Consumer Credit Act 1974

• Customers link their existing cards to a digital Curve Wallet, and whichever card they select in the app is then charged when they use their Curve credit card to pay.
• There is one major difference though that makes Curve credit cards one of the safest and most secure ways to pay - because Curve is now a credit card, all eligible purchases will now have section 75 protection.
• This protection is not typically available for debit cards, but with the new Curve credit card, you can enjoy section 75 protection whether you use a credit or debit card.
• With the new Curve credit card, Curve customers will have the power to reduce their borrowing costs and increase their rewards with Flex.

• Passenger numbers were up 30% in the northern hemisphere in June 2023, versus the previous year.
• Air travellers caught up in these events are legally entitled to care and assistance from airlines under UK law post-Brexit.
• But our research shows that people are often unsure or completely unaware of their rights when travel is disrupted.
• At present the regulator is unable to directly and independently fine an airline, it must bring a court action.

Uncertainty about legal rights of air passengers

• But the mass cancellation of flights during the COVID pandemic and the failure of many airlines to refund some passengers really brought the problem to the wider public’s attention.
• We have researched passenger experiences of flight cancellations during the pandemic, as well as the level of awareness among air passengers of both their legal rights and routes to redress.
• These problems are even more acute for passengers who have booked through an online travel agent rather than directly with the airline.

How to get redress for travel disruption

• If you don’t get a response, or are unsatisfied with the response, there are other options.
• Further, not all airlines are members of the schemes and ADR decisions are not binding.
• Alternatively, you could bring a court action against an airline, although this can be tricky if the airline is based abroad.
• This allows you to make a claim to the bank or provider of the credit card you used to pay for your flights.

What about the airline regulator?

• This pits the weaker consumer against the powerful interests and deeper pockets of the airlines.
• The Department for Transport proposed reforms in January 2022, but the UK government has yet to act.

• He urges thousands more victims who have not come forward so far to do so.
• Victims typically took out loans of tens or hundreds of thousands of pounds to fund their purchase of these long-term schemes.
• They funded and benefited from unscrupulous timeshare companies preying on families with high-pressure sales tactics and false investment promises.
• A claims management company authorised by the Financial Conduct Authority, Praetorian Legal have managed these processes on behalf of thousands of victims.

• ATLANTA, March 8, 2023 /PRNewswire/ -- Serving employers in thirty-nine states, boutique ERISA law firm Hall Benefits Law (HBL) welcomes Los Angeles-based attorney Alex M. Brucker to the Firm as Of Counsel.
• Brucker boasts almost fifty years as an employee benefits attorney, lecturer, and author, having begun his career in benefits law in 1974, the same year ERISA was enacted.
• HBL Managing Partner, Anne Tyler Hall, shares that, "Alex is a talented, experienced ERISA attorney.
• We look forward to a long relationship with Alex and more opportunities to provide proactive, strategic ERISA counsel for our clients across the country."