Property insurance

Delinea and Conversational Geek Publish "Conversational Cyber Insurance"

Retrieved on: 
Tuesday, July 25, 2023

SAN FRANCISCO, July 25, 2023 /PRNewswire/ -- Delinea, a leading provider of solutions that seamlessly extend Privileged Access Management (PAM), today announced the publication of Conversational Cyber Insurance, a resource developed with Conversational Geek to help organizations navigate the evolving requirements for obtaining cyber insurance policies. The eBook is updated and expanded for 2023 with expert guidance from cyber insurance brokers. 

Key Points: 
  • SAN FRANCISCO, July 25, 2023 /PRNewswire/ -- Delinea , a leading provider of solutions that seamlessly extend Privileged Access Management (PAM), today announced the publication of Conversational Cyber Insurance , a resource developed with Conversational Geek to help organizations navigate the evolving requirements for obtaining cyber insurance policies.
  • In a November 2022 report on cyber insurance , nearly 80% of respondents to a Delinea survey revealed that they have had to use their cyber insurance policies, with more than half of them using it more than once.
  • Conversational Cyber Insurance provides a detailed look at how cyber insurance and Privileged Access Management are intertwined, in addition to what cybersecurity technologies and processes any company will need to obtain or renew cyber insurance.
  • To download a free copy of the Conversational Cyber Insurance eBook from Delinea, visit https://delinea.com/resources/conversational-guide-to-cyber-insurance-pdf .

DeSantis' 'war on woke' looks a lot like attempts by other countries to deny and rewrite history

Retrieved on: 
Monday, July 24, 2023

The goal is often to smother a shameful past by casting those who speak of it as unpatriotic.

Key Points: 
  • The goal is often to smother a shameful past by casting those who speak of it as unpatriotic.
  • Another goal is to stoke so much fear and anger that citizens welcome state censorship.
  • Here are four ways SB 266 relates to attempts used by modern governments to censor history.

1. Invent a threat

    • One strategy that DeSantis shares with other world leaders is to invent a threat that taps into anxieties and then declare war against it.
    • In Russia, President Vladimir Putin has been waging a brutal war against Ukraine in the name of “denazifying” the country.
    • In Florida, the phantom threat is “wokeness,” a reference to a term that the Black Lives Matter movement made mainstream.

2. Criminalize historical discussions

    • Once a fake threat has been ginned up, world leaders can use it to create new laws to criminalize speech and critical discussions of history.
    • SB 266, meanwhile, requires general education courses to “provide instruction on the historical background and philosophical foundation of Western civilization and this nation’s historical documents.” It also prohibits general education core courses from “teaching certain topics or presenting information in specified ways.” The vagueness is deliberate.
    • Florida professors may refrain, for example, from teaching that Jim Crow laws were designed to deny African Americans equal rights.

3. Punish transgressors

    • With laws in place that criminalize dissenting interpretations of history, governments can then punish those who violate them.
    • Punishment can involve threatening arrest and imprisoning individuals, and stripping funding from institutions.

4. Write new history

    • With actual historical events denied or suppressed, governments can then rewrite history to further monopolize truth and impose ideology.
    • Like right-wing ideologues in other parts of the world, DeSantis claims to be defending U.S. history from falsehoods pushed by ideologues.
    • In his attempts to rewrite history, calls for a reckoning with America’s history of anti-Blackness are ridiculed as indoctrination, and bigotry gets repackaged as patriotism.

Redfin Reports Migration Into America’s Most Flood-Prone Areas Has More Than Doubled Since the Start of the Pandemic

Retrieved on: 
Monday, July 24, 2023

This is according to a Redfin analysis of domestic migration data from the U.S. Census Bureau and climate-risk scores from First Street Foundation.

Key Points: 
  • This is according to a Redfin analysis of domestic migration data from the U.S. Census Bureau and climate-risk scores from First Street Foundation.
  • States including Florida, Texas and Arizona exploded in popularity despite increasing risk from storms, drought, wildfires and extreme heat.
  • By comparison, just 14% of homes built from 1900 to 1959 face fire risk and 37% face drought risk.
  • Nearly every home in Orleans Parish and Jefferson Parish —the areas including and surrounding New Orleans —faces high flood risk.

Stanley Martin Homes Honors Severely Injured Veteran with a $50,000 Donation to Homes For Our Troops

Retrieved on: 
Friday, July 21, 2023

KISSIMMEE, Fla., July 21, 2023 /PRNewswire/ -- Stanley Martin Homes, a leading homebuilder in the United States, honored Army SGT Noe "Lito" Santos Dilone with a $50,000 donation to Homes For Our Troops at his Key Ceremony on July 15, 2023, in Kissimmee, Florida. Homes For Our Troops builds and donates specially adapted custom homes nationwide to severely injured post-9/11 veterans, to enable them to rebuild their lives.

Key Points: 
  • Homes For Our Troops builds and donates specially adapted custom homes nationwide to severely injured post-9/11 veterans, to enable them to rebuild their lives.
  • The donation from Stanley Martin will help Homes For Our Troops build more specially adapted custom homes nationwide for Veterans injured during their service.
  • Homes For Our Troops expressed gratitude towards Stanley Martin's generous contribution:
    "We are very grateful to have the support of companies like Stanley Martin Homes.
  • Stanley Martin is committed to honoring those who serve our country by providing essential support services through organizations like Homes For Our Troops.

LifeBrite Labs and Founder Christian Fletcher Sue Major Healthcare Insurers For Malicious Prosecution, Racketeering, Defamation

Retrieved on: 
Friday, July 21, 2023

ATLANTA, July 21, 2023 /PRNewswire/ -- Attorneys representing LifeBrite Laboratories, an Atlanta-based clinical laboratory and its founder Christian Fletcher, filed a lawsuit against six major insurance companies, charging that they made false allegations about LifeBrite to regulators and prosecutors to avoid paying millions of dollars in legitimate claims.

Key Points: 
  • "The insurance companies instigated the criminal prosecution of Mr. Fletcher but he was found not guilty on all charges.
  • LifeBrite provides clinical testing services such as blood and urine toxicology testing to healthcare organizations including rural hospitals in Georgia, Florida and throughout the country.
  • The complaint, filed in Atlanta, charges the insurers with malicious prosecution, racketeering under Georgia's RICO law, tortious interference with contractual and business relations and defamation.
  • Prior to the insurers' smear campaign, LifeBrite was a thriving and successful company, recognized for its work by major publications in Atlanta with Mr. Fletcher being named one of the city's most prominent minority business enterprise owners.

Consumer Advocates to Illinois Utilities: Pause Shut-offs in Storm-ravaged Areas

Retrieved on: 
Thursday, July 20, 2023

They said even though stormy weather has passed, for now, the costs of the aftermath are ongoing.

Key Points: 
  • They said even though stormy weather has passed, for now, the costs of the aftermath are ongoing.
  • "In an emergency like this, utilities need to rise to the occasion and be good corporate citizens," CUB Executive Director Sarah Moskowitz said.
  • Created by the Illinois Legislature, CUB opened its doors in 1984 to represent the interests of residential and small-business utility customers.
  • For more information, call CUB's Consumer Hotline at 1-800-669-5556 or visit CUB's award-winning website, www.CitizensUtilityBoard.org .

Judicial activism has had vastly different impacts in Brazil and the United States

Retrieved on: 
Thursday, July 20, 2023

Earlier this summer, Brazil’s top electoral court banned former president Jair Bolsonaro from running for office for eight years.

Key Points: 
  • Earlier this summer, Brazil’s top electoral court banned former president Jair Bolsonaro from running for office for eight years.
  • Five of seven electoral court judges supported the ban on Bolsonaro, who, in the lead-up to the 2022 election, spread misinformation about the legitimacy of Brazil’s electronic voting system.
  • After the vote, thousands of Bolsonaro supporters stormed the Presidential Palace, congress and the Supreme Court.

Lessons for the United States

    • The court’s ruling demonstrates an essential milestone in Brazil’s young democracy while offering lessons for other countries.
    • That’s particularly true for the United States, where former president Donald Trump is the frontrunner to be the Republican presidential candidate in 2024 despite being under two indictments.
    • First, it indicates that Brazil’s institutions tend to respond vigorously when they perceive threats to democracy and prioritize preserving institutional stability.
    • American elections, however, are run by individual states, with different policies determining eligibility.

Judicial activism

    • In Brazil, the court took on a role as a political regulator, fuelling a debate about judicial activism.
    • Judicial activism — when the judiciary takes an active role in addressing instability, threats or inequality rather than simply responding to cases brought by third parties — is attracting growing interest from scholars.
    • Judicial activism has been particularly evident in the case of Bolsonaro.
    • Some scholars point out that judicial activism can have negative effects on society.

Overreach?

    • This sentiment could benefit politicians endorsed by Bolsonaro in upcoming elections.
    • The actual impacts of the electoral court’s ruling, and the future of the far right in Brazil, will be tested during municipal elections in October 2024.

KCC US Hurricane Model Version 4.0 Certified by the Florida Commission on Hurricane Loss Projection Methodology

Retrieved on: 
Wednesday, July 19, 2023

"Version 4.0 of the KCC Hurricane Model includes several enhancements, most importantly the explicit incorporation of the effects of climate change on hurricanes to date,” said Dr. Daniel Ward, KCC Director of Model Development.

Key Points: 
  • "Version 4.0 of the KCC Hurricane Model includes several enhancements, most importantly the explicit incorporation of the effects of climate change on hurricanes to date,” said Dr. Daniel Ward, KCC Director of Model Development.
  • The results, revealing a shift toward more severe hurricanes, are incorporated into the Hurricane Reference Model used for ratemaking and PML analyses in Florida and other states."
  • Established in 1995, the Florida Commission on Hurricane Loss Projection Methodology (FCHLPM) reviews and audits methodologies for projecting hurricane losses.
  • KCC's US Hurricane Version 4.0 becomes the first certified model to explicitly account for climate change and excess litigation.

Why the 2024 US presidential election will likely be a choice between Biden and Trump again

Retrieved on: 
Wednesday, July 19, 2023

Why, in a country of more than 330 million people, does it appear that Americans will have to choose between Joe Biden or Donald Trump at the 2024 US presidential election?

Key Points: 
  • Why, in a country of more than 330 million people, does it appear that Americans will have to choose between Joe Biden or Donald Trump at the 2024 US presidential election?
  • Anyone under the age of 35 is out, as are those born overseas and non-residents of 14 years or more.
  • So, why then are the odds of Biden and Trump going head-to-head once again so good?

Why Biden?

    • Firstly, any primary challenge from a serious Democrat contender would present undue risk to the “incumbent advantage” of the party.
    • A president, like Carter, seeming to grovel for their own party’s support after a leadership contest, is an easy target for the opposition.
    • Secondly, even if a serious Democrat could shake off the cautionary tale of 1980, there is no clear persuasively electable alternative to Biden.
    • However, Harris suffers even lower approval ratings than Biden, and her chances at winning election in November are less predictable.

Why Trump?

    • Trump is not as likely as Biden to secure the nomination for his party in 2024.
    • Trump’s campaign to reclaim office is the first attempt of any former president to regain office after losing in over 130 years.
    • An unforgettable 147 House Republicans also voted to reject Biden’s 2020 victory in January 2021, believing it was stolen from Trump.
    • Read more:
      You might think Trump being found liable for sexual abuse and defamation would derail his re-election campaign.

Judicial activism has had vastly different impacts on Jair Bolsonaro and Donald Trump

Retrieved on: 
Wednesday, July 19, 2023

Earlier this summer, Brazil’s top electoral court banned former president Jair Bolsonaro from running for office for eight years.

Key Points: 
  • Earlier this summer, Brazil’s top electoral court banned former president Jair Bolsonaro from running for office for eight years.
  • Five of seven electoral court judges supported the ban on Bolsonaro, who, in the lead-up to the 2022 election, spread misinformation about the legitimacy of Brazil’s electronic voting system.
  • After the vote, thousands of Bolsonaro supporters stormed the Presidential Palace, congress and the Supreme Court.

Lessons for the United States

    • The court’s ruling demonstrates an essential milestone in Brazil’s young democracy while offering lessons for other countries.
    • That’s particularly true for the United States, where former president Donald Trump is the frontrunner to be the Republican presidential candidate in 2024 despite being under two indictments.
    • First, it indicates that Brazil’s institutions tend to respond vigorously when they perceive threats to democracy and prioritize preserving institutional stability.
    • American elections, however, are run by individual states, with different policies determining eligibility.

Judicial activism

    • In Brazil, the court took on a role as a political regulator, fuelling a debate about judicial activism.
    • Judicial activism — when the judiciary takes an active role in addressing instability, threats or inequality rather than simply responding to cases brought by third parties — is attracting growing interest from scholars.
    • Judicial activism has been particularly evident in the case of Bolsonaro.
    • Some scholars point out that judicial activism can have negative effects on society.

Overreach?

    • This sentiment could benefit politicians endorsed by Bolsonaro in upcoming elections.
    • The actual impacts of the electoral court’s ruling, and the future of the far right in Brazil, will be tested during municipal elections in October 2024.