Middle class

Innovative New Project Launches to Increase Access to Justice for the Overlooked Middle Class

Retrieved on: 
Tuesday, January 23, 2024
Associate, Policy, Delivery, CO, Middle class, Innovation, University, Private law, Ecosystem, CBF, Incubator, Human, Organization, Law, Line, Profession, Management

By collaborating and expanding on successful middle-class-focused legal services, and by building support for larger policy and systemic changes, ATLN stands to dramatically increase access to justice for the middle class—and ultimately, people of all income levels.

Key Points: 
  • By collaborating and expanding on successful middle-class-focused legal services, and by building support for larger policy and systemic changes, ATLN stands to dramatically increase access to justice for the middle class—and ultimately, people of all income levels.
  • ATLN is led by knowledgeable, experienced leaders and innovators from across the United States, Canada, and beyond who are dedicated to transforming the delivery of legal services to the underserved middle class.
  • ATLN is offering two upcoming webinars which will delve further into the problem, challenges, and promising solutions.
  • “Transforming the Delivery of Legal Services: Unveiling the Above the Line Network”
    More information and quick links:

Job Market Robust, But Wages Failing to Keep Up, Says Ludwig Institute

Retrieved on: 
Wednesday, October 18, 2023
Female, TRU, Sound, Black, Bureau of Labor Statistics, News, Middle class, Bureau, BLS, Growth, White, TWE, Drug, Unemployment

WASHINGTON, Oct. 18, 2023 /PRNewswire/ -- By all outward measures the jobs market remains robust, but that is not translating into higher wages for most American workers, according to a report by Ludwig Institute for Shared Economic Prosperity (LISEP).

Key Points: 
  • LISEP issued its monthly True Rate of Unemployment (TRU) for September in conjunction with the third quarter True Weekly Earnings (TWE) report.
  • "We are seeing increases in weekly earnings, which is good news, but these gains are in no way reflective of what we are seeing in the job market," said LISEP Chair Gene Ludwig.
  • "A competitive job market should bring more living-wage jobs.
  • During the last streak of a sub-4% jobless rate — from Q2 2018 to Q4 2019 — wages rose more than 5%.

Mercury Financial Has Closed a $200 Million Debt Facility to Drive Growth of its Credit Card Business for the Middle-Class

Retrieved on: 
Wednesday, July 26, 2023
Banking, Professional Services, St. Louis Fed Financial Stress Index, Partnership, Patent, Middle class, Risk, Mercury, Neuberger Berman, Bank

Mercury® Financial (“Mercury”) today announced the closing of a $200 million debt facility from client funds managed by Neuberger Berman.

Key Points: 
  • Mercury® Financial (“Mercury”) today announced the closing of a $200 million debt facility from client funds managed by Neuberger Berman.
  • Mercury will use the funds to expand its credit card business and continue its mission of providing middle-class Americans responsible financial products to improve their lives.
  • “By analyzing financial data the right way, we can better assess risk and help more qualified Americans better manage their credit,” said James Peterson, Mercury Financial CEO.
  • Using proprietary data, the Company’s unique business model leverages over 100 million data points to identify, underwrite and delight its customers with a prime credit card experience.

From the Tax Law Offices of David W. Klasing - IRS Reveals New Plan to Fight Tax Evasion

Retrieved on: 
Thursday, June 8, 2023
Tax law, Learning, Communication, Office of Intelligence and Analysis (Treasury Department), EAS, IRS, Crime, Middle class, Average revenue per user, Internal Revenue Service, Disclosure, Hope, Multimedia, History, IRS Criminal Investigation, Treasury, Inflation, Climate change, Department of the Treasury, Democrat, Republican, Federation, Inflation Reduction Act of 2022, System, Cryptocurrency, Tax advisor, Life insurance, Online shopping

Furthermore, the IRS will hire more revenue agents and tax attorneys to help audit complex business partnerships and corporations.

Key Points: 
  • Furthermore, the IRS will hire more revenue agents and tax attorneys to help audit complex business partnerships and corporations.
  • For help with your tax issues, reach out to our experienced Dual-Licensed Tax Lawyers & CPAs at the Tax Law Offices of David W. Klasing by calling (800) 681-1295 or clicking here to schedule a reduced rate initial consultation.
  • A primary goal of this new plan is to reduce our nation's $7 trillion of uncollected tax revenue.
  • View original content to download multimedia: https://www.prnewswire.com/news-releases/from-the-tax-law-offices-of-dav...
    SOURCE Tax Law Offices of David W. Klasing, PC

ABF Creative Ups Mindfulness Content with Spanish-Language Podcast Charm Words Español

Retrieved on: 
Monday, December 5, 2022
Frasier, White, Charm, Language, Adolescence, Wondery, Research, Podcasts (software), Middle class, Untold Story, Ben & Jerry's, ABF, Adventure, Parent, Mental health, Amazon Music, Mindfulness, National Election Pool, Growth, Innovation Crush, Translation, Headspace, Toy, Latinx, Spotify

NEWARK, N.J., Dec. 5, 2022 /PRNewswire-PRWeb/ -- Audio tech content start-up ABF Creative is launching Charm Words Español, the first-ever Spanish-language daily affirmations podcast for children. Charm Words Español–which starts streaming December 5th, 2022–is an iteration of Charm Words, ABF's award-winning daily affirmations children's podcast.

Key Points: 
  • Award-winning podcast production company ABF Creative is launching Charm Words Espaol, the first-ever Spanish-language daily affirmations podcast for children.
  • NEWARK, N.J., Dec. 5, 2022 /PRNewswire-PRWeb/ -- Audio tech content start-up ABF Creative is launching Charm Words Espaol , the first-ever Spanish-language daily affirmations podcast for children.
  • Charm Words Espaolwhich starts streaming December 5th, 2022is an iteration of Charm Words, ABF's award-winning daily affirmations children's podcast.
  • Charm Words and Charm Words Espaol are prime examples of how ABF Creative is innovating and reimagining audio by creating content that fosters cultural and emotional impact.

BestPrivateJet.com Survey Finds 27 Percent of Middle-Class Americans Traveled by Private Plane at Least Once

Retrieved on: 
Monday, August 1, 2022
Middle class, Research, Transport, Directory, Ingsoc, Travel, Income, Safety, COVID-19, Airline

SEATTLE, Aug. 1, 2022  /PRNewswire-PRWeb/ -- BestPrivateJet.com a leading platform for consumers to compare and discover trusted and reliable private jet programs, has published a new survey report to examine trends among American travelers. The study highlights the increase in private jet travel and the top reasons people choose to charter non-commercial planes. Researchers assessed responses from 1,250 consumers who earned 50,000 or more annually.

Key Points: 
  • According to the report, 27 percent of middle-class Americans have flown privately at least once.
  • Likewise, 41 percent of consumers with salaries between $100,000 and $149,999, and 37 percent who make $150K or more annually have traveled by private plane at least once.
  • Twenty percent of travelers wanted to avoid mask mandates on commercial flights, and 26 percent traveled by private plane for added safety.
  • Consumers can also find unbiased research to compare programs and make informed decisions about buying or renting a private jet.

U.S. Housing Markets Still Searching for Peak Prices

Retrieved on: 
Thursday, February 24, 2022
GLOBE, Ownership, BOCA, Florida Atlantic University, FAU, Real estate, Business, Housing, Middle class, Michael F. Price College of Business, College, Florida International University, Doctor of Philosophy, Fine chemical, Berakhot

Johnson and Beracha incorporate average or expected price changes and provide an estimate of how much a markets housing stock is over- or undervalued, relative to its historic pricing.

Key Points: 
  • Johnson and Beracha incorporate average or expected price changes and provide an estimate of how much a markets housing stock is over- or undervalued, relative to its historic pricing.
  • As of January, price premiums are up from December 2021 in all 100 markets, including Boise, Idaho, the nations most overvalued market.
  • To illustrate the point, Johnson compared current home prices in metropolitan Miami to those at the peak of the housing bubble in the mid-2000s.
  • Using our data, buyers can make similar comparisons in the other 99 housing markets, Johnson said.

Survey: One in Four Americans Have Started Holiday Shopping As More Than Three-Quarters Expect Major Shipping Delays

Retrieved on: 
Tuesday, November 23, 2021
Internet, Perception, Safety, Technology, Industry, IOT, Habit, Insight, Solution, Eye, Love, Efficiency, Middle class, Online shopping, Risk management

ProGlove, the leader in ergonomic wearables used in warehouses around the world, has been keeping an eye on these issues that will be affecting consumers.

Key Points: 
  • ProGlove, the leader in ergonomic wearables used in warehouses around the world, has been keeping an eye on these issues that will be affecting consumers.
  • Identifying and solving for inefficiencies in the last mile of the supply chain can help alleviate frontline worker stress.
  • "Considering the things we can control, it's crucial to put workers at the center of the process.
  • That includes building technology that works for them and treating them fairly and ethically every step of the way."

In Wake of COVID-19, Americans More Divided on Desire to Marry and Have Children, According to New Survey

Retrieved on: 
Tuesday, October 19, 2021
Family, Policy, Man, Bangladesh Technical Education Board, Woman, American, Institute, Risk, Family studies, American Enterprise Institute, COVID-19, Division (mathematics), Income, Loneliness, Australian Institute of Family Studies, Wheatley, Lifting, Coronavirus, Middle class, Data, Democrat, Wheatley Institution, Marriage, Research, Education, Associate, IFS, Infection, Brigham Young University, YouGov, 2009 Davis Cup, Class ring, Fertility, Animal, Birth control, Medicine, Tourism

When it comes to class, the findings are more complex, with childbearing trends among the poor becoming closer to those of more educated and affluent Americans."

Key Points: 
  • When it comes to class, the findings are more complex, with childbearing trends among the poor becoming closer to those of more educated and affluent Americans."
  • It sought to answer three questions: Will marriage and fertility fall further in the wake of the pandemic?
  • Are Americans likely to turn toward family formation in response to the loneliness from pandemic lockdowns?
  • The desire to marry increased nine percentage points overall among higher-income Americans vs. 4% for middle-income and 2% among lower-income Americans.

Consumers for Dental Choice: Over 50 Groups ask White House to take action against amalgam use by federal agencies

Retrieved on: 
Thursday, September 23, 2021
Environmental Health (journal), Mercury, Biophysical environment, Chairperson, Letter, Food, Sierra Club, Learning disability, Sierra, Irwin Smigel, Health, White House, Infographic, FDA, Association, Council on Environmental Quality, Middle class, Environmental quality, US Food Sovereignty Alliance, Forest Law Enforcement and Governance Program, Disability, Dental care, Communication, Student National Medical Association, Woman, Alaska, Science & Environmental Health Network, White, National Medical Association, Color, Health care, Safety, Organization, Earthjustice, Government, Lists of diseases, Department, Birth control, Gold, Medicine

"One would suppose that our government agencies would be first in line to implement federal health policy -- but the reverse is true," said Charlie Brown of Consumers for Dental Choice. "Dug-in federal bureaucracies refuse to follow federal health policy!"

Key Points: 
  • A primitive, pre-Civil War pollutant, amalgam is 50% mercury.
  • "The whole life cycle of amalgam adds to cumulative and disproportionate impacts on communities of color," said Nsedu Obot Witherspoon of the Children's Environmental Health Network.
  • "Amalgam use by these government bureaucracies means that military bases, Tribal Lands, and federal prisons become increasingly polluted with toxic mercury," said Pam Miller of the Alaska Community Action on Toxics.
  • The 50+ organizations highly commend the FDA, which also issued Infographics, https://www.fda.gov/medical-devices/dental-amalgam-fillings/dental-amalg...
    Tracy Gregoire, Learning Disabilities Association of America, 207-504-2556, [email protected]