Property insurance

• Such was the case in the hush money trial involving former President Donald Trump and alleged payments to porn star Stormy Daniels when lawyers for both sides presented their opening statements on April 22, 2024, in New York.
• “Then he covered up that conspiracy by lying in his New York business records, over and over and over again,” Colangelo said.
• Academic psychologists tell us that between 65% and 75% of jurors make up their minds about a case after the opening statement.
• It is vitally important, then, for lawyers on both sides to start their opening arguments with a bang.

The psychology of jurors

• If the idea is to win over the jury by the end of the lawyer’s opening statement, how, in practice, is that done?
• Trial lawyers steeped in the research know that juries respond to a well-considered theory of the case, punctuated by a pithy theme.
• Often the theme is the first sentence out of the lawyer’s mouth, followed by a fuller description of the theory.

• It’s called democracy.” Though prosecutors have tried to put a “sinister” spin on this, Blanche said jurors will learn it’s not a crime.
• In each example, the jury is given enough information to frame the evidence they will hear throughout the trial.
• They set the tone and offer the jury a framework to understand the upcoming months of testimony they are about to hear.

Ronald S. Sullivan Jr. does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.

• AM Best will host a complimentary webinar, titled, “From Convective Storms to Flood: The Growing Impact of Secondary Insurance Perils,” on April 23, 2024, at 2:00 p.m. (EDT).
• In a one-hour webinar sponsored by Munich Re U.S. , an expert panel will unravel the complexities of secondary perils (also known as non-peak perils), exploring their nature, impact, and mitigation strategies.
• Key points to be covered:
  Defining secondary insurance perils: Discover what constitutes secondary perils and how they differ from primary risks.
• Impact on insurance coverage: Understand how secondary perils can impact insurance coverage and claims processes.

• BOCA RATON, Fla., April 4, 2024 /PRNewswire/ -- Windward Risk Managers, the management company behind Florida Peninsula and Edison Insurance, proudly announces the launch of Ovation Home Insurance Exchange.
• "Ovation will be greatly beneficial for both homeowners and agents in Florida, by providing new dedicated capital, additional capacity, and coverage options for Floridians at competitive prices.
• This is an exciting proposition for Florida homeowners, and we are thrilled to bring Ovation Home to Florida," said Paul Adkins, CEO of Ovation.
• With the launch of Ovation, the management company will change its name to Windward Risk Managers and will provide all sales, service, and claims support for Ovation Home Insurance Exchange, Florida Peninsula and Edison Insurance companies.

• TALLAHASSEE, Fla., March 19, 2024 /PRNewswire/ -- As the spring tornado season approaches, the latest survey conducted by the nonprofit Federal Alliance for Safe Homes (FLASH) sheds light on persistent challenges in tornado safety awareness among Americans residing in high-risk locations.
• Nearly 95% of U.S. counties have experienced tornado watches within the last five years.
• "However, we have yet to reach our goal of making tornado safety second nature for all in harm's way."
• Furthermore, the survey identifies a significant gap in awareness regarding the life-saving potential of safe rooms.