A15 | Jotup

Used by Spotify and Logitech, HR & Fintech Startup RemotePass Raises $5.5M

Retrieved on:

Tuesday, March 5, 2024

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ABU DHABI, UAE, March 5, 2024 /PRNewswire/ -- RemotePass , an HR and fintech platform that helps companies onboard, manage, pay, and retain remote workers, has secured $5.5 million in Series A funding.

Key Points:

ABU DHABI, UAE, March 5, 2024 /PRNewswire/ -- RemotePass , an HR and fintech platform that helps companies onboard, manage, pay, and retain remote workers, has secured $5.5 million in Series A funding.
With this funding, RemotePass's total capital raised has surpassed $10 million, adding to previous investments from BECO Capital, Wamda Capital, Plug & Play, and Flat6Labs.
"By addressing today's workforce challenges like talent mobility and remote work, RemotePass stands out as a key enabler," he says.
Founded by Kamal Reggad and Karim Nadi, RemotePass serves a range of clients, from startups to large enterprises like Spotify, Logitech, Paymentology.

Deposit market concentration and monetary transmission: evidence from the euro area

Retrieved on:

Sunday, February 4, 2024

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Abstract

Key Points:

Abstract
I study the transmission of monetary policy to deposit rates in the euro area with a
focus on asymmetries and the role of banking sector concentration.
Moreover, the
gap between deposit rates across euro area member states - despite being exposed to the same
key ECB interest rates - has widened.
This begs the question whether deposit rates are more
sluggish in response to both policy rate increases and cuts, and what factors might influence the
transmission of monetary policy to deposit rates.
Whether banks are indeed able to adjust deposit rates asymmetrically to positive and
negative changes in policy rates could thus well depend on how much market power they hold
in the deposit market.
Arguing that market power increases in the degree of market concentration,
I further consider whether more concentrated banking sectors set rates (more) asymmetrically.
The response of deposit rates in banking sectors with an average degree of concentration does
not appear asymmetric.
The degree of market concentration is often pointed at, but recent evidence
for the euro area is scarce.
In this paper, I provide empirical evidence on the asymmetric response of deposit rates to
monetary policy, and relate this to the degree of concentration within a country?s banking sector.
Both papers
provide empirical evidence based on US deposit markets showing that deposit rates respond
more rigidly to upward changes in market rates than downward changes, especially so in more
concentrated markets.
Recent research on euro area deposit markets,
instead, has focused more on the transmission of negative policy rates (see e.g.
Whether banks are able to set deposit rates that materially differ from policy rates is affected
ECB Working Paper Series No 2896

4

by market concentration: market power is assumed to increase in the degree of concentration in
the banking sector.
Concentration thus appears to matter for how quickly ECB monetary policy has
been transmitted to deposit rates across the euro area.
Banks thus have a motive to be
rigid in adjusting deposit rates to a ?positive? monetary policy shock.
While customers are generally (and potentially rationally) inattentive, swift and substantial
nominal deposit rate declines may trigger deposit outflows.
relative deposit rate = deposit rate - short term rate
The inverse of the wedge, the relative deposit rate will allow us to see more clearly how
the deposit rate evolves in comparison to the short-term rate.
This then translates to (more
pronounced) effects on the transmission of policy to the deposit wedge, reinforcing the asymmetry discussed before.
More concentration would mean more rigid deposit rates (and thus an
increase in the deposit wedge) in case of positive surprises, and more flexible deposit rates (and
thus a decrease in the deposit wedge) in case of negative surprises (see also e.g.
I add an identical
altered-linex adjustment cost for deposit rates, to capture the upward rigidity and downward
flexibility of deposit rates as well.
As discussed
previously, the deposit rate is particularly rigid in case of a positive shock, illustrating the dividend smoothing motive and bank market power.
Without the asymmetric adjustment cost,
the response of the deposit rates to positive and negative changes in policy would have been
symmetric.
This appears a reasonable assumption
in general, as market concentration or market shares are slow-moving concepts.
3
Methods and data

I study the dynamic response to an unexpected change in monetary policy on deposit rates
in different countries in the euro area.
deposit rate - short-term rate), which for the sake of
brevity I will refer to as the ?relative deposit rate?.
Positive IRFs for the relative deposit rate imply that
the deposit rate has increased by more than the short-term rate, narrowing the wedge between
the short-term rate and the deposit rate.
0
?2
?2
?4
?6

?4
4

8

12

4

Months

8

12

Months

Figure 9: NFC rate response - linear combination of ?0 and ?1

Relative deposit rate at 1 month

Relative deposit rate at 4 months

0.0

0
?1

p.p.
0
0
?2
?1
?4
4

8

12

4

8

Months

12

Months

Figure 12: NFC rate response - linear combination of ?0 and ?1

Relative deposit rate at 1 month

Relative deposit rate at 4 months
2.0

1.5

p.p.
And, (2) how quickly
households and NFCs learn about changes in monetary policy, via the deposit rate, may vary
across the monetary union.
?0 , ?1 )
Figure A16: NFC overnight deposits, small member states
Relative deposit rate (average)

Relative deposit rate (interaction)

2

10
5

p.p.
?0 , ?1 )
Figure A19: NFC overnight deposits, four lags
Relative deposit rate (average)

Relative deposit rate (interaction)
5

0

p.p.
?0 , ?1 )
Figure A28: NFC overnight deposits, small member states
Relative deposit rate (average)

Relative deposit rate (interaction)

3

5.0

2

2.5

p.p.
?0 , ?1 )
Figure A31: NFC overnight deposits, four lags
Relative deposit rate (average)

Relative deposit rate (interaction)

3
2

p.p.

T-Mobile Customers Unlock Faster Speeds and Major Value with the New Samsung Galaxy S24 Series

Retrieved on:

Wednesday, January 17, 2024

With the Samsung Galaxy S24 series being the first to leverage uplink carrier aggregation, T-Mobile customers can get up to 90% faster uplink speeds than the previous Samsung lineup, making things like video uploads nearly twice as fast.

Key Points:

With the Samsung Galaxy S24 series being the first to leverage uplink carrier aggregation, T-Mobile customers can get up to 90% faster uplink speeds than the previous Samsung lineup, making things like video uploads nearly twice as fast.
Samsung Galaxy S24 Ultra for $99 (or $1200 off) with adding a line and porting on Business Unlimited Ultimate.
Double the storage on any of the new Samsung devices, during pre-order only, meaning get the 512GB Samsung Galaxy S24+ or Samsung Galaxy S24 Ultra phone for the price of the 256GB.
Samsung Galaxy S24 has an updated 6.2” FHD+ Flat display and more juice thanks to its new, larger 4000mAh battery.

Black Friday iPhone 15, 14, 13 Deals 2023: Early Apple iPhone 15 Pro Max, 15 Pro, 14 Pro & More Sales Revealed by Spending Lab

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Thursday, October 26, 2023

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Save on the iPhone 15 Pro, 15 Pro Max, 15 Plus, 14 Pro Max & more (Xfinity.com)

Key Points:

Save on the iPhone 15 Pro, 15 Pro Max, 15 Plus, 14 Pro Max & more (Xfinity.com)
Spending Lab earns commissions from purchases made using the links provided.
Apple's iPhone lineup, including the recent releases of the 13, 14, and 15, showcases their ongoing commitment to innovation and user experience.
The iPhone 13, launched in 2021, featured the A15 Bionic chip, improved battery life, and advanced camera capabilities.
The iPhone 14, released in 2022, introduced the faster A16 Bionic chip, a new design with a pill-shaped cutout, and a larger battery.

From High-refresh AMOLED screens to AI cameras, NUU's A15 and A25 bring a premium experience and flagship features without the costly price tag.

Retrieved on:

Friday, October 13, 2023

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DALLAS, Oct. 13, 2023 /PRNewswire/ -- How to deliver a truly exceptional smartphone experience at a price that people can genuinely afford? This was the question NUU sought to answer with its two latest smartphones – the A25 and A15.

Key Points:

NUU's new A25 and A15 bring premium flagship smartphone features to all.
DALLAS, Oct. 13, 2023 /PRNewswire/ -- How to deliver a truly exceptional smartphone experience at a price that people can genuinely afford?
This was the question NUU sought to answer with its two latest smartphones – the A25 and A15.
To ensure a truly immersive flagship viewing experience, the A25 sports a 6.7" AMOLED FHD+ display and an in-screen fingerprint scanner.

The Timeless Frontier: NUU's New A Series Lineup Packs In the Best of Both Worlds with Past-Future Tech Synergy

Retrieved on:

Wednesday, September 27, 2023

Dark, AMOLED, MSRP, Dark purple, Life, A15, Smartphone, Pure White, Attention, Element, Photography, Jet Black, A25, AI, Longevity, NUU, Samsung Galaxy A series, Mobile phone, Video game, Series

DALLAS, Sept. 26, 2023 /PRNewswire/ -- Forward-thinking, budget-friendly smartphone company NUU has just launched 3 exclusive handhelds which make up its brand-new A Series lineup. Each device represents part of a unique vision that blends together the best elements of past and present smartphones.

Key Points:

Each device represents part of a unique vision that blends together the best elements of past and present smartphones.
The A Series was born as a direct answer to these two common grievances.
To address this, each phone in NUU's A Series lineup is affordable even on a tight budget.
The new A Series lineup is officially available for pre-order on September 26th, 2023, from their respective web pages.

The All-New iPhone 14, iPhone 14 Plus, iPhone 14 Pro, iPhone 14 Pro Max are now available for pre-order on the award-winning 5G network in Canada from TELUS

Retrieved on:

Friday, September 9, 2022

Customers will be able to pre-order all iPhone models on Friday, September 9, with iPhone 14, iPhone 14 Pro, and iPhone 14 Pro Max availability on Friday, September 16, and Friday, October 7 for iPhone 14 Plus.

Key Points:

Customers will be able to pre-order all iPhone models on Friday, September 9, with iPhone 14, iPhone 14 Pro, and iPhone 14 Pro Max availability on Friday, September 16, and Friday, October 7 for iPhone 14 Plus.
TELUS is excited to offer the new iPhone 14 lineup with impressive camera features, amazing battery life and Crash Detection, all on our world-leading 5G network.
iPhone 14 Pro and iPhone 14 Pro Max also introduce a new interactive way to experience notifications and alerts with Dynamic Island, and the Always-On display.
When measured as a standard rectangular shape, the screen is 6.06 inches (iPhone 14), or 6.68 inches (iPhone 14 Plus) diagonally.

UScellular to Offer All-New iPhone 14, iPhone 14 Plus, iPhone 14 Pro, iPhone 14 Pro Max, Apple Watch Series 8, Apple Watch SE, Apple Watch Ultra, and AirPods Pro (2nd Generation)

Retrieved on:

Friday, September 9, 2022

CHICAGO, Sept. 9, 2022 /PRNewswire/ -- UScellular will offer the most advanced iPhone lineup ever with iPhone 14, iPhone 14 Plus, iPhone 14 Pro and iPhone 14 Pro Max, all with a durable and sophisticated design, superfast 5G, impressive camera upgrades, and vital new safety capabilities; Apple Watch Series 8 and new Apple Watch SE, with groundbreaking technology and performance; Apple Watch Ultra with a new bold design and a wide range of features built for endurance, exploration, and adventure; and the second generation of AirPods Pro, the most advanced AirPods yet.

Key Points:

iPhone 14 Pro and iPhone 14 Pro Max also introduce a new interactive way to experience notifications and alerts with Dynamic Island, and the Always-On display.
Apple Watch Series 8 and new Apple Watch SE bring groundbreaking technology and performance, and important safety innovations to the two best-selling smartwatches.
Apple Watch Series 8 and Apple Watch SE will be available online and at UScellular retail stores beginning Friday, September 16.
3iPhone 14, iPhone 14 Plus, iPhone 14 Pro, and iPhone 14 Pro Max are subject to FCC rules as well as consumer protection, contractual, and other provisions of federal or state law.

Rogers to Offer All-New iPhone 14, iPhone 14 Plus, iPhone 14 Pro, iPhone 14 Pro Max, Apple Watch Series 8, and AirPods Pro (2nd Generation)

Retrieved on:

Friday, September 9, 2022

iPhone 14 and iPhone 14 Plus introduce new technologies and ground-breaking new safety capabilities, featuring two sizes 6.1 inches and 6.7 inches.

Key Points:

iPhone 14 and iPhone 14 Plus introduce new technologies and ground-breaking new safety capabilities, featuring two sizes 6.1 inches and 6.7 inches.
iPhone 14 and iPhone 14 Plus come in five beautiful colours midnight, blue, starlight, purple, and PRODUCT(RED).
iPhone 14 Pro and iPhone 14 Pro Max also introduce a new interactive way to experience notifications and alerts with Dynamic Island, and the Always-On display.
Customers will be able to pre-order all iPhone models on Friday September 9, with iPhone 14, iPhone 14 Pro, and iPhone 14 Pro Max availability on Friday, September 16, and Friday, October 7 for iPhone 14 Plus.

LifeProof Offers Eco-Friendly Cases for the New iPhone SE

Retrieved on:

Monday, March 21, 2022

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SAN DIEGO, March 21, 2022 /PRNewswire/ -- Further protect your new iPhone SE in a case that makes you feel good while doing good. LifeProof FRĒ, WĀKE and SEE for the new iPhone SE are available now at lifeproof.com.

Key Points:

LifeProof FR, WKE and SEE for the newiPhone SE are available now at lifeproof.com .
This 85 percent ocean-based recycled plastic case doesn't compromise on protection meeting the LifeProof standard of 6.6 feet of drop protection.
1-selling waterproof case series in the US and is available now for the new iPhone SE.1This iPhone SE waterproof case is comprised of over 60 percent recycled materials and coversthis new devicewith360 of protection.
The LifeProof name and LifeProof trademarks are the property of TreeFrog Developments, Inc. registered in the U.S. and other countries.