Equifax

Leading Credit and Automotive Compliance Technology Company, Informativ, Offers Consumers Ability to Start Their Car Purchasing Experience on Mobile

Retrieved on: 
Tuesday, October 10, 2023
CBC, FTC, CRMS, Booth, SVP, Equifax, Digital, Online shopping, Car dealership, Retail, TEXAS

Informativ's lead generation and prequalification technology, CreditDriver, offers a new mobile-first pre-qualification experience which leads to 30% higher conversion rates compared to website prequalification.

Key Points: 
  • Informativ's lead generation and prequalification technology, CreditDriver, offers a new mobile-first pre-qualification experience which leads to 30% higher conversion rates compared to website prequalification.
  • The solution includes the option for consumers to get prequalified for credit and quickly understand their buying potential through a soft pull credit report.
  • While Informativ partners with all three major credit bureaus, its lead generation technology, CreditDriver, is exclusively powered by Equifax for soft pull credit data.
  • "Automotive dealers must continually evolve and find better ways to enhance the consumer's experience by understanding their preferences.

Equifax Announces Earnings Release Date and Conference Call for Third Quarter 2023 Results

Retrieved on: 
Thursday, October 5, 2023
NYSE, Equifax, Webcast

ATLANTA, Oct. 5, 2023 /PRNewswire/ -- Equifax ® (NYSE: EFX) will announce its financial results for the third quarter ended September 30, 2023 in a release to be issued on October 18 after the market closes.

Key Points: 
  • ATLANTA, Oct. 5, 2023 /PRNewswire/ -- Equifax ® (NYSE: EFX) will announce its financial results for the third quarter ended September 30, 2023 in a release to be issued on October 18 after the market closes.
  • Equifax will host a conference call at 8:30 a.m. Eastern Time (ET) on October 19, in which senior management will discuss financial and business results for the quarter.
  • To view the webcast and slide presentation, please click the link and enter your information to be connected.
  • An audio replay of the conference call will be available on investor.equifax.com beginning on October 20.

MGM Data Breach: Stueve Siegel Hanson LLP Investigates Potential Claims Against MGM Resorts International

Retrieved on: 
Monday, September 25, 2023
MGM, MGM Resorts International, Computer, History, Capital One, Data breach, Advertising, T-Mobile, Casino, Privacy, Equifax

KANSAS CITY, Mo., Sept. 25, 2023 /PRNewswire/ -- Attorney Advertising: Stueve Siegel Hanson LLP , a national leader in data breach and privacy cases, is investigating potential claims against MGM Resorts International ("MGM") resulting from a data breach the casino chain reported on September 11, 2023.

Key Points: 
  • KANSAS CITY, Mo., Sept. 25, 2023 /PRNewswire/ -- Attorney Advertising: Stueve Siegel Hanson LLP , a national leader in data breach and privacy cases, is investigating potential claims against MGM Resorts International ("MGM") resulting from a data breach the casino chain reported on September 11, 2023.
  • Stueve Siegel Hanson, a national leader in data breach and privacy cases, is investigating the MGM Resorts data breach.
  • What is MGM Resorts International: MGM Resorts is a hospitality and entertainment company that owns more than 30 hotel and gaming venues globally as well as an online sportsbook and betting app.
  • Disclaimer: This is attorney advertising sponsored by Stueve Siegel Hanson LLP, located at 460 Nichols Road, Kansas City, Missouri 64112.

Equifax, Experian and TransUnion Support U.S. Consumers With Ongoing Availability of Free Weekly Credit Reports

Retrieved on: 
Monday, September 18, 2023
AnnualCreditReport.com, COVID-19, LON, TRU, Hardship, Equifax, NYSE, TransUnion, NCRA, Experian

ATLANTA and COSTA MESA, Calif. and CHICAGO, Sept. 18, 2023 (GLOBE NEWSWIRE) -- The three Nationwide Credit Reporting Agencies (NCRAs) – Equifax® (NYSE:EFX), Experian (LON:EXPN) and TransUnion (NYSE:TRU) – are reinforcing their commitment to the financial health of U.S. consumers with the ongoing availability of free weekly credit reports through AnnualCreditReport.com .

Key Points: 
  • ATLANTA and COSTA MESA, Calif. and CHICAGO, Sept. 18, 2023 (GLOBE NEWSWIRE) -- The three Nationwide Credit Reporting Agencies (NCRAs) – Equifax® (NYSE:EFX), Experian (LON:EXPN) and TransUnion (NYSE:TRU) – are reinforcing their commitment to the financial health of U.S. consumers with the ongoing availability of free weekly credit reports through AnnualCreditReport.com .
  • “The ongoing availability of free weekly credit reports is another way that our industry is supporting consumers as they make financial decisions.
  • Consumers can access their free credit reports each week from each of the three credit reporting agencies at www.AnnualCreditReport.com .
  • Consumers should review all items appearing in each section of their credit reports.

Equifax and Mitek Join Forces to Protect Consumers Online

Retrieved on: 
Monday, September 25, 2023
Professional Services, Data Management, Security, Technology, Data Analytics, Software, Partnership, Equifax, MTX Audio, Federal Trade Commission, System, Identity theft, Intelligence, Statistics, Identity, Multimedia, Crime, EFX, National Council, Machine learning, FTC, SVP, Cryptocurrency

The same year, losses due to fraud cost Americans $8.8 billion, an increase of more than 30 percent over the previous year.

Key Points: 
  • The same year, losses due to fraud cost Americans $8.8 billion, an increase of more than 30 percent over the previous year.
  • To combat emerging fraud threats, Equifax will leverage Mitek’s artificial intelligence-powered identity verification technology with its own fraud data solutions.
  • “Our mission is to help people live their best financial lives,” said Adam Gunther, SVP & CEO, Equifax Digital Solutions.
  • It is an honor to join forces with Equifax, a world-leading advocate for consumer safety, to deploy our pioneering technology to help strengthen consumer identity protection across the world.”

How Does a Fraud Alert Work, and When Do You Need One?

Retrieved on: 
Tuesday, September 19, 2023
Personal Finance, Finance, Other Education, Professional Services, Education, Identity theft, Equifax, Fraud, AnnualCreditReport.com, TransUnion, Federal Trade Commission, Online shopping, Audit, Payment card, Experian, Pal Maliga

With the Federal Trade Commission reporting consumer fraud losses up by 30% , fraud alerts help consumers safeguard their financial wellbeing.

Key Points: 
  • With the Federal Trade Commission reporting consumer fraud losses up by 30% , fraud alerts help consumers safeguard their financial wellbeing.
  • Placing a fraud alert on your credit report is free and has no effect on your credit score.
  • “However, the fraud alert process is designed to combat even more stresses down the road.
  • Be proactive: Continually monitor your credit accounts and reports to ensure you’re not a victim of identity theft or fraud.

Equifax, Experian and TransUnion Support U.S. Consumers With Ongoing Availability of Free Weekly Credit Reports

Retrieved on: 
Monday, September 18, 2023
Other Professional Services, Personal Finance, Data Analytics, Finance, Banking, Professional Services, Fintech, Business, AnnualCreditReport.com, COVID-19, LON, TRU, Hardship, Equifax, NYSE, TransUnion, NCRA, Experian

The three Nationwide Credit Reporting Agencies (NCRAs) – Equifax® (NYSE:EFX), Experian (LON:EXPN) and TransUnion (NYSE:TRU) – are reinforcing their commitment to the financial health of U.S. consumers with the ongoing availability of free weekly credit reports through AnnualCreditReport.com .

Key Points: 
  • The three Nationwide Credit Reporting Agencies (NCRAs) – Equifax® (NYSE:EFX), Experian (LON:EXPN) and TransUnion (NYSE:TRU) – are reinforcing their commitment to the financial health of U.S. consumers with the ongoing availability of free weekly credit reports through AnnualCreditReport.com .
  • “The ongoing availability of free weekly credit reports is another way that our industry is supporting consumers as they make financial decisions.
  • Consumers can access their free credit reports each week from each of the three credit reporting agencies at www.AnnualCreditReport.com .
  • Consumers should review all items appearing in each section of their credit reports.

Equifax Announces Integration with IRIS Software Group

Retrieved on: 
Wednesday, September 20, 2023
Fair Credit Reporting Act, Public employment services in the European Union, Private sector, Employment, Senior, IRIS, 600 (number), The Work Number, Work, Luigi, SMB, Equifax, FCRA, Equifax Workforce Solutions, NYSE, Health insurance

ATLANTA, Sept. 20, 2023 /PRNewswire/ -- Equifax® (NYSE: EFX) has announced a new integration between The Work Number® service and Payroll Relief software from IRIS Software Group (IRIS). Automated employment and income verifications from The Work Number can now be made available to up to one million additional employees of U.S. small- and medium-sized businesses (SMBs) that are served by accountants and payroll service providers who use IRIS Payroll Relief software.

Key Points: 
  • Automated Employment and Income Verifications from The Work Number® Now Available to U.S. Small and Medium-Sized Businesses Using IRIS Payroll Relief Software
    ATLANTA, Sept. 20, 2023 /PRNewswire/ -- Equifax ® (NYSE: EFX) has announced a new integration between The Work Number ® service and Payroll Relief software from IRIS Software Group (IRIS).
  • "Partnering with The Work Number from Equifax demonstrates our dedication to streamlining verification processes and improving the overall experience for our clients," said Jim Dunham, President and General Manager, IRIS Americas.
  • "This integration with IRIS Payroll Relief software further demonstrates our commitment to bringing the benefits of The Work Number to employers of all sizes and their employees."
  • Additional information on Payroll Relief software from IRIS Software Group can be found here .

Equifax, Experian and TransUnion Support U.S. Consumers With Ongoing Availability of Free Weekly Credit Reports

Retrieved on: 
Monday, September 18, 2023
AnnualCreditReport.com, COVID-19, LON, TRU, Hardship, Equifax, NYSE, TransUnion, NCRA, Experian

ATLANTA and COSTA MESA, Calif. and CHICAGO, Sept. 18, 2023 /PRNewswire/ -- The three Nationwide Credit Reporting Agencies (NCRAs) – Equifax® (NYSE: EFX), Experian (LON: EXPN) and TransUnion (NYSE: TRU) – are reinforcing their commitment to the financial health of U.S. consumers with the ongoing availability of free weekly credit reports through AnnualCreditReport.com. This free service was first introduced at the onset of the COVID-19 pandemic to help consumers protect their financial health during the sudden and unprecedented hardship caused by the public health emergency. It has been permanently extended by the NCRAs to empower consumers to more regularly review their credit history and better understand their financial data.

Key Points: 
  • ATLANTA and COSTA MESA, Calif. and CHICAGO, Sept. 18, 2023 /PRNewswire/ -- The three Nationwide Credit Reporting Agencies (NCRAs) – Equifax® (NYSE: EFX), Experian (LON: EXPN) and TransUnion (NYSE: TRU) – are reinforcing their commitment to the financial health of U.S. consumers with the ongoing availability of free weekly credit reports through AnnualCreditReport.com .
  • It has been permanently extended by the NCRAs to empower consumers to more regularly review their credit history and better understand their financial data.
  • "The ongoing availability of free weekly credit reports is another way that our industry is supporting consumers as they make financial decisions.
  • Consumers can access their free credit reports each week from each of the three credit reporting agencies at www.AnnualCreditReport.com .

Like plumbing did for water, Australia's 'consumer data right' could make your personal data safer and easier to share

Retrieved on: 
Monday, September 18, 2023
Optus, Smell, Technology, Accreditation, Atmosphere, Horse, Privacy Act, Sewage, Economist, Privacy, Microsoft, California Consumer Privacy Act, Human back, Water supply, Customer, Florida State University Business Review, Treasury, Equifax, Collection, Consumer Data Right, Sanitation, Productivity Commission, Water, Apple, Architecture, City, Health, Cryptocurrency, Heating, ventilation, and air conditioning, Nightclub, Sewage treatment, Tutoring, Information technology, Property management, Mint, Yojiro Noda, Alphabet

By that it meant that the world’s biggest and most profitable companies no longer worked with oil, as they had throughout the 20th century, but with data.

Key Points: 
  • By that it meant that the world’s biggest and most profitable companies no longer worked with oil, as they had throughout the 20th century, but with data.
  • By 2022, three of the world’s five most profitable companies specialised in data – Apple, Microsoft and Alphabet.
  • But before that, our cities were shaped by plumbing, making it more accurate to say that data is the new water.

Like water, data flows through pipes

    • We see Australia’s little-known new Consumer Data Right in the same way, as a foundation on which the future will be built.
    • A landmark Productivity Commission report in 2017 made Australia a global leader in planning to regulate data.
    • The resulting 2019 Consumer Data Right mimics plumbing in the way it facilitates flows and removes effluent.

What does the Consumer Data Right do?

    • Concern for the quality and integrity of the transported data is built into the system’s architecture: data holders and accredited data recipients have to ensure the data they transfer is “accurate, up to date and complete”.
    • Data holders have to ask consumers to authorise disclosures of their data and keep records and explanations of such authorisations.

Making data breaches less likely

    • Importantly, when an accredited data recipient no longer needs consumer data (and is not required to retain it for another reason) the recipient has to either destroy or de-identify it.
    • Had Optus been accredited under the consumer data right before exposing the data of as many as 10 million current and former customers last year, in what has been labelled “the worst data breach in Australia’s history”, it would most likely have been found to be in breach of its obligations by holding on to data it no longer needed.
    • Running parallel to the consumer data right for firms that haven’t applied for accreditation are the old practices.

Old pipes are unsafe

    • Read more:
      Why the class action against Optus could be Australia's biggest

      The sooner these old practices are replaced with practices governed by the consumer data right, the stronger Australia’s data economy will become.

    • What we find strange about the changes taking part in Australia is that overseas they are regarded as pioneering.
    • It is time for Australian businesses to embrace what’s coming and start developing uses for the consumer data right that will appeal to customers.