List

Cold water therapy: what are the benefits and dangers of ice baths, wild swimming and freezing showers?

Retrieved on: 
Wednesday, May 10, 2023

Cold water therapy, as it has come to be known, can take the form of outdoor swimming – in lakes, rivers or the ocean – cold showers or even ice baths.

Key Points: 
  • Cold water therapy, as it has come to be known, can take the form of outdoor swimming – in lakes, rivers or the ocean – cold showers or even ice baths.
  • Indeed, there are many accounts of how cold water therapy has changed lives, cured broken hearts and helped people during difficult times.
  • Indeed, research into the potential benefits of cold water therapy or outdoor swimming is in its early stages, but what is clear is that cold water immersion can have potentially harmful effects on the human body.

Cold water risks

    • But we can’t say that about cold water – as it comes with a lot of risks.
    • One of the little-known problems associated with cold water immersion is what’s known as non-freezing cold injury.
    • Another issue is that it’s not known how cold is too cold when it comes to cold water immersion and non-freezing cold injury.
    • Encouragingly though, one study from 2020 with cold water swimmers indicates that although they may have cold sensitivity, this was not associated with damage to the blood vessels in the skin.

Cold water tips

    • So if you are wanting to give cold water therapy a go, here are some things to consider: • Check with your GP beforehand to make sure it’s safe for you to do.
    • • Only stay in cold water for a short period of time, get out before you experience numbness, pain or shivering.

FTC Stops Student Loan Debt Relief Schemes that it Says Bilked Students Out of Millions

Retrieved on: 
Tuesday, May 9, 2023

The Federal Trade Commission has stopped a pair of student loan debt relief schemes that it says bilked students out of approximately $12 million by using deceptive claims about repayment programs and loan forgiveness that did not exist.

Key Points: 
  • The Federal Trade Commission has stopped a pair of student loan debt relief schemes that it says bilked students out of approximately $12 million by using deceptive claims about repayment programs and loan forgiveness that did not exist.
  • “As Americans struggle with massive student loan debt and uncertainty around the prospect of forgiveness, scammers are looking to cash in,” said Samuel Levine, Director of FTC’s Bureau of Consumer Protection.
  • Both complaints note that the misrepresentations by defendants about their purported debt relief services violated Section 5 of the FTC Act and the Telemarketing Sales Rule (TSR).
  • Follow the FTC on social media, read consumer alerts and the business blog, and sign up to get the latest FTC news and alerts.

FTC Stops Student Loan Debt Relief Schemes that it Says Bilked Students Out of Millions

Retrieved on: 
Tuesday, May 9, 2023

The Federal Trade Commission has stopped a pair of student loan debt relief schemes that it says bilked students out of approximately $12 million by using deceptive claims about repayment programs and loan forgiveness that did not exist.

Key Points: 
  • The Federal Trade Commission has stopped a pair of student loan debt relief schemes that it says bilked students out of approximately $12 million by using deceptive claims about repayment programs and loan forgiveness that did not exist.
  • “As Americans struggle with massive student loan debt and uncertainty around the prospect of forgiveness, scammers are looking to cash in,” said Samuel Levine, Director of FTC’s Bureau of Consumer Protection.
  • Both complaints note that the misrepresentations by defendants about their purported debt relief services violated Section 5 of the FTC Act and the Telemarketing Sales Rule (TSR).
  • Follow the FTC on social media, read consumer alerts and the business blog, and sign up to get the latest FTC news and alerts.

FTC Issues Order Ratifying Previous Orders Regarding Horseracing Integrity and Safety Authority Rules

Retrieved on: 
Monday, January 16, 2023

The Federal Trade Commission has issued an order that ratifies its previous orders regarding rules issued by the Horseracing Integrity and Safety Authority.

Key Points: 
  • The Federal Trade Commission has issued an order that ratifies its previous orders regarding rules issued by the Horseracing Integrity and Safety Authority.
  • The Horseracing Integrity and Safety Act, which recognized the Authority, includes a requirement that its rules must be submitted for approval to the FTC.
  • The Commission issued today’s order to avoid any doubt about the force and effect of the horseracing rules that the Commission previously approved, including the Authority’s rules on racetrack safety, enforcement, assessment methodology, and registration.
  • Follow the FTC on social media, read our blogs and subscribe to press releases for the latest FTC news and resources.

FTC Disapproves Anti-Doping and Medication Control Proposed Rule Submitted by the Horseracing Integrity and Safety Authority

Retrieved on: 
Friday, December 16, 2022

The Federal Trade Commission has issued an Order disapproving the Anti-Doping and Medication Control proposed rule submitted by the Horseracing Integrity and Safety Authority to its enforcement rule after a public comment period.

Key Points: 
  • The Federal Trade Commission has issued an Order disapproving the Anti-Doping and Medication Control proposed rule submitted by the Horseracing Integrity and Safety Authority to its enforcement rule after a public comment period.
  • The Horseracing Integrity and Safety Act, which recognized the Authority, includes a requirement that its rules must be submitted for approval to the FTC.
  • Accordingly, the Commission did not reach the merits of the proposed rule, which the Authority may re-submit if the legal uncertainty is resolved.
  • Follow the FTC on social media, read our blogs and subscribe to press releases for the latest FTC news and resources.

Providing certainty on how we enforce the laws we regulate

Retrieved on: 
Friday, December 16, 2022

Until today, we would normally publish enforcement notices, fines and summaries of our audit reports on our website.

Key Points: 
  • Until today, we would normally publish enforcement notices, fines and summaries of our audit reports on our website.
  • While fines may grab peoples attention, every one of these reprimands represents a time we have taken action to raise data protection standards.
  • This will provide certainty to businesses and organisations in what the law requires from them and has already been set out in our ICO25 regulatory approach.
  • With any pilot, we will be measuring the success of our revised approach and the improvements we hope to see.

U.S. Court of Appeals Upholds $48 Million Judgment

Retrieved on: 
Thursday, December 1, 2022

A judgment upholding the trial court's order of $48 million.

Key Points: 
  • A judgment upholding the trial court's order of $48 million.
  • The First Circuits opinion is a must-read for marketers of health-related products.
  • It reaffirms key principles about the FTCs requirement that advertisers substantiate the claims consumers take from their ads.
  • The reasonable basis test is the appropriate standard for deceptive advertising claims.
  • The Court concluded that "it is clear that none of this material comes close to establishing an issue of fact regarding the Defendants woefully inadequate substantiation evidence."
  • The Court dismissed that argument as at odds with established caselaw.
  • The Defendants argued that their ads made no health claims and rather were mere puffery further qualified by disclaimers.

FTC, CFPB Submit Amicus Brief Defending Servicemembers’ Right to Sue Under the Military Lending Act

Retrieved on: 
Friday, November 25, 2022

The brief asks the appeals court to overturn a lower court decision that denied servicemembers the right to sue to invalidate a contract that they allege violates the Military Lending Act.

Key Points: 
  • The brief asks the appeals court to overturn a lower court decision that denied servicemembers the right to sue to invalidate a contract that they allege violates the Military Lending Act.
  • The district court erred, the brief argues, and its ruling could undermine enforcement of the Military Lending Act, a law designed to protect military families from predatory lending.
  • Servicemembers are particularly vulnerable to predatory practices, which can undermine military readiness and morale.
  • The Commission vote on whether to file the amicus brief with the CFPB was 4-0.

Game of Loans: The stark truth about student loan “debt relief” claims

Retrieved on: 
Friday, November 25, 2022

If you think the feuds among the Great Houses of Westeros get intense, consider the dinner table discussions about student loan debt.

Key Points: 
  • If you think the feuds among the Great Houses of Westeros get intense, consider the dinner table discussions about student loan debt.
  • Often pitched on social media, the defendants ads struck similar deceptive chords Get rid of student loan debt, $0 monthly payments, and We can .
  • As part of Game of Loans, the FTC announced court orders in two pending cases against Student Aid Center and Strategic Student Solutions.
  • American Student Loan Consolidators.According to the complaint, the Florida company took in more than $11 million with false claims of loan forgiveness, reduced monthly payments, and lower interest rates.
  • Student Debt Doctor.The FTC alleges that the Florida company wasnt what the doctor ordered for consumer struggling with student loan debt.
  • Student Debt Relief Group.The FTC says the LA-based company used a bogus affiliation with the Department of Education to collect more than $7 million in illegal upfront fees.
  • In addition, the FTC has updated advice on how to spot a student loan debt relief scam.
  • The FTC also has advice for companies in the student loan debt relief business.
  • The Telemarketing Sales Rule has specific provisions to curb deceptive and abusive practices in the debt relief services industry, including when the debt is a student loan.
  • Second , under both the TSR and the FTC Act, its illegal to make false or unsubstantiated claims about student loan debt relief services.
  • Read Debt Relief Services and the Telemarketing Sales Rule: A Guide for Business for more compliance advice., under both the TSR and the FTC Act, its illegal to make false or unsubstantiated claims about student loan debt relief services.
  • Read Debt Relief Services and the Telemarketing Sales Rule: A Guide for Business for more compliance advice.

Global Softgel Encapsulation Machine Market Size is Projected to be Worth US$ 159.6 Mn by 2032 and is Expected to Grow at a CAGR of 4.3% Between 2022-32 | Analysis by Future Market Insights, Inc.

Retrieved on: 
Thursday, November 17, 2022

NEWARK, Del, Nov. 17, 2022 /PRNewswire/ -- The global softgel encapsulation machine market size is set to be valued at US$ 104.5 Mn in 2022 and is projected to grow at a CAGR of 4.3% from 2022 to 2032. The market is anticipated to reach a valuation of US$ 159.6 Mn by 2032.

Key Points: 
  • The softgel encapsulation machine market is expected to grow as a result of the urgent need for more automatic softgel encapsulation machines for large-scale softgel manufacturing.
  • Increasing demand for health supplements in both emerging and mature economies is also fueling the softgel encapsulation machine market.
  • China is anticipated to hold around 4.8% CAGR in the East Asia softgel encapsulation machine market from 2022 to 2032.
  • Based on type, the oil-softgel encapsulation machine segment is projected to hold more than 84% of the global softgel encapsulation machine market share by 2032.