination activity.
  • "August was another rough month for mortgage borrowers from an interest rate perspective," said Andy Walden, vice president of enterprise research and strategy at Black Knight, now a part of ICE.
  • "Indeed, 30-year conforming rates reached as high as 7.25% late in the month, hitting their highest point in more than 20 years.
  • Much more detail on August's origination activity can be found in the full Black Knight Originations Market Monitor report .

Black Knight Originations Market Monitor: Mortgage Rate Lock Activity Falls as Rates Top 7% for First Time Since November 2022; Signs of Credit Tightening Persist

Retrieved on: 
Monday, August 14, 2023
Wild Arms, Black Knight, Inc., Pressure, Calendar, Sale, Housing, BKI, NYSE, Cryptocurrency, Self storage, Real estate, Television, Black Knight

Leveraging daily rate lock data from Black Knight's Optimal Blue PPE , the Originations Market Monitor provides the industry's earliest and most comprehensive view of origination activity.

Key Points: 
  • Leveraging daily rate lock data from Black Knight's Optimal Blue PPE , the Originations Market Monitor provides the industry's earliest and most comprehensive view of origination activity.
  • "On both a practical and psychological level, that put further downward pressure on mortgage demand.
  • The month's pipeline data showed rate lock activity fell for the second consecutive month, dropping 7% overall.
  • Much more detail on July's origination activity can be found in the full Black Knight Originations Market Monitor report.