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The Peak 65® Zone is Here, And Our Country is Not Prepared

Retrieved on:

Wednesday, January 10, 2024

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WASHINGTON, Jan. 10, 2024 /PRNewswire/ -- America has just entered the Peak 65® Zone, the largest surge of retiring Americans in history according to a new economic report, The Peak 65® Zone is Here – Creating a New Framework for America's Retirement Security, published today by Jason Fichtner, Executive Director of the Alliance for Lifetime Income's Retirement Income Institute, and Chief Economist at the Bipartisan Policy Center.

Key Points:

Our current retirement system is obsolete and it's time for a new retirement security framework that will help Americans fill this income gap.
Dubbed the Peak 65® generation, more than 4.1 million Americans will turn 65 each year through 2027, which amounts to more than 11,200 Americans retiring every day.
Data analyzed in the report shows millions of these retiring Americans lack sufficient protected income and face financial insecurity.
"Unlike older retired Baby Boomers, the majority of Peak 65'ers don't have pensions, which used to help fill that gap left by Social Security.

Living-Wage Job Market Growing Stronger, Says Ludwig Institute

Retrieved on:

Wednesday, December 20, 2023

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WASHINGTON, Dec. 20, 2023 /PRNewswire/ -- On average workers appear to be benefitting from a robust job market, with the percentage of workers unable to find a living-wage job at the lowest level in six months, according to the monthly True Rate of Unemployment (TRU) report by the Ludwig Institute for Shared Economic Prosperity (LISEP).

Key Points:

WASHINGTON, Dec. 20, 2023 /PRNewswire/ -- On average workers appear to be benefitting from a robust job market, with the percentage of workers unable to find a living-wage job at the lowest level in six months, according to the monthly True Rate of Unemployment (TRU) report by the Ludwig Institute for Shared Economic Prosperity (LISEP).
Workers benefit from robust job market; percent of workers with living-wage jobs at six-month high.
This is the fourth consecutive month the TRU has trended downward, and the lowest level since the June rate of 21.7%.
It should be our collective resolution for the upcoming year to focus our efforts on helping those who need it the most."

Bay Area Best Region for Working Households; Fresno Worst, Says Ludwig Institute

Retrieved on:

Monday, November 27, 2023

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WASHINGTON, Nov. 27, 2023 /PRNewswire/ -- The high cost of living is more-than offset by high wages in the San Jose and San Francisco markets, making the Bay Area the best performing region for middle- and working-class households in the country's 50 largest Metropolitan Statistical Areas (MSAs). Meanwhile, a net loss in real wages and the skyrocketing price of housing pushed Fresno, Calif., to the bottom of the list, according to an analysis by the Ludwig Institute for Shared Economic Prosperity (LISEP).

Key Points:

Meanwhile, a net loss in real wages and the skyrocketing price of housing pushed Fresno, Calif., to the bottom of the list, according to an analysis by the Ludwig Institute for Shared Economic Prosperity (LISEP).
"The United States is not a single economy — it's an amalgamation of hundreds, even thousands, of regional economies," said LISEP Chairman Gene Ludwig.
"Understanding the dynamics of those economies and how they impact low- and moderate-income populations is critical to responsible policymaking.
"Our challenge here is in identifying what's working well and replicating it; what's not, and scrapping it.

National Institute of Building Sciences to Host Housing Affordability Hearing

Retrieved on:

Wednesday, October 4, 2023

WASHINGTON, Oct. 4, 2023 /PRNewswire/ -- The National Institute of Building Sciences (NIBS) Consultative Council will hold a public hearing on November 6 at the National Press Club to discuss the state of housing affordability for middle- and working-class Americans.

Key Points:

WASHINGTON, Oct. 4, 2023 /PRNewswire/ -- The National Institute of Building Sciences (NIBS) Consultative Council will hold a public hearing on November 6 at the National Press Club to discuss the state of housing affordability for middle- and working-class Americans.
"Housing affordability is a serious issue for many American families," said Stephen T. Ayers, FAIA, Interim CEO of NIBS.
Hearing speakers include officials with the U.S. Department of Energy, U.S. Department of Housing and Urban Development, Urban Institute, National Association of Home Builders, and the Joint Center for Housing Studies at Harvard University.
The day-long hearing will take place in three parts:
Affordable housing generally is defined as housing where the occupant pays no more than 30 percent of gross income for housing costs, including utilities.

Operation HOPE Earns Coveted Spot on Atlanta Business Chronicle's 'Fastest Growing Companies' List for Second Consecutive Year

Retrieved on:

Wednesday, August 2, 2023

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ATLANTA, Aug. 2, 2023 /PRNewswire/ -- Operation HOPE, the nation's leading nonprofit in financial literacy and economic inclusion, proudly announces that it was named to Atlanta Business Chronicle's prestigious "Pacesetters" list of Fastest Growing Companies for the second consecutive year.

Key Points:

ATLANTA, Aug. 2, 2023 /PRNewswire/ -- Operation HOPE, the nation's leading nonprofit in financial literacy and economic inclusion, proudly announces that it was named to Atlanta Business Chronicle's prestigious "Pacesetters" list of Fastest Growing Companies for the second consecutive year.
Ranking at an impressive #42 among 100 private companies spanning various sectors, Operation HOPE is the sole nonprofit to receive this esteemed annual recognition.
"With Atlanta consistently ranked as one of the fastest-growing cities in America, Operation HOPE's second consecutive year on the Pacesetters list aligns perfectly with this trajectory.
Since its inception in 1992, Operation HOPE has achieved notable milestones:
Served over 4 million individuals across the United States.

International Women's Day: Line Financial Launches Nationwide, Affordable, Stress-and-Hassle-Free Federal and State Tax Filing

Retrieved on:

Wednesday, March 8, 2023

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Covering any tax situation, delivering refunds while providing IRS Penalty Protection and IRS Audit support across any US region at no charge, Line supports working-class women and other underserved communities by delivering access to much needed modern financial services via its inclusive app.

Key Points:

As Line works year-round to empower women-who make up 60 percent of its users-the company today is making its federal and state tax filing services available at no cost.
Line, with this tax initiative, is emphasizing the many single mothers who use the Smart Wallet App.
This service supports a wide range of tax situations including multi-state filing, filing with Form 2441 for Child and Dependent Care Expenses; IRS penalty protection, and complimentary IRS audit support.
And by expanding access to support by providing federal and state tax filing services at no cost, Line has taken another important step toward serving, uplifting and empowering working-class Americans on their road to financial independence.

In Wake of COVID-19, Americans More Divided on Desire to Marry and Have Children, According to New Survey

Retrieved on:

Tuesday, October 19, 2021

When it comes to class, the findings are more complex, with childbearing trends among the poor becoming closer to those of more educated and affluent Americans."

Key Points:

When it comes to class, the findings are more complex, with childbearing trends among the poor becoming closer to those of more educated and affluent Americans."
It sought to answer three questions: Will marriage and fertility fall further in the wake of the pandemic?
Are Americans likely to turn toward family formation in response to the loneliness from pandemic lockdowns?
The desire to marry increased nine percentage points overall among higher-income Americans vs. 4% for middle-income and 2% among lower-income Americans.

Working-class Americans' Views on Family Policy

Retrieved on:

Tuesday, September 14, 2021

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The report, Working-Class Americans' Views on Family Policy , iswritten by Ethics and Public Policy Center fellow Patrick T. Brown andco-sponsored by the Institute for Family Studies, Braver Angels, the Georgia Center for Opportunity, and the Texas Public Policy Foundation.

Key Points:

The report, Working-Class Americans' Views on Family Policy , iswritten by Ethics and Public Policy Center fellow Patrick T. Brown andco-sponsored by the Institute for Family Studies, Braver Angels, the Georgia Center for Opportunity, and the Texas Public Policy Foundation.
Their views didnt comfortably fit a partisan script.
The discussions were proof that the conversation in national policy circles is often disconnected from how public policy is heard and discussed by working-class families.
This report offers a fine-grained look into how working-class parents think through different aspects of family policy, work and welfare, gender roles, fertility decisions, and more.

Jostens Chosen by Charleston Southern University as Official Class Ring Provider

Retrieved on:

Monday, March 29, 2021

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Minneapolis, March 29, 2021 (GLOBE NEWSWIRE) -- Jostens, the nations leading provider of custom class jewelry, graduation products, and yearbooks serving the K-12 and college education markets, has been chosen by Charleston Southern University to enhance their official class ring tradition with new designs and programs reaching even more students and alumni.

Key Points:

Minneapolis, March 29, 2021 (GLOBE NEWSWIRE) -- Jostens, the nations leading provider of custom class jewelry, graduation products, and yearbooks serving the K-12 and college education markets, has been chosen by Charleston Southern University to enhance their official class ring tradition with new designs and programs reaching even more students and alumni.
Like many colleges and universities across the country, Charleston Southern University has a rich tradition of offering an official class ring design to students and alumni, crafted with meaningful and consistent elements that connect CSU graduates over the course of generations.
Now, our students will be blessed to have this same wonderful opportunity to mark the significant milestone of being a proud Charleston Southern graduate with a ring crafted by Jostens.
Jostens is honored to be chosen by the leadership at Charleston Southern to help preserve, promote, and perpetuate the schools mission through their official class ring for generations to come.

Herff Jones Celebrates National Class Ring Day On Oct. 9

Retrieved on:

Monday, October 7, 2019

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Herff Jones, an achievement division of Varsity Brands and the leading provider of graduation and educational products and services, is celebrating its annual National Class Ring Day on Wednesday, Oct. 9.

Key Points:

Herff Jones, an achievement division of Varsity Brands and the leading provider of graduation and educational products and services, is celebrating its annual National Class Ring Day on Wednesday, Oct. 9.
On that day, anyone who owns a class ring is encouraged to wear it with pride while taking a moment to reflect on their high school or collegiate experiences.
Herff Jones began celebrating National Class Ring Day in 2014, and as the rings get more customizable, the stories get even more special.
Today, our class ring options are more personalized than ever before, allowing students to tell their story," said Herff Jones Director of Product Management Jeff Shafer.