EXPN

Experian Finds 25 Percent Increase in Online Activity Since Covid-19

Retrieved on: 
Tuesday, November 9, 2021

According to Experians latest Global Insights Report, there has been a 25 percent increase in online activity since Covid-19 and that number continues to hold steady.

Key Points: 
  • According to Experians latest Global Insights Report, there has been a 25 percent increase in online activity since Covid-19 and that number continues to hold steady.
  • The increase in digital activity has remained persistent, and consumers are staying online even with the return of physical shopping and banking.
  • The study also found that as people begin to spend again consumer loyalty to online businesses is weakening.
  • Experian and the Experian marks used herein are trademarks or registered trademarks of Experian and its affiliates.

Experian CaaS Now Available in AWS Marketplace

Retrieved on: 
Friday, November 5, 2021

For the first time, Experians Categorisation as a Service (CaaS) will be available in AWS Marketplace, allowing UK organisations to gain a better understanding of their customers financial transaction data in real-time.

Key Points: 
  • For the first time, Experians Categorisation as a Service (CaaS) will be available in AWS Marketplace, allowing UK organisations to gain a better understanding of their customers financial transaction data in real-time.
  • Building on the established relationship between Experian and Amazon Web Services (AWS), organisations will now be offered CaaS in their own AWS environment, allowing them to automate analysis of complex datasets instantaneously.
  • Stephen Orban, General Manager of AWS Marketplace said: By delivering pre-trained CaaS machine learning models in AWS Marketplace, Experian helps organisations derive greater insights from their own user data without having to share customer personal data outside of their own secure AWS environment.
  • AWS Marketplace is a digital catalogue to find, test, buy and deploy software that runs on AWS.

Experian Expands Verification Solutions Business With Consumer Permissioned Payroll Data From Citadel API

Retrieved on: 
Tuesday, October 26, 2021

By leveraging technology from Citadel API, Experian is bolstering its existing suite of digital verification solutions to provide lenders with access to permissioned payroll records from more than 40 of the top payroll providers across the United States.

Key Points: 
  • By leveraging technology from Citadel API, Experian is bolstering its existing suite of digital verification solutions to provide lenders with access to permissioned payroll records from more than 40 of the top payroll providers across the United States.
  • Using this consumer permissioned data, Experian will deliver a verified income and employment report back to the lender or verifier.
  • Experian understands that investing in Citadel APIs technology can improve their customers experience, said Kirill Klokov, Citadel API CEO.
  • Adding consumer permissioned access to payroll data to Experians Verification of Income and Employment suite of services is the next step in Experians long-term commitment to expanding its consumer permissioned verification capabilities.

S&P/Experian Consumer Credit Default Indices Show Composite Rate Stable In September 2021

Retrieved on: 
Tuesday, October 19, 2021

Jointly developed by S&P Dow Jones Indices LLC and Experian, the S&P/Experian Consumer Credit Default Indices are published on the third Tuesday of each month at 9:00 am ET.

Key Points: 
  • Jointly developed by S&P Dow Jones Indices LLC and Experian, the S&P/Experian Consumer Credit Default Indices are published on the third Tuesday of each month at 9:00 am ET.
  • They are constructed to track the default experience of consumer balances in four key loan categories: auto, bankcard, first mortgage lien and second mortgage lien.
  • The Indices are calculated based on data extracted from Experian's consumer credit database.
  • More assets are invested in products based on our indices than products based on indices from any other provider in the world.

UnidosUS and Experian Launch Partnership to Support Financial Empowerment

Retrieved on: 
Tuesday, October 5, 2021

UnidosUS, the nations largest Hispanic civil rights and advocacy organization, and Experian today announced a new partnership to further the mission of financial empowerment.

Key Points: 
  • UnidosUS, the nations largest Hispanic civil rights and advocacy organization, and Experian today announced a new partnership to further the mission of financial empowerment.
  • View the full release here: https://www.businesswire.com/news/home/20211004006005/en/
    Experian has been a welcome and creative partner to UnidosUS through its support of our Financial Empowerment Network (FEN), said Lot Diaz, Vice President, Housing and Financial Empowerment at UnidosUS.
  • Financial inclusion is giving everyone the knowledge and tools that lead to empowerment towards financial health and our partnership is another step in achieving that goal, said Wil Lewis, Chief Diversity, Equity and Inclusion Officer for Experian.
  • Through this partnership, Experian is supporting UnidosUS Financial Empowerment Network, which brings together more than 25 UnidosUS Affiliates in 14 communities to offer free, individualized, culturally-relevant support to Latino families.

National Urban League and Experian Launch Partnership to Support Financial Inclusion and Credit Education

Retrieved on: 
Tuesday, September 28, 2021

The National Urban League and Experian North America today announced the launch of a new partnership to further the mission of financial inclusion and empowerment for all.

Key Points: 
  • The National Urban League and Experian North America today announced the launch of a new partnership to further the mission of financial inclusion and empowerment for all.
  • National Urban League President and CEO Marc H. Morial and Experian North America Chief Executive Officer Craig Boundy shared the news during the opening day of National Urban Leagues first all-virtual Conference.
  • View the full release here: https://www.businesswire.com/news/home/20210928006112/en/
    The racial credit gap is a major barrier to Black entrepreneurship, homeownership and wealth-building, said National Urban Leagues Morial.
  • Through this partnership, Experian is providing National Urban League Young Professionals a community-based volunteer auxiliary comprised of young professionals ages 21-40 and those enrolled in one of 12 Urban League Entrepreneurship Centers with free access to their Experian consumer credit report and FICO Score, along with the ability to potentially increase their credit scores instantly with Experian Boost .

Opy USA Announces Strategic Partnership with Experian

Retrieved on: 
Thursday, September 23, 2021

'company, Opy USA , Inc.,(Opy), and its parent company Openpay Pty Ltd (ASX: OPY) (Openpay), today announced astrategic partnership with Experian to bring Opy's Buy Now, Pay Smarter (BNPS) differentiated offering to the US market as well as other regions.

Key Points: 
  • 'company, Opy USA , Inc.,(Opy), and its parent company Openpay Pty Ltd (ASX: OPY) (Openpay), today announced astrategic partnership with Experian to bring Opy's Buy Now, Pay Smarter (BNPS) differentiated offering to the US market as well as other regions.
  • Building on its existing relationship with Experian, the latest strategic partnership strengthens Opy's commitment to Americanize the Opy brand and platform, one of its key pillars in measuring success through strategic partnerships.
  • In addition, the partnership between Opy and Experian validates Opy's commitment to accelerate its growth by providing consumers with a broader set of verticals where Opy's solutions will provide financial ease for meaningful life purchases.
  • Experian and the Experian marks used herein are trademarks or registered trademarks of Experian and its affiliates.

S&P/Experian Consumer Credit Default Indices Show Fifth Straight Drop In Composite Rate In August 2021

Retrieved on: 
Tuesday, September 21, 2021

Jointly developed by S&P Dow Jones Indices LLC and Experian, the S&P/Experian Consumer Credit Default Indices are published on the third Tuesday of each month at 9:00 am ET.

Key Points: 
  • Jointly developed by S&P Dow Jones Indices LLC and Experian, the S&P/Experian Consumer Credit Default Indices are published on the third Tuesday of each month at 9:00 am ET.
  • They are constructed to track the default experience of consumer balances in four key loan categories: auto, bankcard, first mortgage lien and second mortgage lien.
  • The Indices are calculated based on data extracted from Experian's consumer credit database.
  • More assets are invested in products based on our indices than products based on indices from any other provider in the world.

Focus on Data, Advanced Analytics and Decisioning Creates a Winning Strategy for Experian

Retrieved on: 
Monday, September 13, 2021

The FinTech Rankings is an annual ranking which highlights the top 100 global providers of financial technology.

Key Points: 
  • The FinTech Rankings is an annual ranking which highlights the top 100 global providers of financial technology.
  • At Experian, we are continually innovating and using technology to modernize the financial services industry and satisfy the real-time data demands of consumers and businesses, said Steve Wagner, Managing Director of Global Decision Analytics at Experian.
  • Experian has been recognized as one of the most innovative companies in the world by Forbes for the fifth consecutive year.
  • Experian and the Experian marks used herein are trademarks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein are the property of their respective owners.

Experian and Operation HOPE Find Most Consumers Are Managing Credit Well Despite Pandemic Challenges

Retrieved on: 
Wednesday, September 8, 2021

A strong credit history and responsible credit management can help consumers save thousands of dollars over a lifetime.

Key Points: 
  • A strong credit history and responsible credit management can help consumers save thousands of dollars over a lifetime.
  • I encourage consumers who are looking to improve or maintain their credit scores to check their credit report regularly and take advantage of the free resources Experian has available to help.
  • Join Experians #creditchat hosted by @Experian on Twitter with financial experts every Wednesday at 3 p.m. Eastern time.
  • Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates.