Vehicle insurance in the United States

Insure.com Reports Highest and Lowest Insurance Rates for Used Cars

Retrieved on: 
Thursday, July 29, 2021

Early results of an ongoing Insure survey show that nearly 53% of those who purchase used cars fail to consider the cost of insurance in their car-buying decision.

Key Points: 
  • Early results of an ongoing Insure survey show that nearly 53% of those who purchase used cars fail to consider the cost of insurance in their car-buying decision.
  • "Our interactive used car insurance tool can help drivers view the rates they may pay on different car models and we explain the car insurance rate factors that can impact premiums."
  • Gusner is available to comment on how drivers can make the best used car choice by considering insurance costs when making a purchase decision and taking advantage of an auto insurance advisor tool.
  • Consumers have access to free car insurance quotes and guidance on finding the right insurance policy, saving money and solving claims problems.

EQS-News: Baloise launches new insurance solution for vehicle fleets

Retrieved on: 
Thursday, June 3, 2021

Baloise is bringing an innovative new insurance product for corporate customers to the market.

Key Points: 
  • Baloise is bringing an innovative new insurance product for corporate customers to the market.
  • motor vehicle liability insurance, comprehensive insurance and passenger accident insurance, 'BaloiseFleet Motor Vehicle' offers companies a wide range of elective options for enhanced protection for their company vehicles.
  • Baloise's motor vehicle fleet insurance enables companies to insure their entire vehicle fleet at its replacement value.
  • 'Motor vehicle equipment is constantly evolving and the amount of electronic applications that vehicles are being fitted with is growing steadily.

Just Insure expands pay-per-mile insurance to include full auto coverage in Arizona

Retrieved on: 
Tuesday, May 11, 2021

b'LOS ANGELES, May 11, 2021 /PRNewswire/ -- Just Insure , Arizona\'s premier pay-per-mile insurance provider, has expanded its app-based auto insurance to include collision, comprehensive, full-glass and liability coverage for eligible drivers in Arizona.\nJust Insure wants to encourage motorists to drive safely by rewarding them with lower premiums.

Key Points: 
  • b'LOS ANGELES, May 11, 2021 /PRNewswire/ -- Just Insure , Arizona\'s premier pay-per-mile insurance provider, has expanded its app-based auto insurance to include collision, comprehensive, full-glass and liability coverage for eligible drivers in Arizona.\nJust Insure wants to encourage motorists to drive safely by rewarding them with lower premiums.
  • "Our vision is to make auto insurance accessible to everyone, regardless of age, income, marital status or credit scores.
  • Just Insure features minimum liability or full coverage offerings as well as optional coveragesuninsured and underinsured.
  • "Just" and "Just Insure" are brand names of Just Auto Insurance, Inc. Policies in Arizona are underwritten by Just Auto Insurance, Inc. For more information visit just.insure .\n'

U.S. News Announces the Cheapest Car Insurance Companies in 2021

Retrieved on: 
Tuesday, March 9, 2021

In addition to the average annual rates from each car insurance company, the study utilizes different driver profiles to help consumers determine what they might pay for car insurance.

Key Points: 
  • In addition to the average annual rates from each car insurance company, the study utilizes different driver profiles to help consumers determine what they might pay for car insurance.
  • To get comparative insurance rates for this study, U.S. News worked with Quadrant Information Services to analyze a report of insurance rates in all 50 states from nine of the largest national car insurance companies, though not every company operates in every state.
  • Three car insurance coverage levels were used, as were credit tiers of good, fair and poor.
  • U.S. News Best Cars supports car shoppers throughout the entire car buying journey, offering advice for researching cars , finding cars for sale near you and getting the best rate on car insurance .

Leading Provider of State-Minimum Car Insurance Enters Maryland

Retrieved on: 
Thursday, November 5, 2020

With the addition of Maryland, SafeAuto now provides the insurance for the rest of us across 20 states.

Key Points: 
  • With the addition of Maryland, SafeAuto now provides the insurance for the rest of us across 20 states.
  • As of November 5, 2020, Maryland drivers can now get a quote or begin a policy at SafeAuto.com .
  • Some insurance companies out there make it impossible for people on fixed incomes or living paycheck-to-paycheck to afford insurance the law requires.
  • Founded in 1993, SafeAuto Insurance Group provides the right car insurance at the right price for the rest of us in 20 states across the country.

What Is GAP Auto Insurance And Why Drivers Should Buy It?

Retrieved on: 
Sunday, October 25, 2020

If the car gets totaled or stolen, gap insurance will help pay the difference.

Key Points: 
  • If the car gets totaled or stolen, gap insurance will help pay the difference.
  • The lender will probably insist on purchasing GAP insurance, alongside collision and comprehensive coverage.
  • Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes.
  • On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

Auto Insurance Rate Hike for Low Income Drivers Withdrawn; COVID-19 Premium Refunds Will Continue Through July 2020

Retrieved on: 
Thursday, July 30, 2020

The California Automobile Assigned Risk Plan (CAARP) had proposed increases averaging 3.8% statewide for the state's Low Cost Auto Insurance Program, which enables low income motorists to purchase a lower cost liability auto insurance policy with more limited coverage.

Key Points: 
  • The California Automobile Assigned Risk Plan (CAARP) had proposed increases averaging 3.8% statewide for the state's Low Cost Auto Insurance Program, which enables low income motorists to purchase a lower cost liability auto insurance policy with more limited coverage.
  • California's Low Cost Auto Insurance program helps low income good drivers afford auto insurance that meets the state's financial responsibility laws.
  • To be eligible for the Low Cost Auto program, a driver must meet the following criteria:
    Drivers can apply for Low Cost Auto Insurance program coverage here: https://www.mylowcostauto.com/
    Rates for the Low Cost Auto Insurance Program, like all auto insurance rates, must be reviewed and approved by the Insurance Commissioner before they are implemented.
  • Consumer Watchdog sponsored the legislation that initiated the Low Cost Auto Insurance Program enacted by the California legislature in 1999.

Cheaper Car Insurance Guide - Top Six Tips Drivers Should Follow

Retrieved on: 
Sunday, June 21, 2020

The price of car insurance is determined after multiple factors have been analyzed.

Key Points: 
  • The price of car insurance is determined after multiple factors have been analyzed.
  • Many of these factors are beyond the driver's control, but some can be changed in order to help the driver pay lower insurance rates.
  • To save money on car insurance, drivers should follow the next tips:
    Keep a good credit score.
  • Depending on the insurance company, drivers can get car insurance, homeowners' insurance, renters' insurance, motorcycle insurance, life insurance, and even boat insurance all covered under one policy
    For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/
    Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes.

Car Insurance Basics - What Is Liability Auto Insurance

Retrieved on: 
Sunday, September 15, 2019

Causing an accident without carrying liability coverage can make the driver pay enormous bills for the damage they caused.

Key Points: 
  • Causing an accident without carrying liability coverage can make the driver pay enormous bills for the damage they caused.
  • Liability coverage has two main components:
    Bodily injury liability coverage.
  • For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/
    Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes.
  • On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

In What Scenarios Drivers Are More Likely to Drop Full Coverage on Their Vehicles?

Retrieved on: 
Saturday, August 10, 2019

The two parts of full coverage insurance, collision and comprehensive, will cover events like animal collisions, falling objects on the vehicle, weather damage, fire, theft, vandalism.

Key Points: 
  • The two parts of full coverage insurance, collision and comprehensive, will cover events like animal collisions, falling objects on the vehicle, weather damage, fire, theft, vandalism.
  • Drivers can consider dropping full coverage in the following situations:
    The value of the car is low.
  • Drivers that have enough money to pay for the repairs or for the replacement of their vehicles, should drop full coverage.
  • If the actual cash value of the vehicle is smaller than 10 full coverage payments, then drivers should drop full coverage.